# 56 BEDFORD STREET, CARDIFF, CF24 3DB

## Property details

- Slug: `307fc88` (address key hash: `307fc883790d965ed88334687351c4de6373c2e2`)
- Postcode: CF24 3DB
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 97 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £230,000 Jan 2026
- Price per m²: £2,371/m²
- Local average: £254,633 (102 sales)
- Street crime: 1246 incidents within 1 mile (May 2026)

## Latest sale

- Price: £230,000
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 22/09/2026
- **Current heating cost:** £608/year
- **Est. upgrade cost to C:** £21,500

### Recommendations
- B (£500 - £1,500)
- Q (£4,000 - £14,000)
- N (£4,000 - £6,000)
- U (£5,000 - £8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0045-2877-7410-9426-3065)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £230,000 | Terraced | — | £231,336 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-b59a-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 BEDFORD STREET, CARDIFF, CF24 3DB | £230,000 | 30/01/2026 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [158554385](http://87.117.209.195:8080/listings/ee23978)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £230,000 |
| listed | 2025-02-21 | £230,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 83 BEDFORD STREET, CARDIFF, CF24 3DB | £233,500 | 09/10/2023 | Terraced |
| 33 BEDFORD STREET, CARDIFF, CF24 3DA | £417,750 | 20/09/2023 | Terraced |
| 1 RUSSELL STREET, CARDIFF, CF24 3BG | £470,750 | 20/09/2023 | Terraced |
| 15 NORTHCOTE STREET, CARDIFF, CF24 3BH | £415,000 | 14/07/2023 | Terraced |
| 23 GORDON ROAD, CARDIFF, CF24 3AL | £425,000 | 04/04/2023 | Terraced |
| 23 NORTHCOTE STREET, CARDIFF, CF24 3BH | £305,000 | 12/10/2022 | Terraced |
| 19 NORTHCOTE STREET, CARDIFF, CF24 3BH | £370,000 | 23/06/2022 | Terraced |
| 9 NORTHCOTE STREET, CARDIFF, CF24 3BH | £152,292 | 11/03/2022 | Terraced |
| 7 RUSSELL STREET, CARDIFF, CF24 3BG | £215,000 | 07/01/2022 | Terraced |

**Area average:** £333,810 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.7%
- **10y growth:** 45.4%

## House Price Index (HM Land Registry)

*Official index for Cardiff; Terraced series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 23%
- **10y growth (index):** 51%

## Rental Range

*ONS Price Index of Private Rents (Cardiff). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,041/mo
- **Realistic:** £1,157/mo
- **Optimistic:** £1,273/mo

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Richmond Road, CF24 | £1,200/mo | 2 | 0.07 miles | OpenRent |
| 1 Bed Flat, Woodville Road, CF24 | £895/mo | 1 | 0.42 miles | OpenRent |

**Average rent: £1,048/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.46% (weak for cashflow)
- **Max investor price (0.8%):** £131,000
- **Target investor price (1%):** £104,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,048/mo).*

- **Gross yield:** 5.5%
- **Cost-to-rent:** 18.3×
- **Monthly cashflow:** £12/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 392 |
| Shoplifting | 193 |
| Public order | 122 |
| Anti-social behaviour | 115 |
| Vehicle crime | 98 |
| Other theft | 75 |
| Criminal damage and arson | 68 |
| Drugs | 42 |
| Burglary | 40 |
| Robbery | 34 |
| Bicycle theft | 21 |
| Theft from the person | 18 |
| Other crime | 15 |
| Possession of weapons | 13 |
| **Total incidents** | **1246** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kings Monkton School | Other | 0.2 miles | — (No rating) |
| Plas Y Coed School and Student Support Centre | Other | 0.3 miles | — (No rating) |
| Cardiff Academy | Other | 0.3 miles | — (No rating) |
| Albany Primary School | Other | 0.3 miles | — (No rating) |
| Ysgol Y Berllan Deg | Other | 0.3 miles | — (No rating) |