Detached 3 sales on record

21 WESTCLIFF GARDENS

MARGATE, THANET, KENT, CT9 5DT

£640,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CT9 5DT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Cliffe Avenue	0.1 miles
Shop	Access Lock & Key Service	0.4 miles
Train station	Margate	0.5 miles
Hospital	Victoria Hospital	11.5 miles

Property details

Tenure

Freehold

Property type

Detached

Bedrooms

Bathrooms

Floor area

226 m²

EPC rating

Year built

England and Wales: 1950-1966

Last sold

£640,000 Feb 2026

Price per m²

£2,832/m²

Local average

£464,833 (21 sales)

Street crime

217 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 26/11/2024

Expiry date: 25/11/2034

Current heating cost: £2,313/year

Potential heating cost: £1,755/year

Est. upgrade cost to C: £7,675

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Flat roof or sloping ceiling insulation (£850 - £1,500)
Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	12/02/2026	£640,000	Detached	+180.7%	£637,801 to March 2026	View transaction
Sold	27/11/2009	£228,000	Detached	+89.2%	£443,758 to March 2026	View transaction
Sold	13/11/2000	£120,500	Detached	—	£457,795 to March 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£640,000
listed	22/04/2025	£650,000
sold	01/01/2009	£228,000
sold	01/01/2000	£120,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
1 ALL SAINTS AVENUE, MARGATE, THANET, KENT, CT9 5QW	£555,000	06/11/2025	Detached
18 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DS	£1,125,000	14/12/2023	Detached
155 CANTERBURY ROAD, MARGATE, THANET, KENT, CT9 5BY	£435,000	08/12/2023	Detached
YEW TREE HOUSE WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT	£730,000	01/09/2023	Detached
BARN LODGE BARN CRESCENT, WESTBROOK, MARGATE, THANET, KENT, CT9 5HF	£575,000	01/08/2023	Detached
CASITA WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT	£495,000	28/02/2023	Detached
8 ARGYLE GARDENS, MARGATE, THANET, KENT, CT9 5RL	£460,000	28/09/2022	Detached
22 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT	£600,000	17/08/2022	Detached
60 WESTBROOK AVENUE, MARGATE, THANET, KENT, CT9 5HB	£620,000	19/07/2022	Detached
86 WESTBROOK AVENUE, MARGATE, THANET, KENT, CT9 5HE	£520,000	10/06/2022	Detached
33 WESTCLIFF ROAD, MARGATE, THANET, KENT, CT9 5DN	£465,000	31/05/2022	Detached
17 BARNES AVENUE, WESTBROOK, MARGATE, THANET, KENT, CT9 5EQ	£775,000	29/04/2022	Detached
16 WESTONVILLE AVENUE, WESTBROOK, MARGATE, THANET, KENT, CT9 5DY	£645,000	21/01/2022	Detached
123 WESTBROOK AVENUE, MARGATE, THANET, KENT, CT9 5HE	£705,000	20/01/2022	Detached
24 ALL SAINTS AVENUE, MARGATE, THANET, KENT, CT9 5QW	£515,000	28/09/2021	Detached
30A ROYAL ESPLANADE, WESTBROOK, MARGATE, THANET, KENT, CT9 5EG	£695,000	27/09/2021	Detached

Area average: £619,688 (16 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 15.9%

10y growth 33.1%

House Price Index (HM Land Registry — official index, not sold-price averages): Thanet. Series: Detached. As of March 2026.

1y (index) -3%

5y (index) 6.1%

10y (index) 44%

Rental Range

Estimated market rent for Thanet. Low = conservative, Realistic = average, Optimistic = best case.

Low £997/mo

Realistic £1,108/mo

Optimistic £1,219/mo

Based on Local Authority from postcode lookup → Thanet.

