Detached 5 sales on record

85 BANKS CRESCENT

STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1FF

£387,000

Location

Map view View on Google Maps View on OpenStreetMap Street View PE9 1FF

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop 29 Waverley Gardens 0.1 miles
Shop Casterton Stores 0.2 miles
Train station Stamford 1.0 miles
Hospital Stamford & Rutland Hospital 1.2 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

4

Bathrooms

2

Floor area

98 m²

EPC rating

C

Year built

England and Wales: 2012 onwards

Last sold

£387,000 May 2026

Price per m²

£3,949/m²

Local average

£616,973 (41 sales)

Street crime

133 incidents within 1 mile (Jul 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 12/12/2024

Expiry date: 11/12/2034

Current heating cost: £564/year

Potential heating cost: £569/year

Est. upgrade cost to C: £9,500

Recommendations

  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 14/05/2026 £387,000 Detached +13.8% £388,186 to June 2026 View transaction
Sold 04/12/2018 £340,000 Detached +13.3% £422,099 to June 2026 View transaction
Sold 22/05/2015 £299,995 Detached +20% £466,870 to June 2026 View transaction
Sold 04/07/2014 £250,000 Detached +0.8% £412,605 to June 2026 View transaction
Sold 27/05/2011 £247,995 Detached — £425,011 to June 2026 View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event Date Price
sold 01/01/2026 £387,000
listed 05/08/2025 £399,995
sold 01/01/2018 £340,000
sold 01/01/2015 £299,995
sold 01/01/2014 £250,000
sold 01/01/2011 £247,995

Photos · Open listing

Open image 1 from listing 165394844 Open image 2 from listing 165394844 Open image 3 from listing 165394844 Open image 4 from listing 165394844 Open image 5 from listing 165394844 Open image 6 from listing 165394844 Open image 7 from listing 165394844 Open image 8 from listing 165394844 Open image 9 from listing 165394844 Open image 10 from listing 165394844 Open image 11 from listing 165394844 Open image 12 from listing 165394844

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
9 JACKSON WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1FG £595,000 26/11/2025 Detached
40 SUTHERLAND WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2TD £580,000 04/06/2025 Detached
15 FOX DALE, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2XA £592,000 26/04/2023 Detached
13 CAMBRIDGE ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1BN £470,000 20/12/2022 Detached
9 CAMBRIDGE ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1BN £410,000 18/11/2022 Detached
63 SUTHERLAND WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2TD £350,000 15/11/2022 Detached
71 SUTHERLAND WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2TD £820,000 14/10/2022 Detached
111 CASTERTON ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2UF £385,000 05/10/2022 Detached
10 CAMBRIDGE ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1BN £327,300 05/10/2022 Detached
12 CAMBRIDGE ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1BN £560,000 30/09/2022 Detached
51 ELGAR WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1EY £287,000 23/09/2022 Detached
73 CASTERTON ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2UB £555,000 31/08/2022 Detached
11 HADDON ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2UW £380,000 30/08/2022 Detached
7 ROXBURGH ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2XE £482,100 30/06/2022 Detached
103 CASTERTON ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 2UF £350,000 23/05/2022 Detached
24 ANCASTER ROAD, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1DG £375,000 11/05/2022 Detached
9 JACKSON WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1FG £595,000 25/04/2022 Detached
5 JACKSON WAY, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1FG £615,000 24/02/2022 Detached
91 BANKS CRESCENT, STAMFORD, SOUTH KESTEVEN, LINCOLNSHIRE, PE9 1FF £395,000 29/09/2021 Detached

Area average: £480,179 (19 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -24.1%
10y growth -28.3%

House Price Index (HM Land Registry — official index, not sold-price averages): South Kesteven. Series: Detached. As of June 2026.

1y (index) 1.6%
5y (index) 13.7%
10y (index) 42.1%

Rental Range

Estimated market rent for South Kesteven. Low = conservative, Realistic = average, Optimistic = best case.

Low £759/mo
Realistic £843/mo
Optimistic £927/mo

Based on Local Authority from postcode lookup → South Kesteven.

LHA (30th percentile) floor for Peterborough: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title Rent Beds Distance As seen on
4 Bed Detached House, Vence Close, PE9 £2,950/mo 4 0.58 miles OpenRent

Average rent: £2,950/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.76%
Max investor price (0.8%) £368,750
Target investor price (1%) £295,000
Gross yield 9.1%
Cost-to-rent ratio 10.9×
Monthly cashflow £1,106/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 11.8%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

This location falls inside an HM Land Registry INSPIRE registered freehold polygon.

Plot: ~231 m² (0.06 acres)

Source: HM Land Registry INSPIRE Index Polygons.

Street-level crime

Category Count
Violence and sexual offences 52
Anti-social behaviour 29
Criminal damage and arson 12
Shoplifting 12
Other theft 7
Public order 4
Vehicle crime 4
Burglary 3
Other crime 3
Possession of weapons 2
Robbery 2
Bicycle theft 1
Drugs 1
Theft from the person 1
Total incidents 133

Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Malcolm Sargent Primary School Primary 0.5 miles Good — 25 Nov 2019
The Bluecoat School Primary 0.6 miles Requires improvement — 25 May 2022
Stamford St Gilberts Church of England Primary School Primary 0.7 miles Good — 19 Oct 2011
Stamford Welland Academy Secondary 0.7 miles Good — 17 Oct 2021
St Augustine's Catholic Voluntary Academy Primary 0.8 miles Requires improvement — 13 Nov 2022

FENSA

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