Detached

21 WINDSOR DRIVE

PENRITH, WESTMORLAND AND FURNESS, CA11 9BS

£230,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CA11 9BS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Norfolk Road at Musgrave Street	0.1 miles
Shop	Cowperthwaites Garage	0.2 miles
Train station	Penrith (North Lakes)	0.2 miles
Hospital	Penrith Hospital	0.9 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

86 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£230,000 Feb 2026

Price per m²

£2,674/m²

Local average

£341,814 (33 sales)

Street crime

129 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 27/11/2025

Expiry date: 26/11/2035

Current heating cost: £962/year

Potential heating cost: £867/year

Est. upgrade cost to C: £16,530

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Increase hot water cylinder insulation (£20 - £40)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/02/2026	£230,000	Detached	—	£229,361 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£230,000
listed	24/11/2025	£245,000
sold	01/01/2015	£182,000
sold	01/01/2000	£84,495

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
25 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS	£286,000	08/12/2023	Detached
15 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS	£275,000	29/09/2023	Detached
1 BALMORAL CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9BJ	£240,000	09/12/2022	Detached
17 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS	£260,000	08/12/2022	Detached
18 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS	£270,000	25/11/2022	Detached
3 DERWENT CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9GP	£325,000	16/11/2022	Detached
3 NEWLANDS PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9DT	£250,000	08/11/2022	Detached
27 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS	£270,000	31/10/2022	Detached
4A DERWENT CLOSE, PENRITH, WESTMORLAND AND FURNESS, CA11 9GP	£150,000	28/01/2022	Detached
28 GREYSTOKE PARK ROAD, PENRITH, EDEN, CUMBRIA, CA11 9BT	£169,000	27/09/2021	Detached

Area average: £249,500 (10 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -25.6%

10y growth 25.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Detached. As of April 2026.

1y (index) 5.5%

5y (index) 24.2%

10y (index) 53.6%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £859/mo

Realistic £954/mo

Optimistic £1,049/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Detached House, Pele View Gardens, CA10	£1,250/mo	3	1.11 miles	OpenRent

Average rent: £1,250/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £156,250

Target investor price (1%) £125,000

Gross yield 6.5%

Cost-to-rent ratio 15.3×

Monthly cashflow £194/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	51
Shoplifting	20
Public order	12
Vehicle crime	10
Criminal damage and arson	9
Other theft	8
Anti-social behaviour	6
Drugs	5
Other crime	4
Bicycle theft	1
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	129

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Queen Elizabeth Grammar School Penrith	Secondary	0.3 miles	Good — 28 Mar 2023
Brunswick School	Primary	0.4 miles	Good — 15 Feb 2018
St Catherine's Catholic Primary School, Penrith	Primary	0.5 miles	Good — 21 Sep 2022
Ullswater Community College	Secondary	0.6 miles	Good — 25 May 2023
North Lakes School	Primary	0.6 miles	Good — 23 Nov 2023

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 21 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS

## Property details

- Slug: `2e01cd9` (address key hash: `2e01cd94d79e5fc8409bc24233f7dd6acb49b80d`)
- Postcode: CA11 9BS
- Transactions on record: 1

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 86 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £230,000 Feb 2026
- Price per m²: £2,674/m²
- Local average: £341,814 (33 sales)
- Street crime: 129 incidents within 1 mile (May 2026)

## Latest sale

- Price: £230,000
- Date: 2026-02-20
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 26/11/2035
- **Current heating cost:** £962/year
- **Est. upgrade cost to C:** £16,530

### Recommendations
- W2 (£5,000 - £10,000)
- C (£20 - £40)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/3435-9029-9509-0003-7222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-20 | £230,000 | Detached | — | £229,361 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673e-f26f-d8ea-e063-4704a8c0bf7d) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS | £230,000 | 20/02/2026 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [169637555](http://87.117.209.195:8080/listings/31b29ac)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £230,000 |
| listed | 2025-11-24 | £245,000 |
| sold | 2015-01-01 | £182,000 |
| sold | 2000-01-01 | £84,495 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 25 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS | £286,000 | 08/12/2023 | Detached |
| 15 WINDSOR DRIVE, PENRITH, WESTMORLAND AND FURNESS, CA11 9BS | £275,000 | 29/09/2023 | Detached |
| 1 BALMORAL CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9BJ | £240,000 | 09/12/2022 | Detached |
| 17 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS | £260,000 | 08/12/2022 | Detached |
| 18 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS | £270,000 | 25/11/2022 | Detached |
| 3 DERWENT CLOSE, PENRITH, EDEN, CUMBRIA, CA11 9GP | £325,000 | 16/11/2022 | Detached |
| 3 NEWLANDS PLACE, PENRITH, WESTMORLAND AND FURNESS, CA11 9DT | £250,000 | 08/11/2022 | Detached |
| 27 WINDSOR DRIVE, PENRITH, EDEN, CUMBRIA, CA11 9BS | £270,000 | 31/10/2022 | Detached |
| 4A DERWENT CLOSE, PENRITH, WESTMORLAND AND FURNESS, CA11 9GP | £150,000 | 28/01/2022 | Detached |
| 28 GREYSTOKE PARK ROAD, PENRITH, EDEN, CUMBRIA, CA11 9BT | £169,000 | 27/09/2021 | Detached |

**Area average:** £249,500 (10 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -25.6%
- **10y growth:** 25.1%

## House Price Index (HM Land Registry)

*Official index for North West; Detached series; as of April 2026.*

- **1y growth (index):** 5.5%
- **5y growth (index):** 24.2%
- **10y growth (index):** 53.6%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £859/mo
- **Realistic:** £954/mo
- **Optimistic:** £1,049/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Detached House, Pele View Gardens, CA10 | £1,250/mo | 3 | 1.11 miles | OpenRent |

**Average rent: £1,250/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £156,250
- **Target investor price (1%):** £125,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,250/mo).*

- **Gross yield:** 6.5%
- **Cost-to-rent:** 15.3×
- **Monthly cashflow:** £194/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 51 |
| Shoplifting | 20 |
| Public order | 12 |
| Vehicle crime | 10 |
| Criminal damage and arson | 9 |
| Other theft | 8 |
| Anti-social behaviour | 6 |
| Drugs | 5 |
| Other crime | 4 |
| Bicycle theft | 1 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **129** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Queen Elizabeth Grammar School Penrith | Secondary | 0.3 miles | Good — 28 Mar 2023 |
| Brunswick School | Primary | 0.4 miles | Good — 15 Feb 2018 |
| St Catherine's Catholic Primary School, Penrith | Primary | 0.5 miles | Good — 21 Sep 2022 |
| Ullswater Community College | Secondary | 0.6 miles | Good — 25 May 2023 |
| North Lakes School | Primary | 0.6 miles | Good — 23 Nov 2023 |