# 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF

## Property details

- Slug: `3419c08` (address key hash: `3419c08f68f65445209ae7317fd2e34bf8a4b245`)
- Postcode: M45 7RF
- Transactions on record: 6

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 78 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £243,000 Apr 2026
- Price per m²: £3,115/m²
- Local average: £243,942 (31 sales)
- Street crime: 1 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £243,000
- Date: 2026-04-10
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 06/05/2035
- **Current heating cost:** £847/year
- **Est. upgrade cost to C:** £18,348

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- C (£15 - £30)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0059-1201-0805-0309-1200)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-10 | £243,000 | Terraced | +27.2% | £247,805 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-fa9b-b8d0-e063-4704a8c08d98) |
| Sold | 2020-05-04 | £191,000 | Terraced | +2.1% | £279,909 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/ac07bbd0-0eb0-0445-e053-6c04a8c01e31) |
| Sold | 2019-07-12 | £187,000 | Terraced | +24.7% | £275,164 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/919fec05-30a1-9a90-e053-6c04a8c0a300) |
| Sold | 2015-05-21 | £150,000 | Terraced | +19% | £279,604 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/18bf7df3-c3ad-4867-a030-0ea4de9cf541) |
| Sold | 2010-08-13 | £126,000 | Terraced | +129.1% | £241,519 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/fef98234-b185-42c5-982b-e07122a3b885) |
| Sold | 2000-09-22 | £55,000 | Terraced | — | £278,341 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/b50c6037-9f83-4d3c-b854-da3d62705311) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £243,000 | 10/04/2026 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £191,000 | 04/05/2020 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £187,000 | 12/07/2019 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £150,000 | 21/05/2015 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £126,000 | 13/08/2010 | Terraced |
| 52 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £55,000 | 22/09/2000 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [161653361](http://87.117.209.195:8080/listings/29d8a93)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £243,000 |
| listed | 2025-05-08 | £240,000 |
| sold | 2020-01-01 | £191,000 |
| sold | 2019-01-01 | £187,000 |
| sold | 2015-01-01 | £150,000 |
| sold | 2010-01-01 | £126,000 |
| sold | 2000-01-01 | £55,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 72 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £226,500 | 11/12/2025 | Terraced |
| 17 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RH | £267,000 | 02/12/2025 | Terraced |
| 2 THORP STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TH | £277,500 | 27/10/2025 | Terraced |
| 6 THORP STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TH | £241,750 | 29/08/2025 | Terraced |
| 36 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7JB | £193,500 | 17/03/2025 | Terraced |
| 24 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD | £229,000 | 11/08/2023 | Terraced |
| 71 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RJ | £217,500 | 03/07/2023 | Terraced |
| 15 SOUTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TT | £285,000 | 30/06/2023 | Terraced |
| 2 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD | £218,500 | 14/06/2023 | Terraced |
| 20 BRIERLEY AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RD | £240,000 | 18/05/2023 | Terraced |
| 67 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GZ | £245,000 | 21/12/2022 | Terraced |
| 2 BLEAKLEY STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GU | £185,000 | 21/11/2022 | Terraced |
| 59 LILY HILL STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GZ | £235,000 | 27/08/2022 | Terraced |
| 11 BLEAKLEY STREET, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7GU | £231,000 | 05/08/2022 | Terraced |
| 21 SPENCER AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RE | £227,000 | 08/07/2022 | Terraced |
| 7 SOUTH AVENUE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7TT | £233,000 | 30/06/2022 | Terraced |
| 84 NIPPER LANE, WHITEFIELD, MANCHESTER, BURY, GREATER MANCHESTER, M45 7RF | £180,000 | 11/02/2022 | Terraced |

**Area average:** £231,309 (17 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 47.9%
- **10y growth:** 74.2%

## House Price Index (HM Land Registry)

*Official index for Bury; Terraced series; as of May 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 23.2%
- **10y growth (index):** 75.2%

## Rental Range

*ONS Price Index of Private Rents (Bury). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £871/mo
- **Realistic:** £968/mo
- **Optimistic:** £1,065/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Tyneside (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Oak Street, M26 | £850/mo | 2 | 0.61 miles | OpenRent |

**Average rent: £850/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.35% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 4.2%
- **Cost-to-rent:** 23.8×
- **Monthly cashflow:** £-217/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -3.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 1 |
| **Total incidents** | **1** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Bernadette's Roman Catholic Primary School, a Voluntary Academy | Primary | 0.5 miles | Good — 4 Mar 2020 |
| Elms Bank | Other | 0.5 miles | Outstanding — 17 Oct 2023 |
| All Saints Church of England Primary School, Stand | Primary | 0.5 miles | Good — 14 Feb 2013 |
| Philips High School | Secondary | 0.6 miles | Requires improvement — 20 Oct 2022 |
| Higher Lane Primary School | Primary | 0.7 miles | Good — 11 Dec 2014 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4066701
- **Address:** 52 Nipper Lane, Whitefield, M45 7RF
- **Certificate Issued:** 19/09/2006
- **Work Completed:** 08/09/2006
- **Items:** 1 window(s), 1 door(s)