Flats/Maisonettes 3 sales on record

98 CHESTERFIELD ROAD

ASHFORD, SPELTHORNE, SURREY, TW15 2ND

£260,000

Location

Map view View on Google Maps View on OpenStreetMap Street View TW15 2ND

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Stanwell Road	0.2 miles
Shop	Unknown	0.2 miles
Train station	Ashford	0.3 miles
University	Royal Holloway	4.0 miles
Hospital	Hounslow Medical Centre	4.8 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Bathrooms

Floor area

48 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£260,000 Mar 2026

Price per m²

£5,417/m²

Local average

£264,026 (31 sales)

Street crime

185 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 24/05/2018

Expiry date: 23/05/2028

Current heating cost: £431/year

Potential heating cost: £247/year

Est. upgrade cost to C: £10,000

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	02/03/2026	£260,000	Flat	0%	£261,090 to April 2026	View transaction
Sold	04/01/2019	£260,000	Flat	-33.3%	£268,985 to April 2026	View transaction
Sold	12/07/2016	£390,000	Semi-detached	—	£478,034 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£260,000
listed	15/07/2025	£295,000
sold	01/01/2019	£260,000
sold	01/01/2016	£390,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
60A CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND	£335,000	09/01/2026	Flat
CURZON HOUSE 3 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL	£304,000	10/11/2025	Flat
11B CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QU	£310,000	19/10/2023	Flat
CANTERBURY COURT 5 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2PT	£212,500	14/09/2023	Flat
SOVEREIGN HOUSE 6 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ	£238,000	27/06/2023	Flat
SOVEREIGN HOUSE 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ	£260,000	19/12/2022	Flat
CHRISTOPHER COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF	£300,000	07/12/2022	Flat
JEANETTE COURT FLAT 3 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QW	£312,000	02/12/2022	Flat
ELSTREE HOUSE, 45 FLAT 4 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QX	£295,000	18/11/2022	Flat
VIRGINIA COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ	£308,000	05/10/2022	Flat
CONIFER COURT 8 THE CRESCENT, ASHFORD, SPELTHORNE, SURREY, TW15 2SY	£312,000	28/09/2022	Flat
CURZON HOUSE 1 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL	£315,000	27/06/2022	Flat
VIRGINIA COURT 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ	£218,000	27/05/2022	Flat
134B CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND	£225,000	20/05/2022	Flat
CHESTERFIELD COURT 2 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF	£320,000	29/04/2022	Flat
24 FAIRHOLME ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2LH	£310,000	30/03/2022	Flat
CHRISTOPHER COURT 1 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF	£295,000	11/03/2022	Flat
6 - 8 FLAT 1 WOLSEY ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2RB	£320,000	04/03/2022	Flat
HAMILTON COURT, 17 FLAT 4 NELSON ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QT	£225,000	28/02/2022	Flat
CHESTERFIELD COURT 8 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF	£296,000	24/09/2021	Flat

Area average: £285,525 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Feltham Hill Road, Ashford	£200,000	1	Flat	0.68 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 69.3%

10y growth -1.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Spelthorne. Series: Flats and maisonettes. As of April 2026.

1y (index) -2.5%

5y (index) 4.5%

10y (index) 6.9%

Rental Range

Estimated market rent for Spelthorne. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,473/mo

Realistic £1,637/mo

Optimistic £1,801/mo

Based on Local Authority from postcode lookup → Spelthorne.

LHA (30th percentile) floor for Bedford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Chaucer Road, TW15	£950/mo	1	0.12 miles	OpenRent
Studio Flat, Coleridge Road, TW15	£795/mo	1	0.19 miles	OpenRent
Studio Flat, Elizabeth Avenue, TW18	£948/mo	1	0.75 miles	OpenRent

Average rent: £898/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.36%

Max investor price (0.8%) £118,500

Target investor price (1%) £94,800

Gross yield 4.4%

Cost-to-rent ratio 22.9×

Monthly cashflow £-196/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -3.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	64
Anti-social behaviour	28
Shoplifting	23
Criminal damage and arson	16
Public order	15
Other theft	13
Burglary	6
Vehicle crime	6
Other crime	5
Drugs	3
Robbery	3
Bicycle theft	1
Possession of weapons	1
Theft from the person	1
Total incidents	185

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Clarendon Primary School	Primary	0.3 miles	Good — 25 Apr 2018
St James Senior Boys' School	Other	0.4 miles	— (No rating)
St Michael Catholic Primary School & Nursery	Primary	0.5 miles	Outstanding — 24 Jun 2024
Thomas Knyvett College	Secondary	0.5 miles	Requires improvement — 20 Mar 2024
Ashford Park Primary School	Primary	0.6 miles	Good — 14 Mar 2024

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
16/08/2018	06/06/2003	12	1

# 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND

## Property details

- Slug: `3691eeb` (address key hash: `3691eeb807fd67ffeeda2349d8a2443d57e26a50`)
- Postcode: TW15 2ND
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 1
- Bathrooms: 1
- Floor area: 48 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £260,000 Mar 2026
- Price per m²: £5,417/m²
- Local average: £264,026 (31 sales)
- Street crime: 185 incidents within 1 mile (May 2026)

## Latest sale

- Price: £260,000
- Date: 2026-03-02
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 23/05/2028
- **Current heating cost:** £431/year
- **Est. upgrade cost to C:** £10,000

