Terraced

46 SEVERALLS AVENUE

CHESHAM, BUCKINGHAMSHIRE, HP5 3EL

£500,000

Location

Map view View on Google Maps View on OpenStreetMap Street View HP5 3EL

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	Unknown	0.1 miles
Bus stop	Chesham, The Nash Arms	0.2 miles
Train station	Chesham	0.7 miles
University	Buckinghamshire New University	2.8 miles
Hospital	The Paddocks Hospital	9.5 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

98 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£500,000 Feb 2026

Price per m²

£5,102/m²

Local average

£430,228 (27 sales)

Street crime

144 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 18/08/2025

Expiry date: 17/08/2035

Current heating cost: £900/year

Potential heating cost: £724/year

Est. upgrade cost to C: £18,250

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	06/02/2026	£500,000	Terraced	—	£501,463 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£500,000
listed	20/08/2025	£500,000
sold	01/01/2006	£205,000
sold	01/01/2005	£195,000
sold	01/01/1996	£51,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
4 ESSEX ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HZ	£345,000	15/12/2025	Terraced
17 BROCKHURST ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3JA	£460,000	20/11/2025	Terraced
160 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EN	£472,000	31/10/2025	Terraced
52 FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3ER	£462,500	23/11/2023	Terraced
160 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EN	£450,000	27/10/2023	Terraced
242 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3ET	£480,000	23/10/2023	Terraced
61 ALEXANDER STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EG	£322,000	22/09/2023	Terraced
58 UPPER GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EH	£340,000	19/04/2023	Terraced
26 CAMERON ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3BS	£435,300	15/12/2022	Terraced
6 NASHLEIGH HILL, CHESHAM, BUCKINGHAMSHIRE, HP5 3JF	£385,000	21/10/2022	Terraced
112 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL	£490,000	30/09/2022	Terraced
12 GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EJ	£345,000	27/09/2022	Terraced
404 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HQ	£418,000	16/09/2022	Terraced
328 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HF	£430,000	12/09/2022	Terraced
42 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL	£410,000	09/09/2022	Terraced
72 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL	£437,600	24/08/2022	Terraced
70 UPPER GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EH	£325,000	17/08/2022	Terraced
9B FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EQ	£425,000	05/08/2022	Terraced
3 NASHLEIGH HILL, CHESHAM, BUCKINGHAMSHIRE, HP5 3JF	£305,000	22/07/2022	Terraced
49 FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3ES	£425,000	21/07/2022	Terraced

Area average: £408,120 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.3%

10y growth 10.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Buckinghamshire. Series: Terraced. As of April 2026.

1y (index) 1%

5y (index) 14.7%

10y (index) 26.9%

Rental Range

Estimated market rent for Buckinghamshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,328/mo

Realistic £1,476/mo

Optimistic £1,624/mo

Based on Local Authority from postcode lookup → Buckinghamshire.

LHA (30th percentile) floor for Milton Keynes: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Hazelwood Close, HP5	£1,950/mo	3	0.09 miles	OpenRent
3 Bed Semi-Detached House, Milton Road, HP5	£1,750/mo	3	0.37 miles	OpenRent

Average rent: £1,850/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.37%

Max investor price (0.8%) £231,250

Target investor price (1%) £185,000

Gross yield 4.4%

Cost-to-rent ratio 22.5×

Monthly cashflow £-329/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -2.7%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	63
Anti-social behaviour	22
Criminal damage and arson	14
Public order	13
Other theft	9
Shoplifting	7
Vehicle crime	7
Drugs	3
Robbery	3
Other crime	2
Burglary	1
Total incidents	144

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Newtown School	Primary	0.1 miles	Good — 7 Nov 2014
Heritage House School	Other	0.3 miles	Good — 16 Jun 2019
Brushwood Junior School	Primary	0.4 miles	Outstanding — 29 Jul 2024
Chesham Grammar School	Secondary	0.4 miles	Outstanding — 4 Apr 2014
Elmtree Infant and Nursery School	Primary	0.5 miles	Good — 6 Dec 2017

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
23/05/2005	04/03/2005	4	—

# 46 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL

## Property details

- Slug: `3424de6` (address key hash: `3424de652350195677efa3e2c3df71a442b0f802`)
- Postcode: HP5 3EL
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: before 1900
- Last sold: £500,000 Feb 2026
- Price per m²: £5,102/m²
- Local average: £430,228 (27 sales)
- Street crime: 144 incidents within 1 mile (May 2026)

