# 17 MONUMENT TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JF

## Property details

- Slug: `345df84` (address key hash: `345df84183cb47af47a70661297681c801857bcd`)
- Postcode: DH4 7JF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 85 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £70,000 Jan 2026
- Price per m²: £824/m²
- Local average: £117,188 (48 sales)
- Street crime: 81 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £70,000
- Date: 2026-01-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 22/03/2036
- **Current heating cost:** £702/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0273-0204-0206-4700-5400)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £70,000 | Terraced | — | £70,775 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-f92d-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 MONUMENT TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JF | £70,000 | 16/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £107,000 | 13/11/2025 | Terraced |
| 8 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £103,500 | 03/11/2023 | Terraced |
| 26 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £101,000 | 09/06/2023 | Terraced |
| 45 KINGSWOOD, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PP | £220,000 | 17/05/2023 | Terraced |
| 5 PERCY TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PG | £104,000 | 11/04/2023 | Terraced |
| 8 PERCY TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PG | £89,950 | 09/09/2022 | Terraced |
| 4 MODEL TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JH | £82,500 | 05/09/2022 | Terraced |
| 33 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £100,000 | 26/08/2022 | Terraced |
| 33 KINGSWOOD, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PP | £235,000 | 27/05/2022 | Terraced |
| 4 WOODLAND TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JD | £63,000 | 08/10/2021 | Terraced |
| 8 STERNBORO PARK, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PT | £133,000 | 20/08/2021 | Terraced |
| 22 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £90,000 | 16/08/2021 | Terraced |

**Area average:** £119,079 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9.7%
- **10y growth:** 56%

## House Price Index (HM Land Registry)

*Official index for Sunderland; Terraced series; as of March 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 23.1%
- **10y growth (index):** 45%

## Rental Range

*ONS Price Index of Private Rents (Sunderland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £629/mo
- **Realistic:** £699/mo
- **Optimistic:** £769/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Sunderland (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Oxclose, NE38 | £600/mo | 2 | 0.94 miles | OpenRent |
| 2 Bed Semi-Detached House, Teal Farm Way, NE38 | £890/mo | 2 | 1.17 miles | OpenRent |

**Average rent: £745/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £93,125
- **Target investor price (1%):** £74,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £745/mo).*

- **Gross yield:** 12.8%
- **Cost-to-rent:** 7.8×
- **Monthly cashflow:** £370/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 21 |
| Violence and sexual offences | 19 |
| Criminal damage and arson | 9 |
| Burglary | 8 |
| Shoplifting | 6 |
| Public order | 5 |
| Other crime | 4 |
| Other theft | 4 |
| Drugs | 2 |
| Vehicle crime | 2 |
| Robbery | 1 |
| **Total incidents** | **81** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| New Penshaw Academy | Primary | 0.3 miles | Good — 25 Mar 2019 |
| Our Lady Queen of Peace Catholic Primary School, Penshaw | Primary | 0.4 miles | Requires improvement — 13 Jul 2022 |
| Barnwell Academy | Primary | 0.4 miles | Outstanding — 17 Sep 2023 |
| Shiney Row Primary School | Primary | 0.8 miles | Good — 30 Oct 2012 |
| Fatfield Academy | Primary | 0.9 miles | Good — 25 May 2016 |