Semi-Detached

7 PENMORE GARDENS

HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY

£177,000

Location

Map view View on Google Maps View on OpenStreetMap Street View S41 0TY

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Hasland, Penmore Lane	0.1 miles
Shop	Purrfect Pawz	0.3 miles
Train station	Chesterfield	0.9 miles
University	Cliff College	9.2 miles
Hospital	Kings Mill Hospital	9.7 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

57 m²

EPC rating

Year built

England and Wales: 1983-1990

Last sold

£177,000 Feb 2026

Price per m²

£3,105/m²

Local average

£175,726 (61 sales)

Street crime

315 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: B

Inspection date: 11/07/2022

Expiry date: 10/07/2032

Est. upgrade cost to C: £10,520

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	04/02/2026	£177,000	Semi-detached	—	£181,622 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
listed	28/01/2026	£175,000
sold	01/01/2026	£177,000
sold	01/01/2023	£152,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
114 HASLAND ROAD, CHESTERFIELD, DERBYSHIRE, S41 0SD	£120,000	30/01/2026	Semi-detached
14 RANMOOR CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SQ	£167,000	21/11/2025	Semi-detached
293 HASLAND ROAD, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0AA	£225,000	28/03/2025	Semi-detached
2 GROVE STREET, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0PA	£162,000	22/03/2024	Semi-detached
142 HASLAND ROAD, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0AB	£201,000	05/01/2023	Semi-detached
14 DICKENSON ROAD, CHESTERFIELD, DERBYSHIRE, S41 0RX	£103,500	08/12/2022	Semi-detached
6 PENMORE CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SH	£359,950	02/12/2022	Semi-detached
151 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL	£145,700	11/11/2022	Semi-detached
156 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN	£137,000	11/11/2022	Semi-detached
32 GROVE STREET, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0PA	£126,000	07/07/2022	Semi-detached
150 HASLAND ROAD, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0AB	£215,000	24/06/2022	Semi-detached
35 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD	£245,000	23/06/2022	Semi-detached
27 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD	£250,000	06/05/2022	Semi-detached
5 WINDSOR WALK, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0BQ	£210,000	29/04/2022	Semi-detached
136 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN	£123,000	15/10/2021	Semi-detached
5 ST JAMES CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0SR	£145,000	01/10/2021	Semi-detached
155 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL	£170,000	06/09/2021	Semi-detached
6 CENTRAL STREET, CHESTERFIELD, DERBYSHIRE, S41 0SE	£145,000	20/08/2021	Semi-detached
3 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD	£135,000	20/08/2021	Semi-detached
11 ST LEONARDS DRIVE, CHESTERFIELD, DERBYSHIRE, S41 0SA	£177,500	10/08/2021	Semi-detached

Area average: £178,133 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 1.5%

10y growth 29.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Chesterfield. Series: Semi-detached. As of April 2026.

1y (index) 5.4%

5y (index) 20.8%

10y (index) 51.4%

Rental Range

Estimated market rent for Chesterfield. Low = conservative, Realistic = average, Optimistic = best case.

Low £670/mo

Realistic £744/mo

Optimistic £818/mo

Based on Local Authority from postcode lookup → Chesterfield.

LHA (30th percentile) floor for Chesterfield: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Elton Street, S40	£1,250/mo	2	0.8 miles	OpenRent
2 Bed Flat, Coppice Close, S41	£775/mo	2	0.81 miles	OpenRent

Average rent: £1,013/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.57%

Max investor price (0.8%) £126,625

Target investor price (1%) £101,300

Gross yield 6.9%

Cost-to-rent ratio 14.6×

Monthly cashflow £190/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	118
Shoplifting	54
Public order	47
Anti-social behaviour	30
Criminal damage and arson	22
Other theft	11
Burglary	10
Drugs	6
Possession of weapons	5
Other crime	4
Vehicle crime	4
Robbery	2
Bicycle theft	1
Theft from the person	1
Total incidents	315

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Hasland Infant School	Primary	0.3 miles	Good — 12 Jan 2017
Hady Primary School	Primary	0.5 miles	Good — 21 Mar 2014
Esteem North Academy	Other	0.6 miles	Good — 24 Apr 2024
Spire Junior School	Primary	0.6 miles	Good — 12 Jul 2022
Outwood Academy Hasland Hall	Secondary	0.7 miles	Good — 10 Dec 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 7 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY

## Property details

- Slug: `35f8bd4` (address key hash: `35f8bd4afd931ba67320d376810755eb7a8b840f`)
- Postcode: S41 0TY
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 57 m²
- EPC rating: D
- Year built: England and Wales: 1983-1990
- Last sold: £177,000 Feb 2026
- Price per m²: £3,105/m²
- Local average: £175,726 (61 sales)
- Street crime: 315 incidents within 1 mile (May 2026)

