Terraced 2 sales on record

27 WEBB STREET

LINCOLN, LINCOLNSHIRE, LN5 8DL

£155,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LN5 8DL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	I C Electronics	0.2 miles
Bus stop	Tealby Street	0.2 miles
University	Unknown	0.7 miles
Train station	Lincoln	0.9 miles
Hospital	St Georges Hospital	2.0 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

72 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£155,000 Feb 2026

Price per m²

£2,153/m²

Local average

£149,833 (62 sales)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 23/07/2025

Expiry date: 22/07/2035

Current heating cost: £946/year

Potential heating cost: £618/year

Est. upgrade cost to C: £26,075

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Low energy lighting for all fixed outlets (£300 - £350)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/02/2026	£155,000	Terraced	+42.2%	£156,055 to April 2026	View transaction
Sold	08/01/2010	£109,000	Terraced	—	£190,245 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£155,000
listed	25/07/2025	£157,500
sold	01/01/2010	£109,000
sold	01/01/1997	£31,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
12 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN	£250,000	08/01/2026	Terraced
38 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS	£127,500	12/12/2025	Terraced
11 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB	£137,000	24/11/2025	Terraced
24 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS	£110,000	14/11/2025	Terraced
2 THE PARK, LINCOLN, LINCOLNSHIRE, LN5 8EB	£175,000	11/08/2025	Terraced
55 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH	£145,000	27/06/2025	Terraced
26 SIDNEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BT	£120,000	10/02/2025	Terraced
25 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL	£158,000	01/12/2023	Terraced
36 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH	£90,000	27/11/2023	Terraced
9 SIDNEY TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8BZ	£108,000	20/10/2023	Terraced
18 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN	£165,000	17/10/2023	Terraced
9 COLEGRAVE STREET, LINCOLN, LINCOLNSHIRE, LN5 8DR	£238,000	22/08/2023	Terraced
51 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB	£149,950	18/08/2023	Terraced
36 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BA	£125,000	06/07/2023	Terraced
2 PLEASANT TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DA	£150,000	28/04/2023	Terraced
21 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN	£260,000	27/04/2023	Terraced
4 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN	£240,000	21/11/2022	Terraced
38 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH	£117,000	04/11/2022	Terraced
2 ST CATHERINES ROAD, LINCOLN, LINCOLNSHIRE, LN5 8DY	£215,000	19/10/2022	Terraced
54 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS	£125,000	20/09/2022	Terraced

Area average: £160,273 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).

Address	Price	Beds	Type	Distance
St. Catherines Grove, Lincoln	£230,000	4	Town house	0.27 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -11.9%

10y growth 26.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Lincoln. Series: Terraced. As of April 2026.

1y (index) 0.1%

5y (index) 13.9%

10y (index) 42.4%

Rental Range

Estimated market rent for Lincoln. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Local Authority from postcode lookup → Lincoln.

LHA (30th percentile) floor for Lincoln: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Boundary St, LN5	£900/mo	2	0.4 miles	OpenRent

Average rent: £900/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.58%

Max investor price (0.8%) £112,500

Target investor price (1%) £90,000

Gross yield 7%

Cost-to-rent ratio 14.4×

Monthly cashflow £175/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 4.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Sir Francis Hill Community Primary School	Primary	0.4 miles	Requires improvement — 15 Jan 2023
The Lincoln St Peter at Gowts Church of England Primary School	Primary	0.5 miles	Outstanding — 11 Mar 2024
The Priory Academy LSST	Secondary	0.5 miles	Good — 13 Dec 2023
Athena School	Other	0.5 miles	Good — 14 Jan 2019
The Lincoln Bishop King Church of England Primary School	Primary	0.6 miles	Good — 16 Jan 2022

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
23/02/2004	28/01/2004	1	—
16/01/2003	30/10/2002	2	—

# 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL

## Property details

- Slug: `342dacf` (address key hash: `342dacf13a0c74e322c03f5de5ddc4e553c3cd7d`)
- Postcode: LN5 8DL
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 72 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £155,000 Feb 2026
- Price per m²: £2,153/m²
- Local average: £149,833 (62 sales)

## Latest sale

- Price: £155,000
- Date: 2026-02-27
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 22/07/2035
- **Current heating cost:** £946/year
- **Est. upgrade cost to C:** £26,075

