# 120 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE

## Property details

- Slug: `2fc171e` (address key hash: `2fc171e84bc8836e5bd5215a038eb82fa3d07e4e`)
- Postcode: CA1 3UE
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Floor area: 109 m²
- EPC rating: B
- Last sold: £243,995 Dec 2022
- Price per m²: £2,238/m²
- Local average: £231,968 (17 sales)
- Street crime: 99 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £243,995
- Date: 2022-12-23
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 19/12/2032
- **Current heating cost:** £292/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6772-5432-1279-1190-2222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2022-12-23 | £243,995 | Detached | — | £260,278 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/152ab733-9c2e-e651-e063-4704a8c061d9) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 120 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £243,995 | 23/12/2022 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 130 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £265,000 | 25/03/2026 | Detached |
| 78 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3UE | £199,950 | 20/02/2026 | Detached |
| 52 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £220,000 | 07/01/2026 | Detached |
| 65 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £185,000 | 30/08/2024 | Detached |
| 32 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £189,000 | 06/10/2023 | Detached |
| 123 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £188,995 | 31/08/2023 | Detached |
| 125 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TE | £176,395 | 31/08/2023 | Detached |
| 2 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £224,995 | 28/06/2023 | Detached |
| 23 FURROW WAY, CARLISLE, CUMBERLAND, CA1 3UG | £238,995 | 20/12/2022 | Detached |
| 21 FURROW WAY, CARLISLE, CUMBRIA, CA1 3UG | £208,995 | 30/11/2022 | Detached |
| 1 KEENAN ROAD, CARLISLE, CUMBERLAND, CA1 3UF | £183,000 | 23/11/2022 | Detached |
| 54 VALLEY DRIVE, CARLISLE, CUMBRIA, CA1 3TR | £187,500 | 04/11/2022 | Detached |
| 14 FURROW WAY, CARLISLE, CUMBRIA, CA1 3UG | £205,995 | 31/10/2022 | Detached |
| 2 MOORSIDE DRIVE, CARLISLE, CUMBRIA, CA1 3TF | £255,000 | 27/10/2022 | Detached |
| 11 FURROW WAY, CARLISLE, CUMBRIA, CA1 3UG | £202,995 | 30/09/2022 | Detached |
| 54 MOORSIDE DRIVE, CARLISLE, CUMBERLAND, CA1 3TF | £245,000 | 12/08/2022 | Detached |
| 3 PARKLAND DRIVE, CARLISLE, CUMBRIA, CA1 3GP | £335,000 | 26/07/2022 | Detached |
| 11 BORDER CLOSE, CARLISLE, CUMBRIA, CA1 3TG | £310,000 | 22/07/2022 | Detached |
| 2 FURROW WAY, CARLISLE, CUMBRIA, CA1 3UG | £199,950 | 30/06/2022 | Detached |
| 4 FURROW WAY, CARLISLE, CUMBRIA, CA1 3UG | £177,995 | 30/06/2022 | Detached |

**Area average:** £219,988 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.8%
- **10y growth:** 14.6%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 22.5%
- **10y growth (index):** 56.4%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Carlisle, CA1 | £630/mo | 1 | 1.14 miles | OpenRent |

**Average rent: £630/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £78,750
- **Target investor price (1%):** £63,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £630/mo).*

- **Gross yield:** 3.1%
- **Cost-to-rent:** 32.3×
- **Monthly cashflow:** £-419/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -7.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 58 |
| Criminal damage and arson | 6 |
| Other theft | 6 |
| Public order | 6 |
| Shoplifting | 6 |
| Anti-social behaviour | 4 |
| Drugs | 3 |
| Other crime | 3 |
| Vehicle crime | 3 |
| Bicycle theft | 2 |
| Burglary | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **99** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Pennine Way Primary School | Primary | 0.2 miles | Good — 3 Mar 2012 |
| St John Henry Newman Catholic School | Secondary | 0.4 miles | Good — 14 Jul 2022 |
| Inglewood Junior School | Primary | 0.6 miles | Good — 16 Jun 2022 |
| Inglewood Infant School | Primary | 0.7 miles | Good — 28 Mar 2023 |
| Scotby CofE Primary School | Primary | 0.7 miles | Good — 18 May 2022 |