Flats/Maisonettes 2 sales on record

38 DERBY COURT

BURY, GREATER MANCHESTER, BL9 6WG

£122,250

Location

Map view View on Google Maps View on OpenStreetMap Street View BL9 6WG

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Walmersley Road/The Sundial	0.0 miles
Train station	Burrs Country Park Halt	0.5 miles
Shop	GSF Car Parts	0.7 miles
University	University of Bolton Orlando Village Residence	6.1 miles
Hospital	Bolton Hospice	6.5 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Bathrooms

Floor area

43 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£122,250 Mar 2026

Price per m²

£2,843/m²

Local average

£138,066 (16 sales)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 30/08/2019

Expiry date: 29/08/2029

Current heating cost: £456/year

Potential heating cost: £270/year

Est. upgrade cost to C: £1,035

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Low energy lighting for all fixed outlets (£35)
High heat retention storage heaters (£800 - £1,200)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/03/2026	£122,250	Flat	+6.3%	£121,771 to June 2026	View transaction
Sold	19/08/2022	£115,000	Flat	—	£118,017 to June 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£122,250
listed	12/09/2025	£120,000
sold	01/01/2022	£115,000
sold	01/01/2006	£119,150

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
287 FLAT 6 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX	£86,000	03/11/2025	Flat
259 FLAT 10 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX	£103,000	02/02/2024	Flat
5 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£142,000	21/12/2023	Flat
4 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£130,000	14/07/2023	Flat
259 FLAT 1 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX	£103,000	30/09/2022	Flat
12 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£112,000	28/09/2022	Flat
60 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£116,000	19/08/2022	Flat
22 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£136,500	04/08/2022	Flat
259 FLAT 3 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX	£105,000	28/07/2022	Flat
259 FLAT 8 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX	£100,000	10/06/2022	Flat
7 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£117,000	11/04/2022	Flat
287 FLAT 5 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX	£117,500	18/03/2022	Flat
24 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£127,000	17/03/2022	Flat
62 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£120,000	18/02/2022	Flat
71 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£101,000	21/01/2022	Flat
25 HALVARD COURT, BURY, GREATER MANCHESTER, BL9 6XE	£101,000	21/12/2021	Flat
47 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£130,000	05/11/2021	Flat
70 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£115,000	01/11/2021	Flat
55 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG	£123,000	11/10/2021	Flat

Area average: £115,000 (19 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1%

10y growth 44.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Bury. Series: Flats and maisonettes. As of June 2026.

1y (index) 0.9%

5y (index) 8.5%

10y (index) 49.3%

Rental Range

Estimated market rent for Bury. Low = conservative, Realistic = average, Optimistic = best case.

Low £872/mo

Realistic £969/mo

Optimistic £1,066/mo

Based on Local Authority from postcode lookup → Bury.

LHA (30th percentile) floor for Bolton and Bury: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Walmersley Road, BL9	£850/mo	1	0.53 miles	OpenRent

Average rent: £850/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.7%

Max investor price (0.8%) £106,250

Target investor price (1%) £85,000

Gross yield 8.3%

Cost-to-rent ratio 12×

Monthly cashflow £259/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 8.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Chesham Primary Academy	Primary	0.2 miles	Inadequate — 4 Jul 2023
St John with St Mark CofE Primary School	Primary	0.4 miles	Good — 25 Jan 2017
St Joseph and St Bede RC Primary School, a Voluntary Academy	Primary	0.6 miles	Good — 22 Jun 2022
Springside Primary School	Primary	0.6 miles	Good — 28 Jul 2019
St Paul's Church of England Primary School	Primary	0.7 miles	Requires improvement — 18 May 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 38 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG

## Property details

- Slug: `37e31cd` (address key hash: `37e31cd7e7d1d2527c84888e9225b8608956c29f`)
- Postcode: BL9 6WG
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 43 m²
- EPC rating: D
- Year built: England and Wales: 2003-2006
- Last sold: £122,250 Mar 2026
- Price per m²: £2,843/m²
- Local average: £138,066 (16 sales)

## Latest sale

- Price: £122,250
- Date: 2026-03-27
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 29/08/2029
- **Current heating cost:** £456/year
- **Est. upgrade cost to C:** £1,035

### Recommendations
- E (£35)
- L2 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7808-1036-6248-4351-3960)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-27 | £122,250 | Flat | +6.3% | £121,771 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-3080-b8d0-e063-4704a8c08d98) |
| Sold | 2022-08-19 | £115,000 | Flat | — | £118,017 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/ec7ad099-e9e8-9200-e053-6c04a8c0e306) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £122,250 | 27/03/2026 | Flat |
| 38 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £115,000 | 19/08/2022 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166910147](http://87.117.209.195:8080/listings/1e96b1f)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £122,250 |
| listed | 2025-09-12 | £120,000 |
| sold | 2022-01-01 | £115,000 |
| sold | 2006-01-01 | £119,150 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 287 FLAT 6 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £86,000 | 03/11/2025 | Flat |
| 259 FLAT 10 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £103,000 | 02/02/2024 | Flat |
| 5 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £142,000 | 21/12/2023 | Flat |
| 4 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £130,000 | 14/07/2023 | Flat |
| 259 FLAT 1 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £103,000 | 30/09/2022 | Flat |
| 12 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £112,000 | 28/09/2022 | Flat |
| 60 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £116,000 | 19/08/2022 | Flat |
| 22 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £136,500 | 04/08/2022 | Flat |
| 259 FLAT 3 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £105,000 | 28/07/2022 | Flat |
| 259 FLAT 8 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £100,000 | 10/06/2022 | Flat |
| 7 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £117,000 | 11/04/2022 | Flat |
| 287 FLAT 5 WALMERSLEY ROAD, BURY, GREATER MANCHESTER, BL9 6NX | £117,500 | 18/03/2022 | Flat |
| 24 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £127,000 | 17/03/2022 | Flat |
| 62 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £120,000 | 18/02/2022 | Flat |
| 71 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £101,000 | 21/01/2022 | Flat |
| 25 HALVARD COURT, BURY, GREATER MANCHESTER, BL9 6XE | £101,000 | 21/12/2021 | Flat |
| 47 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £130,000 | 05/11/2021 | Flat |
| 70 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £115,000 | 01/11/2021 | Flat |
| 55 DERBY COURT, BURY, GREATER MANCHESTER, BL9 6WG | £123,000 | 11/10/2021 | Flat |

**Area average:** £115,000 (19 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1%
- **10y growth:** 44.4%

## House Price Index (HM Land Registry)

*Official index for Bury; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 8.5%
- **10y growth (index):** 49.3%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £872/mo
- **Realistic:** £969/mo
- **Optimistic:** £1,066/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Walmersley Road, BL9 | £850/mo | 1 | 0.53 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.7% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 8.3%
- **Cost-to-rent:** 12×
- **Monthly cashflow:** £259/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 8.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Chesham Primary Academy | Primary | 0.2 miles | Inadequate — 4 Jul 2023 |
| St John with St Mark CofE Primary School | Primary | 0.4 miles | Good — 25 Jan 2017 |
| St Joseph and St Bede RC Primary School, a Voluntary Academy | Primary | 0.6 miles | Good — 22 Jun 2022 |
| Springside Primary School | Primary | 0.6 miles | Good — 28 Jul 2019 |
| St Paul's Church of England Primary School | Primary | 0.7 miles | Requires improvement — 18 May 2023 |