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- E (£300 - £350)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5335-7023-1500-0217-3222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £155,000 | Terraced | +42.2% | £156,055 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-5d84-8922-e063-4804a8c094d0) |
| Sold | 2010-01-08 | £109,000 | Terraced | — | £190,245 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/19998d86-82b2-4089-aea5-dbbea89ee4f4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £155,000 | 27/02/2026 | Terraced |
| 27 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £109,000 | 08/01/2010 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [164971409](http://87.117.209.195:8080/listings/5b9d10a)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £155,000 |
| listed | 2025-07-25 | £157,500 |
| sold | 2010-01-01 | £109,000 |
| sold | 1997-01-01 | £31,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £250,000 | 08/01/2026 | Terraced |
| 38 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £127,500 | 12/12/2025 | Terraced |
| 11 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB | £137,000 | 24/11/2025 | Terraced |
| 24 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £110,000 | 14/11/2025 | Terraced |
| 2 THE PARK, LINCOLN, LINCOLNSHIRE, LN5 8EB | £175,000 | 11/08/2025 | Terraced |
| 55 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £145,000 | 27/06/2025 | Terraced |
| 26 SIDNEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BT | £120,000 | 10/02/2025 | Terraced |
| 25 WEBB STREET, LINCOLN, LINCOLNSHIRE, LN5 8DL | £158,000 | 01/12/2023 | Terraced |
| 36 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £90,000 | 27/11/2023 | Terraced |
| 9 SIDNEY TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8BZ | £108,000 | 20/10/2023 | Terraced |
| 18 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £165,000 | 17/10/2023 | Terraced |
| 9 COLEGRAVE STREET, LINCOLN, LINCOLNSHIRE, LN5 8DR | £238,000 | 22/08/2023 | Terraced |
| 51 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BB | £149,950 | 18/08/2023 | Terraced |
| 36 HENLEY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BA | £125,000 | 06/07/2023 | Terraced |
| 2 PLEASANT TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DA | £150,000 | 28/04/2023 | Terraced |
| 21 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £260,000 | 27/04/2023 | Terraced |
| 4 ALTHAM TERRACE, LINCOLN, LINCOLNSHIRE, LN5 8DN | £240,000 | 21/11/2022 | Terraced |
| 38 BARGATE, LINCOLN, LINCOLNSHIRE, LN5 8DH | £117,000 | 04/11/2022 | Terraced |
| 2 ST CATHERINES ROAD, LINCOLN, LINCOLNSHIRE, LN5 8DY | £215,000 | 19/10/2022 | Terraced |
| 54 TEALBY STREET, LINCOLN, LINCOLNSHIRE, LN5 8BS | £125,000 | 20/09/2022 | Terraced |

**Area average:** £160,273 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 2-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [St. Catherines Grove, Lincoln](http://87.117.209.195:8080/listings/9f9d835) | £230,000 | 4 | Town house | 0.27 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -11.9%
- **10y growth:** 26.7%

## House Price Index (HM Land Registry)

*Official index for Lincoln; Terraced series; as of April 2026.*

- **1y growth (index):** 0.1%
- **5y growth (index):** 13.9%
- **10y growth (index):** 42.4%

## Rental Range

*ONS Price Index of Private Rents (Lincoln). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Lincoln (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Boundary St, LN5 | £900/mo | 2 | 0.4 miles | OpenRent |

**Average rent: £900/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.58% (weak for cashflow)
- **Max investor price (0.8%):** £112,500
- **Target investor price (1%):** £90,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £900/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.4×
- **Monthly cashflow:** £175/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Sir Francis Hill Community Primary School | Primary | 0.4 miles | Requires improvement — 15 Jan 2023 |
| The Lincoln St Peter at Gowts Church of England Primary School | Primary | 0.5 miles | Outstanding — 11 Mar 2024 |
| The Priory Academy LSST | Secondary | 0.5 miles | Good — 13 Dec 2023 |
| Athena School | Other | 0.5 miles | Good — 14 Jan 2019 |
| The Lincoln Bishop King Church of England Primary School | Primary | 0.6 miles | Good — 16 Jan 2022 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #1460093
- **Address:** 27 Webb Street, LINCOLN, LN5 8DL
- **Certificate Issued:** 23/02/2004
- **Work Completed:** 28/01/2004
- **Items:** 1 window(s)

### FENSA Certificate #303201
- **Address:** 27 Webb Street, LINCOLN, LN5 8DL
- **Certificate Issued:** 16/01/2003
- **Work Completed:** 30/10/2002
- **Items:** 2 window(s)