# 4 ST MARYS ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2LD

## Property details

- Slug: `3271bfa` (address key hash: `3271bfa62b5c04855c0452becad35e7ef2ea832f`)
- Postcode: TN9 2LD
- Transactions on record: 2

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 2
- Last sold: £1,110,000 Apr 2026
- Local average: £826,917 (12 sales)
- Street crime: 189 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £1,110,000
- Date: 2026-04-02
- Type: D
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-02 | £1,110,000 | Detached | +64.4% | £1,115,842 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-16f1-b8d0-e063-4704a8c08d98) |
| Sold | 2017-01-20 | £675,000 | Detached | — | £818,052 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/47844c7f-e214-8986-e050-a8c063056488) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 ST MARYS ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2LD | £1,110,000 | 02/04/2026 | Detached |
| 4 ST MARYS ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2LD | £675,000 | 20/01/2017 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167550017](http://87.117.209.195:8080/listings/6c18dfe)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £1,110,000 |
| listed | 2025-09-29 | £1,250,000 |
| sold | 2017-01-01 | £675,000 |
| sold | 2004-01-01 | £432,500 |
| sold | 1995-01-01 | £107,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 30 TULIP TREE CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2SJ | £460,000 | 27/01/2025 | Detached |
| 55 PEMBURY ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2JB | £912,500 | 18/12/2024 | Detached |
| 26 PEMBURY ROAD, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2HX | £1,160,000 | 20/01/2023 | Detached |
| 28 TULIP TREE CLOSE, TONBRIDGE, TONBRIDGE AND MALLING, KENT, TN9 2SJ | £472,000 | 28/09/2021 | Detached |

**Area average:** £751,125 (4 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -14.6%
- **10y growth:** 25.6%

## House Price Index (HM Land Registry)

*Official index for Tonbridge and Malling; Detached series; as of May 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 10.7%
- **10y growth (index):** 29.2%

## Rental Range

*ONS Price Index of Private Rents (Tonbridge and Malling). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,336/mo
- **Realistic:** £1,484/mo
- **Optimistic:** £1,632/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North West Kent (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Douglas Road, TN9 | £2,400/mo | 4 | 0.24 miles | OpenRent |

**Average rent: £2,400/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.22% (weak for cashflow)
- **Max investor price (0.8%):** £300,000
- **Target investor price (1%):** £240,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,400/mo).*

- **Gross yield:** 2.6%
- **Cost-to-rent:** 38.5×
- **Monthly cashflow:** £-2,236/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 39 |
| Shoplifting | 37 |
| Violence and sexual offences | 33 |
| Criminal damage and arson | 22 |
| Other theft | 13 |
| Other crime | 11 |
| Public order | 11 |
| Drugs | 9 |
| Vehicle crime | 4 |
| Theft from the person | 3 |
| Bicycle theft | 2 |
| Possession of weapons | 2 |
| Robbery | 2 |
| Burglary | 1 |
| **Total incidents** | **189** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Judd School | Secondary | 0.2 miles | Outstanding — 5 Jun 2015 |
| Sussex Road Community Primary School | Primary | 0.3 miles | Good — 10 Jan 2017 |
| Tonbridge Grammar School | Secondary | 0.3 miles | Outstanding — 7 Nov 2019 |
| Leigh Academy Tonbridge | Secondary | 0.4 miles | Good — 25 Jan 2023 |
| Royal Rise Primary School | Primary | 0.5 miles | Good — 21 Oct 2021 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #13655640
- **Address:** 4 St. Marys Road, TONBRIDGE, TN9 2LD
- **Certificate Issued:** 15/07/2019
- **Work Completed:** 07/06/2019
- **Items:** 2 window(s)

### FENSA Certificate #11612873
- **Address:** 4 St. Marys Road, TONBRIDGE, TN9 2LD
- **Certificate Issued:** 09/05/2016
- **Work Completed:** 22/03/2016
- **Items:** 2 window(s), 1 door(s)