# 99 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD

## Property details

- Slug: `334445e` (address key hash: `334445e3adee5531e673e427cf50254db6a9a467`)
- Postcode: B23 7RD
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 88 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £185,000 Mar 2026
- Price per m²: £2,102/m²
- Local average: £204,413 (65 sales)
- Street crime: 560 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £185,000
- Date: 2026-03-16
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 08/09/2035
- **Current heating cost:** £930/year
- **Est. upgrade cost to C:** £18,250

### Recommendations
- Q (£7,500 - £11,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/5400-3510-0822-5503-3153)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-16 | £185,000 | Terraced | +106.7% | £185,366 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-8dde-b8d0-e063-4704a8c08d98) |
| Sold | 2015-12-22 | £89,500 | Terraced | — | £144,830 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/2d1e4b26-f994-fcd1-e050-a8c0630544ec) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 99 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £185,000 | 16/03/2026 | Terraced |
| 99 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £89,500 | 22/12/2015 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [171310175](http://87.117.209.195:8080/listings/2c20053)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-01-22 | £185,000 |
| sold | 2026-01-01 | £185,000 |
| sold | 2015-01-01 | £89,500 |
| sold | 2000-01-01 | £36,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RQ | £165,550 | 18/12/2025 | Terraced |
| 226 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RJ | £295,000 | 25/11/2025 | Terraced |
| 87 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £133,000 | 11/11/2025 | Terraced |
| 98 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RG | £160,000 | 31/07/2025 | Terraced |
| 38 CLARENCE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AR | £130,000 | 04/04/2025 | Terraced |
| 63 ABBEY ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7QQ | £160,000 | 15/12/2023 | Terraced |
| 102 ST THOMAS ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RG | £155,000 | 08/12/2023 | Terraced |
| 2 HERMITAGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AS | £145,000 | 13/11/2023 | Terraced |
| 101 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £160,000 | 01/11/2023 | Terraced |
| 288 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LX | £190,000 | 30/10/2023 | Terraced |
| 374 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LP | £162,000 | 16/10/2023 | Terraced |
| 376 SLADE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LP | £167,000 | 16/10/2023 | Terraced |
| 26 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RB | £123,000 | 03/10/2023 | Terraced |
| 51 MERE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LL | £235,000 | 31/08/2023 | Terraced |
| 69 ROSARY ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7RD | £150,000 | 18/08/2023 | Terraced |
| 11 HERMITAGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 6AS | £165,250 | 16/08/2023 | Terraced |
| 173 GEORGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7SE | £205,000 | 10/07/2023 | Terraced |
| 43 MERE ROAD, BIRMINGHAM, WEST MIDLANDS, B23 7LH | £165,000 | 06/07/2023 | Terraced |
| 38 BISHOPS CLOSE, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7AQ | £245,000 | 29/06/2023 | Terraced |
| 131 GEORGE ROAD, ERDINGTON, BIRMINGHAM, WEST MIDLANDS, B23 7SE | £200,000 | 26/04/2023 | Terraced |

**Area average:** £175,540 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 5.7%
- **10y growth:** 71.2%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Terraced series; as of May 2026.*

- **1y growth (index):** 0.5%
- **5y growth (index):** 17%
- **10y growth (index):** 56.3%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £981/mo
- **Realistic:** £1,090/mo
- **Optimistic:** £1,199/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Monastery Drive, B23 | £1,100/mo | 2 | 0.19 miles | OpenRent |
| 2 Bed Flat, Monastery Drive, B23 | £1,100/mo | 2 | 0.22 miles | OpenRent |
| 2 Bed Flat, Newland Court, B23 | £1,250/mo | 2 | 0.36 miles | OpenRent |

**Average rent: £1,150/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £137,500
- **Target investor price (1%):** £110,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,100/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14×
- **Monthly cashflow:** £236/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 2
- **Risk:** In flood risk area
- **Source:** Environment Agency Flood Risk Areas (APSFR)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 267 |
| Public order | 45 |
| Other theft | 43 |
| Burglary | 34 |
| Vehicle crime | 32 |
| Criminal damage and arson | 28 |
| Shoplifting | 21 |
| Anti-social behaviour | 20 |
| Possession of weapons | 19 |
| Robbery | 17 |
| Drugs | 13 |
| Other crime | 11 |
| Theft from the person | 10 |
| **Total incidents** | **560** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Slade Primary School | Primary | 0.3 miles | Good — 6 Jan 2019 |
| Ss Mary & John Catholic Primary School | Primary | 0.4 miles | Good — 8 May 2023 |
| Stockland Green School | Secondary | 0.4 miles | Good — 20 Dec 2017 |
| The Pines Special School | Other | 0.5 miles | Good — 25 Jul 2019 |
| Spring Hill High School | Other | 0.5 miles | Good — 28 Nov 2022 |

## FENSA Certificates

This property has 3 FENSA certificate(s) on record.

### FENSA Certificate #11607930
- **Address:** 99 Rosary Road, BIRMINGHAM, B23 7RD
- **Certificate Issued:** 09/05/2016
- **Work Completed:** 07/04/2016
- **Items:** 1 door(s)

### FENSA Certificate #11495499
- **Address:** 99 Rosary Road, BIRMINGHAM, B23 7RD
- **Certificate Issued:** 21/03/2016
- **Work Completed:** 27/01/2016
- **Items:** 3 window(s), 1 door(s)

### FENSA Certificate #5137608
- **Address:** 99 Rosary Road, BIRMINGHAM, B23 7RD
- **Certificate Issued:** 29/10/2007
- **Work Completed:** 28/09/2007
- **Items:** 5 window(s)