LHA (30th percentile) floor for Thanet: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Westbrook Gardens, CT9	£1,150/mo	3	0.21 miles	OpenRent
2 Bed Flat, Next To Margate Beach, CT9	£1,400/mo	2	0.29 miles	OpenRent
2 Bed Flat, Charlotte Court, CT9	£1,150/mo	2	0.33 miles	OpenRent
2 Bed Flat, Canterbury Road, CT9	£1,150/mo	2	0.4 miles	OpenRent
1 Bed Flat, Royal Crescent, CT9	£800/mo	1	0.43 miles	OpenRent
2 Bed Flat, Arlington House, CT9	£1,200/mo	2	0.65 miles	OpenRent
2 Bed Flat, Beach Rise, CT8	£1,025/mo	2	0.66 miles	OpenRent
2 Bed Flat, Beach Rise, CT8	£1,095/mo	2	0.66 miles	OpenRent
3 Bed Semi-Detached House, Chester Road, CT8	£1,550/mo	3	0.78 miles	OpenRent
2 Bed Flat, Adrian Square, CT8	£895/mo	2	0.84 miles	OpenRent
1 Bed Flat, Panay Fashions Building, CT9	£750/mo	1	0.86 miles	OpenRent
1 Bed Flat, Sea Road, CT8	£900/mo	1	0.86 miles	OpenRent
1 Bed Flat, Sea Road, CT8	£950/mo	1	0.86 miles	OpenRent
3 Bed Terraced House, Eaton Road, CT9	£1,500/mo	3	0.88 miles	OpenRent
2 Bed Flat, Yacht Club Apartments, CT9	£1,350/mo	2	1.04 miles	OpenRent
2 Bed Maisonette, Lausanne Terrace, CT9	£1,400/mo	2	1.06 miles	OpenRent

Average rent: £1,142/mo (16 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.18%

Max investor price (0.8%) £143,750

Target investor price (1%) £115,000

Gross yield 2.2%

Cost-to-rent ratio 46.4×

Monthly cashflow £-1,510/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -9.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	84
Anti-social behaviour	46
Criminal damage and arson	23
Shoplifting	18
Other theft	14
Drugs	11
Public order	10
Burglary	4
Other crime	2
Possession of weapons	2
Vehicle crime	2
Bicycle theft	1
Total incidents	217

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Cherry Tree	Other	0.3 miles	Outstanding — 16 Oct 2022
Garlinge Primary School and Nursery	Primary	0.4 miles	Good — 15 Jan 2024
Hartsdown Academy	Secondary	0.5 miles	Good — 30 Jan 2022
St Gregory's Catholic Primary School, Margate	Primary	1.0 miles	Good — 17 Oct 2019
Salmestone Primary School	Primary	1.0 miles	Good — 27 Feb 2019

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 21 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT

## Property details

- Slug: `2cd8550` (address key hash: `2cd85500aab9eeb37e9cfe8a1605eb0de3852c36`)
- Postcode: CT9 5DT
- Transactions on record: 3

- Tenure: Freehold
- Property type: Detached
- Bedrooms: 4
- Bathrooms: 4
- Floor area: 226 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £640,000 Feb 2026
- Price per m²: £2,832/m²
- Local average: £464,833 (21 sales)
- Street crime: 217 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £640,000
- Date: 2026-02-12
- Type: D
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/11/2034
- **Current heating cost:** £2,313/year
- **Est. upgrade cost to C:** £7,675

