# 21 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS

## Property details

- Slug: `2e01cd9` (address key hash: `2e01cd94d79e5fc8409bc24233f7dd6acb49b80d`)
- Postcode: CA11 9BS
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 86 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £230,000 Feb 2026
- Price per m²: £2,674/m²
- Local average: £341,814 (33 sales)
- Street crime: 129 incidents within 1 mile (May 2026)

## Latest sale

- Price: £230,000
- Date: 2026-02-20
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 26/11/2035
- **Current heating cost:** £962/year
- **Est. upgrade cost to C:** £16,530

### Recommendations
- W2 (£5,000 - £10,000)
- C (£20 - £40)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3435-9029-9509-0003-7222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £230,000 | Detached | — | £229,361 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-f26f-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS | £230,000 | 20/02/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169637555](http://87.117.209.195:8080/listings/31b29ac)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £230,000 |
| listed | 2025-11-24 | £245,000 |
| sold | 2015-01-01 | £182,000 |
| sold | 2000-01-01 | £84,495 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS | £286,000 | 08/12/2023 | Detached |
| 15 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS | £275,000 | 29/09/2023 | Detached |
| 1 BALMORAL CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9BJ | £240,000 | 09/12/2022 | Detached |
| 17 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS | £260,000 | 08/12/2022 | Detached |
| 18 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS | £270,000 | 25/11/2022 | Detached |
| 3 DERWENT CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9GP | £325,000 | 16/11/2022 | Detached |
| 3 NEWLANDS PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9DT | £250,000 | 08/11/2022 | Detached |
| 27 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS | £270,000 | 31/10/2022 | Detached |
| 4A DERWENT CLOSE, PENRITH, WESTMORLAND AND FURNESS, CA11 9GP | £150,000 | 28/01/2022 | Detached |
| 28 GREYSTOKE PARK ROAD, PENRITH, EDEN, CUMBRIA, CA11 9BT | £169,000 | 27/09/2021 | Detached |

**Area average:** £249,500 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -25.8%
- **10y growth:** 25.1%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 53.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Pele View Gardens, CA10 | £1,250/mo | 3 | 1.11 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £194/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 51 |
| Shoplifting | 20 |
| Public order | 12 |
| Vehicle crime | 10 |
| Criminal damage and arson | 9 |
| Other theft | 8 |
| Anti-social behaviour | 6 |
| Drugs | 5 |
| Other crime | 4 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **129** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Queen Elizabeth Grammar School Penrith | Secondary | 0.3 miles | Good — 28 Mar 2023 |
| Brunswick School | Primary | 0.4 miles | Good — 15 Feb 2018 |
| St Catherine's Catholic Primary School, Penrith | Primary | 0.5 miles | Good — 21 Sep 2022 |
| Ullswater Community College | Secondary | 0.6 miles | Good — 25 May 2023 |
| North Lakes School | Primary | 0.6 miles | Good — 23 Nov 2023 |