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8908-7425-1460-4064-7922)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-02 | £260,000 | Flat | 0% | £261,090 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-6d08-b8d0-e063-4704a8c08d98) |
| Sold | 2019-01-04 | £260,000 | Flat | -33.3% | £268,985 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/8cac1318-b4f5-0253-e053-6b04a8c08e51) |
| Sold | 2016-07-12 | £390,000 | Semi-detached | — | £478,034 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/39140479-ed75-3206-e050-a8c063057647) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £260,000 | 02/03/2026 | Flat |
| 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £260,000 | 04/01/2019 | Flat |
| 98 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £390,000 | 12/07/2016 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164523062](http://87.117.209.195:8080/listings/a845615)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £260,000 |
| listed | 2025-07-15 | £295,000 |
| sold | 2019-01-01 | £260,000 |
| sold | 2016-01-01 | £390,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 60A CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £335,000 | 09/01/2026 | Flat |
| CURZON HOUSE 3 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL | £304,000 | 10/11/2025 | Flat |
| 11B CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QU | £310,000 | 19/10/2023 | Flat |
| CANTERBURY COURT 5 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2PT | £212,500 | 14/09/2023 | Flat |
| SOVEREIGN HOUSE 6 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ | £238,000 | 27/06/2023 | Flat |
| SOVEREIGN HOUSE 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QQ | £260,000 | 19/12/2022 | Flat |
| CHRISTOPHER COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF | £300,000 | 07/12/2022 | Flat |
| JEANETTE COURT FLAT 3 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QW | £312,000 | 02/12/2022 | Flat |
| ELSTREE HOUSE, 45 FLAT 4 CHAUCER ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QX | £295,000 | 18/11/2022 | Flat |
| VIRGINIA COURT 3 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ | £308,000 | 05/10/2022 | Flat |
| CONIFER COURT 8 THE CRESCENT, ASHFORD, SPELTHORNE, SURREY, TW15 2SY | £312,000 | 28/09/2022 | Flat |
| CURZON HOUSE 1 FORD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2QL | £315,000 | 27/06/2022 | Flat |
| VIRGINIA COURT 4 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QJ | £218,000 | 27/05/2022 | Flat |
| 134B CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2ND | £225,000 | 20/05/2022 | Flat |
| CHESTERFIELD COURT 2 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF | £320,000 | 29/04/2022 | Flat |
| 24 FAIRHOLME ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2LH | £310,000 | 30/03/2022 | Flat |
| CHRISTOPHER COURT 1 STANWELL ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QF | £295,000 | 11/03/2022 | Flat |
| 6 - 8 FLAT 1 WOLSEY ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2RB | £320,000 | 04/03/2022 | Flat |
| HAMILTON COURT, 17 FLAT 4 NELSON ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 3QT | £225,000 | 28/02/2022 | Flat |
| CHESTERFIELD COURT 8 CHESTERFIELD ROAD, ASHFORD, SPELTHORNE, SURREY, TW15 2NF | £296,000 | 24/09/2021 | Flat |

**Area average:** £285,525 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Feltham Hill Road, Ashford](http://87.117.209.195:8080/listings/77e1ce9) | £200,000 | 1 | Flat | 0.68 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 69.3%
- **10y growth:** -1.3%

## House Price Index (HM Land Registry)

*Official index for Spelthorne; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** -2.5%
- **5y growth (index):** 4.5%
- **10y growth (index):** 6.9%

## Rental Range

*ONS Price Index of Private Rents (Spelthorne). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,473/mo
- **Realistic:** £1,637/mo
- **Optimistic:** £1,801/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bedford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Chaucer Road, TW15 | £950/mo | 1 | 0.12 miles | OpenRent |
| Studio Flat, Coleridge Road, TW15 | £795/mo | 1 | 0.19 miles | OpenRent |
| Studio Flat, Elizabeth Avenue, TW18 | £948/mo | 1 | 0.75 miles | OpenRent |

**Average rent: £898/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.36% (weak for cashflow)
- **Max investor price (0.8%):** £118,500
- **Target investor price (1%):** £94,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £948/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.9×
- **Monthly cashflow:** £-196/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 64 |
| Anti-social behaviour | 28 |
| Shoplifting | 23 |
| Criminal damage and arson | 16 |
| Public order | 15 |
| Other theft | 13 |
| Burglary | 6 |
| Vehicle crime | 6 |
| Other crime | 5 |
| Drugs | 3 |
| Robbery | 3 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Theft from the person | 1 |
| **Total incidents** | **185** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Clarendon Primary School | Primary | 0.3 miles | Good — 25 Apr 2018 |
| St James Senior Boys' School | Other | 0.4 miles | — (No rating) |
| St Michael Catholic Primary School & Nursery | Primary | 0.5 miles | Outstanding — 24 Jun 2024 |
| Thomas Knyvett College | Secondary | 0.5 miles | Requires improvement — 20 Mar 2024 |
| Ashford Park Primary School | Primary | 0.6 miles | Good — 14 Mar 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #1045265
- **Address:** 98 Chesterfield Road, Ashford, TW15 2ND
- **Certificate Issued:** 16/08/2018
- **Work Completed:** 06/06/2003
- **Items:** 12 window(s), 1 door(s)