Terraced

56 BEDFORD STREET

CARDIFF, CF24 3DB

£230,000

Location

Nearby

Nearest stations, universities and amenities (distance from property).

Type Name Distance
Bus stop Lowther Road 0.1 miles
Shop Jing Xing Express 0.1 miles
Train station Cathays 0.4 miles
Hospital Nuffield Health Cardiff Bay Hospital 2.6 miles
University University of South Wales 3.4 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

3

Bathrooms

1

Floor area

97 m²

EPC rating

C

Year built

England and Wales: 1900-1929

Last sold

£230,000 Jan 2026

Price per m²

£2,371/m²

Local average

£255,268 (103 sales)

Street crime

1246 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 23/09/2016

Expiry date: 22/09/2026

Current heating cost: £608/year

Potential heating cost: £508/year

Est. upgrade cost to C: £21,500

Recommendations

  • Cavity wall insulation (£500 - £1,500)
  • 50 mm internal or external wall insulation (£4,000 - £14,000)
  • Solar water heating (£4,000 - £6,000)
  • Solar photovoltaic panels, 2.5 kWp (£5,000 - £8,000)

View full EPC on gov.uk

Price history

Event Date Price Type % change Today’s value (HPI) Action
Sold 30/01/2026 £230,000 Terraced £231,336 to April 2026 View transaction

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address Price Date Type
83 BEDFORD STREET, CARDIFF, CF24 3DB £233,500 09/10/2023 Terraced
1 RUSSELL STREET, CARDIFF, CF24 3BG £470,750 20/09/2023 Terraced
33 BEDFORD STREET, CARDIFF, CF24 3DA £417,750 20/09/2023 Terraced
15 NORTHCOTE STREET, CARDIFF, CF24 3BH £415,000 14/07/2023 Terraced
23 GORDON ROAD, CARDIFF, CF24 3AL £425,000 04/04/2023 Terraced
23 NORTHCOTE STREET, CARDIFF, CF24 3BH £305,000 12/10/2022 Terraced
19 NORTHCOTE STREET, CARDIFF, CF24 3BH £370,000 23/06/2022 Terraced
9 NORTHCOTE STREET, CARDIFF, CF24 3BH £152,292 11/03/2022 Terraced
7 RUSSELL STREET, CARDIFF, CF24 3BG £215,000 07/01/2022 Terraced

Area average: £333,810 (9 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 11.1%
10y growth 46.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Cardiff. Series: Terraced. As of April 2026.

1y (index) 2.9%
5y (index) 23%
10y (index) 51%

Rental Range

Estimated market rent for Cardiff. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,041/mo
Realistic £1,157/mo
Optimistic £1,273/mo

Based on Local Authority from postcode lookup → Cardiff.

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 3-bedroom count for this property). Student lets are excluded.

Title Rent Beds Distance As seen on
2 Bed Flat, Richmond Road, CF24 £1,200/mo 2 0.07 miles OpenRent
1 Bed Flat, Woodville Road, CF24 £895/mo 1 0.42 miles OpenRent

Average rent: £1,048/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.46%
Max investor price (0.8%) £131,000
Target investor price (1%) £104,800
Gross yield 5.5%
Cost-to-rent ratio 18.3×
Monthly cashflow £12/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term
Cash-on-cash ROI 0.2%
  • Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
  • Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
  • Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
  • Gross yield — Annual rent as % of purchase price (no costs).
  • Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
  • Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
  • ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category Count
Violence and sexual offences 392
Shoplifting 193
Public order 122
Anti-social behaviour 115
Vehicle crime 98
Other theft 75
Criminal damage and arson 68
Drugs 42
Burglary 40
Robbery 34
Bicycle theft 21
Theft from the person 18
Other crime 15
Possession of weapons 13
Total incidents 1246

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name Type Distance Ofsted
Kings Monkton School Other 0.2 miles (No rating)
Plas Y Coed School and Student Support Centre Other 0.3 miles (No rating)
Cardiff Academy Other 0.3 miles (No rating)
Albany Primary School Other 0.3 miles (No rating)
Ysgol Y Berllan Deg Other 0.3 miles (No rating)

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.