# 46 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL

## Property details

- Slug: `3424de6` (address key hash: `3424de652350195677efa3e2c3df71a442b0f802`)
- Postcode: HP5 3EL
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: before 1900
- Last sold: £500,000 Feb 2026
- Price per m²: £5,102/m²
- Local average: £430,228 (27 sales)
- Street crime: 144 incidents within 1 mile (May 2026)

## Latest sale

- Price: £500,000
- Date: 2026-02-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 17/08/2035
- **Current heating cost:** £900/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9335-2728-3500-0988-3292)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £500,000 | Terraced | — | £501,463 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-de49-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £500,000 | 06/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166030007](http://87.117.209.195:8080/listings/4f7bd3c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £500,000 |
| listed | 2025-08-20 | £500,000 |
| sold | 2006-01-01 | £205,000 |
| sold | 2005-01-01 | £195,000 |
| sold | 1996-01-01 | £51,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ESSEX ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HZ | £345,000 | 15/12/2025 | Terraced |
| 17 BROCKHURST ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3JA | £460,000 | 20/11/2025 | Terraced |
| 160 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EN | £472,000 | 31/10/2025 | Terraced |
| 52 FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3ER | £462,500 | 23/11/2023 | Terraced |
| 160 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EN | £450,000 | 27/10/2023 | Terraced |
| 242 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3ET | £480,000 | 23/10/2023 | Terraced |
| 61 ALEXANDER STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EG | £322,000 | 22/09/2023 | Terraced |
| 58 UPPER GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EH | £340,000 | 19/04/2023 | Terraced |
| 26 CAMERON ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3BS | £435,300 | 15/12/2022 | Terraced |
| 6 NASHLEIGH HILL, CHESHAM, BUCKINGHAMSHIRE, HP5 3JF | £385,000 | 21/10/2022 | Terraced |
| 112 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £490,000 | 30/09/2022 | Terraced |
| 12 GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EJ | £345,000 | 27/09/2022 | Terraced |
| 404 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HQ | £418,000 | 16/09/2022 | Terraced |
| 328 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HF | £430,000 | 12/09/2022 | Terraced |
| 42 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £410,000 | 09/09/2022 | Terraced |
| 72 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £437,600 | 24/08/2022 | Terraced |
| 70 UPPER GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EH | £325,000 | 17/08/2022 | Terraced |
| 9B FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EQ | £425,000 | 05/08/2022 | Terraced |
| 3 NASHLEIGH HILL, CHESHAM, BUCKINGHAMSHIRE, HP5 3JF | £305,000 | 22/07/2022 | Terraced |
| 49 FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3ES | £425,000 | 21/07/2022 | Terraced |

**Area average:** £408,120 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.3%
- **10y growth:** 8.6%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; Terraced series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 14.7%
- **10y growth (index):** 26.9%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,328/mo
- **Realistic:** £1,476/mo
- **Optimistic:** £1,624/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Milton Keynes (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Hazelwood Close, HP5 | £1,950/mo | 3 | 0.09 miles | OpenRent |
| 3 Bed Semi-Detached House, Milton Road, HP5 | £1,750/mo | 3 | 0.37 miles | OpenRent |

**Average rent: £1,850/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £231,250
- **Target investor price (1%):** £185,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,850/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.5×
- **Monthly cashflow:** £-329/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 63 |
| Anti-social behaviour | 22 |
| Criminal damage and arson | 14 |
| Public order | 13 |
| Other theft | 9 |
| Shoplifting | 7 |
| Vehicle crime | 7 |
| Drugs | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **144** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Newtown School | Primary | 0.1 miles | Good — 7 Nov 2014 |
| Heritage House School | Other | 0.3 miles | Good — 16 Jun 2019 |
| Brushwood Junior School | Primary | 0.4 miles | Outstanding — 29 Jul 2024 |
| Chesham Grammar School | Secondary | 0.4 miles | Outstanding — 4 Apr 2014 |
| Elmtree Infant and Nursery School | Primary | 0.5 miles | Good — 6 Dec 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2722321
- **Address:** 46 Severalls Avenue, CHESHAM, HP5 3EL
- **Certificate Issued:** 23/05/2005
- **Work Completed:** 04/03/2005
- **Items:** 4 window(s)