## Latest sale

- Price: £500,000
- Date: 2026-02-06
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 17/08/2035
- **Current heating cost:** £900/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9335-2728-3500-0988-3292)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £500,000 | Terraced | — | £501,463 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-de49-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 46 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £500,000 | 06/02/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166030007](http://87.117.209.195:8080/listings/4f7bd3c)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £500,000 |
| listed | 2025-08-20 | £500,000 |
| sold | 2006-01-01 | £205,000 |
| sold | 2005-01-01 | £195,000 |
| sold | 1996-01-01 | £51,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ESSEX ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HZ | £345,000 | 15/12/2025 | Terraced |
| 17 BROCKHURST ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3JA | £460,000 | 20/11/2025 | Terraced |
| 160 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EN | £472,000 | 31/10/2025 | Terraced |
| 52 FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3ER | £462,500 | 23/11/2023 | Terraced |
| 160 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EN | £450,000 | 27/10/2023 | Terraced |
| 242 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3ET | £480,000 | 23/10/2023 | Terraced |
| 61 ALEXANDER STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EG | £322,000 | 22/09/2023 | Terraced |
| 58 UPPER GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EH | £340,000 | 19/04/2023 | Terraced |
| 26 CAMERON ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3BS | £435,300 | 15/12/2022 | Terraced |
| 6 NASHLEIGH HILL, CHESHAM, BUCKINGHAMSHIRE, HP5 3JF | £385,000 | 21/10/2022 | Terraced |
| 112 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £490,000 | 30/09/2022 | Terraced |
| 12 GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EJ | £345,000 | 27/09/2022 | Terraced |
| 404 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HQ | £418,000 | 16/09/2022 | Terraced |
| 328 BERKHAMPSTEAD ROAD, CHESHAM, BUCKINGHAMSHIRE, HP5 3HF | £430,000 | 12/09/2022 | Terraced |
| 42 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £410,000 | 09/09/2022 | Terraced |
| 72 SEVERALLS AVENUE, CHESHAM, BUCKINGHAMSHIRE, HP5 3EL | £437,600 | 24/08/2022 | Terraced |
| 70 UPPER GEORGE STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EH | £325,000 | 17/08/2022 | Terraced |
| 9B FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3EQ | £425,000 | 05/08/2022 | Terraced |
| 3 NASHLEIGH HILL, CHESHAM, BUCKINGHAMSHIRE, HP5 3JF | £305,000 | 22/07/2022 | Terraced |
| 49 FRANCES STREET, CHESHAM, BUCKINGHAMSHIRE, HP5 3ES | £425,000 | 21/07/2022 | Terraced |

**Area average:** £408,120 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.3%
- **10y growth:** 10.9%

## House Price Index (HM Land Registry)

*Official index for Buckinghamshire; Terraced series; as of April 2026.*

- **1y growth (index):** 1%
- **5y growth (index):** 14.7%
- **10y growth (index):** 26.9%

## Rental Range

*ONS Price Index of Private Rents (Buckinghamshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,328/mo
- **Realistic:** £1,476/mo
- **Optimistic:** £1,624/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Milton Keynes (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Hazelwood Close, HP5 | £1,950/mo | 3 | 0.09 miles | OpenRent |
| 3 Bed Semi-Detached House, Milton Road, HP5 | £1,750/mo | 3 | 0.37 miles | OpenRent |

**Average rent: £1,850/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.37% (weak for cashflow)
- **Max investor price (0.8%):** £231,250
- **Target investor price (1%):** £185,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,850/mo).*

- **Gross yield:** 4.4%
- **Cost-to-rent:** 22.5×
- **Monthly cashflow:** £-329/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -2.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 63 |
| Anti-social behaviour | 22 |
| Criminal damage and arson | 14 |
| Public order | 13 |
| Other theft | 9 |
| Shoplifting | 7 |
| Vehicle crime | 7 |
| Drugs | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **144** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Newtown School | Primary | 0.1 miles | Good — 7 Nov 2014 |
| Heritage House School | Other | 0.3 miles | Good — 16 Jun 2019 |
| Brushwood Junior School | Primary | 0.4 miles | Outstanding — 29 Jul 2024 |
| Chesham Grammar School | Secondary | 0.4 miles | Outstanding — 4 Apr 2014 |
| Elmtree Infant and Nursery School | Primary | 0.5 miles | Good — 6 Dec 2017 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #2722321
- **Address:** 46 Severalls Avenue, CHESHAM, HP5 3EL
- **Certificate Issued:** 23/05/2005
- **Work Completed:** 04/03/2005
- **Items:** 4 window(s)