# 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL

## Property details

- Slug: `342dacf` (address key hash: `342dacf13a0c74e322c03f5de5ddc4e553c3cd7d`)
- Postcode: LN5 8DL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 72 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £155,000 Feb 2026
- Price per m²: £2,153/m²
- Local average: £150,233 (63 sales)

## Latest sale

- Price: £155,000
- Date: 2026-02-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 22/07/2035
- **Current heating cost:** £946/year
- **Est. upgrade cost to C:** £26,075

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- E (£300 - £350)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5335-7023-1500-0217-3222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £155,000 | Terraced | +42.2% | £156,055 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-5d84-8922-e063-4804a8c094d0) |
| Sold | 2010-01-08 | £109,000 | Terraced | — | £190,245 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/19998d86-82b2-4089-aea5-dbbea89ee4f4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £155,000 | 27/02/2026 | Terraced |
| 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £109,000 | 08/01/2010 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164971409](http://87.117.209.195:8080/listings/5b9d10a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £155,000 |
| listed | 2025-07-25 | £157,500 |
| sold | 2010-01-01 | £109,000 |
| sold | 1997-01-01 | £31,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £250,000 | 08/01/2026 | Terraced |
| 38 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £127,500 | 12/12/2025 | Terraced |
| 11 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB | £137,000 | 24/11/2025 | Terraced |
| 24 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £110,000 | 14/11/2025 | Terraced |
| 2 THE PARK, LINCOLN, LINCOLNSHIRE, LN5 8EB | £175,000 | 11/08/2025 | Terraced |
| 55 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £145,000 | 27/06/2025 | Terraced |
| 26 SIDNEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BT | £120,000 | 10/02/2025 | Terraced |
| 25 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £158,000 | 01/12/2023 | Terraced |
| 36 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £90,000 | 27/11/2023 | Terraced |
| 9 SIDNEY TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8BZ | £108,000 | 20/10/2023 | Terraced |
| 18 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £165,000 | 17/10/2023 | Terraced |
| 9 COLEGRAVE STREET, LINCOLN, LINCOLNSHIRE, LN5 8DR | £238,000 | 22/08/2023 | Terraced |
| 51 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB | £149,950 | 18/08/2023 | Terraced |
| 36 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BA | £125,000 | 06/07/2023 | Terraced |
| 2 PLEASANT TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DA | £150,000 | 28/04/2023 | Terraced |
| 21 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £260,000 | 27/04/2023 | Terraced |
| 4 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £240,000 | 21/11/2022 | Terraced |
| 38 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £117,000 | 04/11/2022 | Terraced |
| 2 ST CATHERINES ROAD, LINCOLN, LINCOLNSHIRE, LN5 8DY | £215,000 | 19/10/2022 | Terraced |
| 54 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £125,000 | 20/09/2022 | Terraced |

**Area average:** £160,273 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [St. Catherines Grove, Lincoln](http://87.117.209.195:8080/listings/9f9d835) | £230,000 | 4 | Town house | 0.27 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -15.1%
- **10y growth:** 18.7%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 13.9%
- **10y growth (index):** 42.4%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Boundary St, LN5 | £900/mo | 2 | 0.4 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.4×
- **Monthly cashflow:** £175/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sir Francis Hill Community Primary School | Primary | 0.4 miles | Requires improvement — 15 Jan 2023 |
| The Lincoln St Peter at Gowts Church of England Primary School | Primary | 0.5 miles | Outstanding — 11 Mar 2024 |
| The Priory Academy LSST | Secondary | 0.5 miles | Good — 13 Dec 2023 |
| Athena School | Other | 0.5 miles | Good — 14 Jan 2019 |
| The Lincoln Bishop King Church of England Primary School | Primary | 0.6 miles | Good — 16 Jan 2022 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #1460093
- **Address:** 27 Webb Street, LINCOLN, LN5 8DL
- **Certificate Issued:** 23/02/2004
- **Work Completed:** 28/01/2004
- **Items:** 1 window(s)

### FENSA Certificate #303201
- **Address:** 27 Webb Street, LINCOLN, LN5 8DL
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 30/10/2002
- **Items:** 2 window(s)