Terraced

17 MONUMENT TERRACE

HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JF

£70,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DH4 7JF

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	LANGDALE ROAD-RAILWAY MONUMENT-E/B	0.1 miles
Shop	Shiney New Appliances	0.7 miles
Train station	South Hylton	2.8 miles
Hospital	Sunderland Primary care Trust	4.0 miles
University	Newcastle University	8.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

85 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£70,000 Jan 2026

Price per m²

£824/m²

Local average

£117,188 (48 sales)

Street crime

81 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 23/03/2026

Expiry date: 22/03/2036

Current heating cost: £702/year

Potential heating cost: £649/year

Est. upgrade cost to C: £16,500

Recommendations

Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	16/01/2026	£70,000	Terraced	—	£70,775 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
32 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ	£107,000	13/11/2025	Terraced
8 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ	£103,500	03/11/2023	Terraced
26 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ	£101,000	09/06/2023	Terraced
45 KINGSWOOD, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PP	£220,000	17/05/2023	Terraced
5 PERCY TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PG	£104,000	11/04/2023	Terraced
8 PERCY TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PG	£89,950	09/09/2022	Terraced
4 MODEL TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JH	£82,500	05/09/2022	Terraced
33 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ	£100,000	26/08/2022	Terraced
33 KINGSWOOD, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PP	£235,000	27/05/2022	Terraced
4 WOODLAND TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JD	£63,000	08/10/2021	Terraced
8 STERNBORO PARK, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PT	£133,000	20/08/2021	Terraced
22 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ	£90,000	16/08/2021	Terraced

Area average: £119,079 (12 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 9%

10y growth 56.5%

House Price Index (HM Land Registry — official index, not sold-price averages): Sunderland. Series: Terraced. As of March 2026.

1y (index) 3.9%

5y (index) 23.1%

10y (index) 45%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: AJ PROPERTIES NE LTD (13897590)

Rental Range

Estimated market rent for Sunderland. Low = conservative, Realistic = average, Optimistic = best case.

Low £629/mo

Realistic £699/mo

Optimistic £769/mo

Based on Local Authority from postcode lookup → Sunderland.

LHA (30th percentile) floor for Sunderland: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Oxclose, NE38	£600/mo	2	0.94 miles	OpenRent
2 Bed Semi-Detached House, Teal Farm Way, NE38	£890/mo	2	1.17 miles	OpenRent

Average rent: £745/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.06%

Max investor price (0.8%) £93,125

Target investor price (1%) £74,500

Gross yield 12.8%

Cost-to-rent ratio 7.8×

Monthly cashflow £370/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 21.9%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Anti-social behaviour	21
Violence and sexual offences	19
Criminal damage and arson	9
Burglary	8
Shoplifting	6
Public order	5
Other crime	4
Other theft	4
Drugs	2
Vehicle crime	2
Robbery	1
Total incidents	81

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
New Penshaw Academy	Primary	0.3 miles	Good — 25 Mar 2019
Our Lady Queen of Peace Catholic Primary School, Penshaw	Primary	0.4 miles	Requires improvement — 13 Jul 2022
Barnwell Academy	Primary	0.4 miles	Outstanding — 17 Sep 2023
Shiney Row Primary School	Primary	0.8 miles	Good — 30 Oct 2012
Fatfield Academy	Primary	0.9 miles	Good — 25 May 2016

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 17 MONUMENT TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JF

## Property details

- Slug: `345df84` (address key hash: `345df84183cb47af47a70661297681c801857bcd`)
- Postcode: DH4 7JF
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 85 m²
- EPC rating: C
- Year built: England and Wales: 1930-1949
- Last sold: £70,000 Jan 2026
- Price per m²: £824/m²
- Local average: £117,188 (48 sales)
- Street crime: 81 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £70,000
- Date: 2026-01-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 22/03/2036
- **Current heating cost:** £702/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0273-0204-0206-4700-5400)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-16 | £70,000 | Terraced | — | £70,775 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-f92d-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 MONUMENT TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JF | £70,000 | 16/01/2026 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 32 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £107,000 | 13/11/2025 | Terraced |
| 8 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £103,500 | 03/11/2023 | Terraced |
| 26 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £101,000 | 09/06/2023 | Terraced |
| 45 KINGSWOOD, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PP | £220,000 | 17/05/2023 | Terraced |
| 5 PERCY TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PG | £104,000 | 11/04/2023 | Terraced |
| 8 PERCY TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PG | £89,950 | 09/09/2022 | Terraced |
| 4 MODEL TERRACE, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JH | £82,500 | 05/09/2022 | Terraced |
| 33 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £100,000 | 26/08/2022 | Terraced |
| 33 KINGSWOOD, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PP | £235,000 | 27/05/2022 | Terraced |
| 4 WOODLAND TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7JD | £63,000 | 08/10/2021 | Terraced |
| 8 STERNBORO PARK, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PT | £133,000 | 20/08/2021 | Terraced |
| 22 GLADSTONE TERRACE, PENSHAW, HOUGHTON LE SPRING, SUNDERLAND, TYNE AND WEAR, DH4 7PJ | £90,000 | 16/08/2021 | Terraced |

**Area average:** £119,079 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 9%
- **10y growth:** 56.5%

## House Price Index (HM Land Registry)

*Official index for Sunderland; Terraced series; as of March 2026.*

- **1y growth (index):** 3.9%
- **5y growth (index):** 23.1%
- **10y growth (index):** 45%

## Rental Range

*ONS Price Index of Private Rents (Sunderland). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £629/mo
- **Realistic:** £699/mo
- **Optimistic:** £769/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Sunderland (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Oxclose, NE38 | £600/mo | 2 | 0.94 miles | OpenRent |
| 2 Bed Semi-Detached House, Teal Farm Way, NE38 | £890/mo | 2 | 1.17 miles | OpenRent |

**Average rent: £745/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 1.06% (strong)
- **Max investor price (0.8%):** £93,125
- **Target investor price (1%):** £74,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £745/mo).*

- **Gross yield:** 12.8%
- **Cost-to-rent:** 7.8×
- **Monthly cashflow:** £370/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 21.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 21 |
| Violence and sexual offences | 19 |
| Criminal damage and arson | 9 |
| Burglary | 8 |
| Shoplifting | 6 |
| Public order | 5 |
| Other crime | 4 |
| Other theft | 4 |
| Drugs | 2 |
| Vehicle crime | 2 |
| Robbery | 1 |
| **Total incidents** | **81** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| New Penshaw Academy | Primary | 0.3 miles | Good — 25 Mar 2019 |
| Our Lady Queen of Peace Catholic Primary School, Penshaw | Primary | 0.4 miles | Requires improvement — 13 Jul 2022 |
| Barnwell Academy | Primary | 0.4 miles | Outstanding — 17 Sep 2023 |
| Shiney Row Primary School | Primary | 0.8 miles | Good — 30 Oct 2012 |
| Fatfield Academy | Primary | 0.9 miles | Good — 25 May 2016 |