## Latest sale

- Price: £177,000
- Date: 2026-02-04
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 10/07/2032
- **Est. upgrade cost to C:** £10,520

### Recommendations
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1800-2195-0722-4197-3323)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-04 | £177,000 | Semi-detached | — | £181,622 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0b5a-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 PENMORE GARDENS, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0TY | £177,000 | 04/02/2026 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171528587](http://87.117.209.195:8080/listings/3cc64a3)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-28 | £175,000 |
| sold | 2026-01-01 | £177,000 |
| sold | 2023-01-01 | £152,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 114 HASLAND ROAD, CHESTERFIELD, DERBYSHIRE, S41 0SD | £120,000 | 30/01/2026 | Semi-detached |
| 14 RANMOOR CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SQ | £167,000 | 21/11/2025 | Semi-detached |
| 293 HASLAND ROAD, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0AA | £225,000 | 28/03/2025 | Semi-detached |
| 2 GROVE STREET, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0PA | £162,000 | 22/03/2024 | Semi-detached |
| 142 HASLAND ROAD, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0AB | £201,000 | 05/01/2023 | Semi-detached |
| 14 DICKENSON ROAD, CHESTERFIELD, DERBYSHIRE, S41 0RX | £103,500 | 08/12/2022 | Semi-detached |
| 6 PENMORE CLOSE, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0SH | £359,950 | 02/12/2022 | Semi-detached |
| 151 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £145,700 | 11/11/2022 | Semi-detached |
| 156 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £137,000 | 11/11/2022 | Semi-detached |
| 32 GROVE STREET, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0PA | £126,000 | 07/07/2022 | Semi-detached |
| 150 HASLAND ROAD, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0AB | £215,000 | 24/06/2022 | Semi-detached |
| 35 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £245,000 | 23/06/2022 | Semi-detached |
| 27 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £250,000 | 06/05/2022 | Semi-detached |
| 5 WINDSOR WALK, HASLAND, CHESTERFIELD, DERBYSHIRE, S41 0BQ | £210,000 | 29/04/2022 | Semi-detached |
| 136 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HN | £123,000 | 15/10/2021 | Semi-detached |
| 5 ST JAMES CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0SR | £145,000 | 01/10/2021 | Semi-detached |
| 155 SPITAL LANE, CHESTERFIELD, DERBYSHIRE, S41 0HL | £170,000 | 06/09/2021 | Semi-detached |
| 6 CENTRAL STREET, CHESTERFIELD, DERBYSHIRE, S41 0SE | £145,000 | 20/08/2021 | Semi-detached |
| 3 SPITAL BROOK CLOSE, CHESTERFIELD, DERBYSHIRE, S41 0GD | £135,000 | 20/08/2021 | Semi-detached |
| 11 ST LEONARDS DRIVE, CHESTERFIELD, DERBYSHIRE, S41 0SA | £177,500 | 10/08/2021 | Semi-detached |

**Area average:** £178,133 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 1.5%
- **10y growth:** 29.7%

## House Price Index (HM Land Registry)

*Official index for Chesterfield; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 20.8%
- **10y growth (index):** 51.4%

## Rental Range

*ONS Price Index of Private Rents (Chesterfield). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £670/mo
- **Realistic:** £744/mo
- **Optimistic:** £818/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chesterfield (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Elton Street, S40 | £1,250/mo | 2 | 0.8 miles | OpenRent |
| 2 Bed Flat, Coppice Close, S41 | £775/mo | 2 | 0.81 miles | OpenRent |

**Average rent: £1,013/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.57% (weak for cashflow)
- **Max investor price (0.8%):** £126,625
- **Target investor price (1%):** £101,300

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,013/mo).*

- **Gross yield:** 6.9%
- **Cost-to-rent:** 14.6×
- **Monthly cashflow:** £190/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 118 |
| Shoplifting | 54 |
| Public order | 47 |
| Anti-social behaviour | 30 |
| Criminal damage and arson | 22 |
| Other theft | 11 |
| Burglary | 10 |
| Drugs | 6 |
| Possession of weapons | 5 |
| Other crime | 4 |
| Vehicle crime | 4 |
| Robbery | 2 |
| Bicycle theft | 1 |
| Theft from the person | 1 |
| **Total incidents** | **315** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hasland Infant School | Primary | 0.3 miles | Good — 12 Jan 2017 |
| Hady Primary School | Primary | 0.5 miles | Good — 21 Mar 2014 |
| Esteem North Academy | Other | 0.6 miles | Good — 24 Apr 2024 |
| Spire Junior School | Primary | 0.6 miles | Good — 12 Jul 2022 |
| Outwood Academy Hasland Hall | Secondary | 0.7 miles | Good — 10 Dec 2023 |