# 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND

## Property details

- Slug: `3691eeb` (address key hash: `3691eeb807fd67ffeeda2349d8a2443d57e26a50`)
- Postcode: TW15 2ND
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 48 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £260,000 Mar 2026
- Price per m²: £5,417/m²
- Local average: £264,026 (31 sales)
- Street crime: 159 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £260,000
- Date: 2026-03-02
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 23/05/2028
- **Current heating cost:** £431/year
- **Est. upgrade cost to C:** £10,000

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8908-7425-1460-4064-7922)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-02 | £260,000 | Flat | 0% | £258,629 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-6d08-b8d0-e063-4704a8c08d98) |
| Sold | 2019-01-04 | £260,000 | Flat | -33.3% | £264,773 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/8cac1318-b4f5-0253-e053-6b04a8c08e51) |
| Sold | 2016-07-12 | £390,000 | Semi-detached | — | £472,354 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/39140479-ed75-3206-e050-a8c063057647) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £260,000 | 02/03/2026 | Flat |
| 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £260,000 | 04/01/2019 | Flat |
| 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £390,000 | 12/07/2016 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164523062](http://87.117.209.195:8080/listings/a845615)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £260,000 |
| listed | 2025-07-15 | £295,000 |
| sold | 2019-01-01 | £260,000 |
| sold | 2016-01-01 | £390,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 60A CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £335,000 | 09/01/2026 | Flat |
| CURZON HOUSE 3 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL | £304,000 | 10/11/2025 | Flat |
| 11B CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QU | £310,000 | 19/10/2023 | Flat |
| CANTERBURY COURT 5 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2PT | £212,500 | 14/09/2023 | Flat |
| SOVEREIGN HOUSE 6 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ | £238,000 | 27/06/2023 | Flat |
| SOVEREIGN HOUSE 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ | £260,000 | 19/12/2022 | Flat |
| CHRISTOPHER COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF | £300,000 | 07/12/2022 | Flat |
| JEANETTE COURT FLAT 3 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QW | £312,000 | 02/12/2022 | Flat |
| ELSTREE HOUSE, 45 FLAT 4 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QX | £295,000 | 18/11/2022 | Flat |
| VIRGINIA COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ | £308,000 | 05/10/2022 | Flat |
| CONIFER COURT 8 THE CRESCENT, ASHFORD, SPELTHORNE, SURREY, TW15 2SY | £312,000 | 28/09/2022 | Flat |
| CURZON HOUSE 1 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL | £315,000 | 27/06/2022 | Flat |
| VIRGINIA COURT 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ | £218,000 | 27/05/2022 | Flat |
| 134B CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £225,000 | 20/05/2022 | Flat |
| CHESTERFIELD COURT 2 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF | £320,000 | 29/04/2022 | Flat |
| 24 FAIRHOLME ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2LH | £310,000 | 30/03/2022 | Flat |
| CHRISTOPHER COURT 1 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF | £295,000 | 11/03/2022 | Flat |
| 6 - 8 FLAT 1 WOLSEY ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2RB | £320,000 | 04/03/2022 | Flat |
| HAMILTON COURT, 17 FLAT 4 NELSON ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QT | £225,000 | 28/02/2022 | Flat |
| CHESTERFIELD COURT 8 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF | £296,000 | 24/09/2021 | Flat |

**Area average:** £285,525 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 70.6%
- **10y growth:** -1.3%

## House Price Index (HM Land Registry)

*Official index for Spelthorne; Flats and maisonettes series; as of May 2026.*

- **1y growth (index):** -5.7%
- **5y growth (index):** 2.5%
- **10y growth (index):** 4.2%

## Rental Range

*ONS Price Index of Private Rents (Spelthorne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,473/mo
- **Realistic:** £1,637/mo
- **Optimistic:** £1,801/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Chaucer Road, TW15 | £950/mo | 1 | 0.12 miles | OpenRent |
| Studio Flat, Coleridge Road, TW15 | £795/mo | 1 | 0.19 miles | OpenRent |
| Studio Flat, Elizabeth Avenue, TW18 | £948/mo | 1 | 0.75 miles | OpenRent |

**Average rent: £898/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £118,500
- **Target investor price (1%):** £94,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £948/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.9×
- **Monthly cashflow:** £-196/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 51 |
| Shoplifting | 27 |
| Anti-social behaviour | 20 |
| Public order | 16 |
| Criminal damage and arson | 11 |
| Vehicle crime | 9 |
| Other theft | 8 |
| Possession of weapons | 5 |
| Other crime | 4 |
| Theft from the person | 4 |
| Drugs | 2 |
| Burglary | 1 |
| Robbery | 1 |
| **Total incidents** | **159** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Clarendon Primary School | Primary | 0.3 miles | Good — 25 Apr 2018 |
| St James Senior Boys' School | Other | 0.4 miles | — (No rating) |
| St Michael Catholic Primary School & Nursery | Primary | 0.5 miles | Outstanding — 24 Jun 2024 |
| Thomas Knyvett College | Secondary | 0.5 miles | Requires improvement — 20 Mar 2024 |
| Ashford Park Primary School | Primary | 0.6 miles | Good — 14 Mar 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1045265
- **Address:** 98 Chesterfield Road, Ashford, TW15 2ND
- **Certificate Issued:** 16/08/2018
- **Work Completed:** 06/06/2003
- **Items:** 12 window(s), 1 door(s)