Terraced 2 sales on record

86 MONA ROAD

CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND

£115,000

Location

Map view View on Google Maps View on OpenStreetMap Street View OL9 8ND

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Nimble Nook, Fields New Road / opposite Ramsey Street	0.1 miles
Shop	YK Autoworx	0.1 miles
Train station	Moston	1.4 miles
Hospital	The Christie at Oldham	1.5 miles
University	UCEN Manchester (City Campus)	5.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

49 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£115,000 Apr 2026

Price per m²

£2,347/m²

Local average

£160,916 (61 sales)

Street crime

2 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 29/05/2025

Expiry date: 28/05/2035

Current heating cost: £419/year

Potential heating cost: £419/year

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	24/04/2026	£115,000	Terraced	+64.3%	£116,884 to June 2026	View transaction
Sold	28/02/2014	£70,000	Terraced	—	£144,789 to June 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
15 MARFIELD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PN	£185,000	12/12/2025	Terraced
206 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PL	£150,000	05/12/2025	Terraced
64 CORNWALL STREET, OLDHAM, GREATER MANCHESTER, OL9 7SF	£125,000	31/10/2025	Terraced
74 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND	£120,000	15/10/2025	Terraced
77 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND	£230,000	18/07/2025	Terraced
43 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY	£160,000	27/06/2025	Terraced
226 BLOCK LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7QB	£170,000	27/03/2025	Terraced
2 MARFIELD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PN	£174,000	20/12/2023	Terraced
251 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NZ	£165,000	18/12/2023	Terraced
162 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NT	£130,000	26/09/2023	Terraced
54 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY	£170,000	28/07/2023	Terraced
7 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY	£145,000	25/07/2023	Terraced
7 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY	£125,000	15/05/2023	Terraced
206 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PL	£109,000	28/04/2023	Terraced
6 MARFIELD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PN	£170,000	17/02/2023	Terraced
198 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NT	£130,000	22/12/2022	Terraced
289 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 9DG	£140,000	15/12/2022	Terraced
10 COTSWOLD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PJ	£110,500	02/12/2022	Terraced
278 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PE	£126,000	25/11/2022	Terraced
208 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NZ	£120,000	17/11/2022	Terraced

Area average: £147,725 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 28.8%

10y growth 80.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Terraced. As of June 2026.

1y (index) 5.8%

5y (index) 34.4%

10y (index) 89.5%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £838/mo

Realistic £931/mo

Optimistic £1,024/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Fields New Road, OL9	£925/mo	2	0.05 miles	OpenRent
2 Bed Terraced House, Oxford Street, OL9	£1,000/mo	2	0.22 miles	OpenRent
2 Bed Terraced House, Thompson Lane, OL9	£2,600/mo	2	0.3 miles	OpenRent
3 Bed Terraced House, Thompson Lane, OL9	£1,100/mo	3	0.35 miles	OpenRent

Average rent: £1,406/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.91%

Max investor price (0.8%) £131,250

Target investor price (1%) £105,000

Gross yield 11%

Cost-to-rent ratio 9.1×

Monthly cashflow £467/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 16.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	2
Total incidents	2

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Christ Church CofE Primary School	Primary	0.2 miles	Good — 17 Jan 2013
Freehold Community Academy	Primary	0.3 miles	Good — 22 Oct 2018
Stanley Road Primary School	Primary	0.4 miles	Good — 28 Feb 2024
Blessed John Henry Newman Roman Catholic College	Secondary	0.4 miles	Requires improvement — 5 Jul 2023
Corpus Christi RC Primary School	Primary	0.4 miles	Outstanding — 23 Dec 2015

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 86 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND

## Property details

- Slug: `36b8775` (address key hash: `36b87751bf4d1cbab0177333856e4a115e9c38e0`)
- Postcode: OL9 8ND
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 49 m²
- EPC rating: C
- Year built: England and Wales: 1983-1990
- Last sold: £115,000 Apr 2026
- Price per m²: £2,347/m²
- Local average: £160,916 (61 sales)
- Street crime: 2 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £115,000
- Date: 2026-04-24
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 28/05/2035
- **Current heating cost:** £419/year

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3535-9825-2500-0941-0222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £115,000 | Terraced | +64.3% | £116,884 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/5340b1c5-91c9-8052-e063-4804a8c06ee4) |
| Sold | 2014-02-28 | £70,000 | Terraced | — | £144,789 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/37e8fa01-7781-4f3e-a1d3-c5f278a3e74e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 86 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND | £115,000 | 24/04/2026 | Terraced |
| 86 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND | £70,000 | 28/02/2014 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 15 MARFIELD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PN | £185,000 | 12/12/2025 | Terraced |
| 206 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PL | £150,000 | 05/12/2025 | Terraced |
| 64 CORNWALL STREET, OLDHAM, GREATER MANCHESTER, OL9 7SF | £125,000 | 31/10/2025 | Terraced |
| 74 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND | £120,000 | 15/10/2025 | Terraced |
| 77 MONA ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8ND | £230,000 | 18/07/2025 | Terraced |
| 43 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY | £160,000 | 27/06/2025 | Terraced |
| 226 BLOCK LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7QB | £170,000 | 27/03/2025 | Terraced |
| 2 MARFIELD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PN | £174,000 | 20/12/2023 | Terraced |
| 251 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NZ | £165,000 | 18/12/2023 | Terraced |
| 162 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NT | £130,000 | 26/09/2023 | Terraced |
| 54 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY | £170,000 | 28/07/2023 | Terraced |
| 7 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY | £145,000 | 25/07/2023 | Terraced |
| 7 WILTSHIRE ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 7RY | £125,000 | 15/05/2023 | Terraced |
| 206 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PL | £109,000 | 28/04/2023 | Terraced |
| 6 MARFIELD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PN | £170,000 | 17/02/2023 | Terraced |
| 198 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NT | £130,000 | 22/12/2022 | Terraced |
| 289 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 9DG | £140,000 | 15/12/2022 | Terraced |
| 10 COTSWOLD AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PJ | £110,500 | 02/12/2022 | Terraced |
| 278 DENTON LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8PE | £126,000 | 25/11/2022 | Terraced |
| 208 FIELDS NEW ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 8NZ | £120,000 | 17/11/2022 | Terraced |

**Area average:** £147,725 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 28.8%
- **10y growth:** 80.3%

## House Price Index (HM Land Registry)

*Official index for Oldham; Terraced series; as of June 2026.*

- **1y growth (index):** 5.8%
- **5y growth (index):** 34.4%
- **10y growth (index):** 89.5%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £838/mo
- **Realistic:** £931/mo
- **Optimistic:** £1,024/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Fields New Road, OL9 | £925/mo | 2 | 0.05 miles | OpenRent |
| 2 Bed Terraced House, Oxford Street, OL9 | £1,000/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Terraced House, Thompson Lane, OL9 | £2,600/mo | 2 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Thompson Lane, OL9 | £1,100/mo | 3 | 0.35 miles | OpenRent |

**Average rent: £1,406/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.91% (okay)
- **Max investor price (0.8%):** £131,250
- **Target investor price (1%):** £105,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,050/mo).*

- **Gross yield:** 11%
- **Cost-to-rent:** 9.1×
- **Monthly cashflow:** £467/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 16.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Christ Church CofE Primary School | Primary | 0.2 miles | Good — 17 Jan 2013 |
| Freehold Community Academy | Primary | 0.3 miles | Good — 22 Oct 2018 |
| Stanley Road Primary School | Primary | 0.4 miles | Good — 28 Feb 2024 |
| Blessed John Henry Newman Roman Catholic College | Secondary | 0.4 miles | Requires improvement — 5 Jul 2023 |
| Corpus Christi RC Primary School | Primary | 0.4 miles | Outstanding — 23 Dec 2015 |