### Recommendations
- A2 (£850 - £1,500)
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9634-1429-7409-0866-4222)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-12 | £640,000 | Detached | +180.7% | £637,801 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-4a07-8922-e063-4804a8c094d0) |
| Sold | 2009-11-27 | £228,000 | Detached | +89.2% | £443,758 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/0cb5aec1-011e-4685-b4f5-80cec51189bc) |
| Sold | 2000-11-13 | £120,500 | Detached | — | £457,795 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/ce846d30-8a9b-4b5a-92fd-3bd8394f8997) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT | £640,000 | 12/02/2026 | Detached |
| 21 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT | £228,000 | 27/11/2009 | Detached |
| 21 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT | £120,500 | 13/11/2000 | Detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [160964978](http://87.117.209.195:8080/listings/496f524)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £640,000 |
| listed | 2025-04-22 | £650,000 |
| sold | 2009-01-01 | £228,000 |
| sold | 2000-01-01 | £120,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 ALL SAINTS AVENUE, MARGATE, THANET, KENT, CT9 5QW | £555,000 | 06/11/2025 | Detached |
| 18 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DS | £1,125,000 | 14/12/2023 | Detached |
| 155 CANTERBURY ROAD, MARGATE, THANET, KENT, CT9 5BY | £435,000 | 08/12/2023 | Detached |
| YEW TREE HOUSE WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT | £730,000 | 01/09/2023 | Detached |
| BARN LODGE BARN CRESCENT, WESTBROOK, MARGATE, THANET, KENT, CT9 5HF | £575,000 | 01/08/2023 | Detached |
| CASITA WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT | £495,000 | 28/02/2023 | Detached |
| 8 ARGYLE GARDENS, MARGATE, THANET, KENT, CT9 5RL | £460,000 | 28/09/2022 | Detached |
| 22 WESTCLIFF GARDENS, MARGATE, THANET, KENT, CT9 5DT | £600,000 | 17/08/2022 | Detached |
| 60 WESTBROOK AVENUE, MARGATE, THANET, KENT, CT9 5HB | £620,000 | 19/07/2022 | Detached |
| 86 WESTBROOK AVENUE, MARGATE, THANET, KENT, CT9 5HE | £520,000 | 10/06/2022 | Detached |
| 33 WESTCLIFF ROAD, MARGATE, THANET, KENT, CT9 5DN | £465,000 | 31/05/2022 | Detached |
| 17 BARNES AVENUE, WESTBROOK, MARGATE, THANET, KENT, CT9 5EQ | £775,000 | 29/04/2022 | Detached |
| 16 WESTONVILLE AVENUE, WESTBROOK, MARGATE, THANET, KENT, CT9 5DY | £645,000 | 21/01/2022 | Detached |
| 123 WESTBROOK AVENUE, MARGATE, THANET, KENT, CT9 5HE | £705,000 | 20/01/2022 | Detached |
| 24 ALL SAINTS AVENUE, MARGATE, THANET, KENT, CT9 5QW | £515,000 | 28/09/2021 | Detached |
| 30A ROYAL ESPLANADE, WESTBROOK, MARGATE, THANET, KENT, CT9 5EG | £695,000 | 27/09/2021 | Detached |

**Area average:** £619,688 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 15.9%
- **10y growth:** 33.1%

## House Price Index (HM Land Registry)

*Official index for Thanet; Detached series; as of March 2026.*

- **1y growth (index):** -3%
- **5y growth (index):** 6.1%
- **10y growth (index):** 44%

## Rental Range

*ONS Price Index of Private Rents (Thanet). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £997/mo
- **Realistic:** £1,108/mo
- **Optimistic:** £1,219/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Thanet (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Westbrook Gardens, CT9 | £1,150/mo | 3 | 0.21 miles | OpenRent |
| 2 Bed Flat, Next To Margate Beach, CT9 | £1,400/mo | 2 | 0.29 miles | OpenRent |
| 2 Bed Flat, Charlotte Court, CT9 | £1,150/mo | 2 | 0.33 miles | OpenRent |
| 2 Bed Flat, Canterbury Road, CT9 | £1,150/mo | 2 | 0.4 miles | OpenRent |
| 1 Bed Flat, Royal Crescent, CT9 | £800/mo | 1 | 0.43 miles | OpenRent |
| 2 Bed Flat, Arlington House, CT9 | £1,200/mo | 2 | 0.65 miles | OpenRent |
| 2 Bed Flat, Beach Rise, CT8 | £1,025/mo | 2 | 0.66 miles | OpenRent |
| 2 Bed Flat, Beach Rise, CT8 | £1,095/mo | 2 | 0.66 miles | OpenRent |
| 3 Bed Semi-Detached House, Chester Road, CT8 | £1,550/mo | 3 | 0.78 miles | OpenRent |
| 2 Bed Flat, Adrian Square, CT8 | £895/mo | 2 | 0.84 miles | OpenRent |
| 1 Bed Flat, Panay Fashions Building, CT9 | £750/mo | 1 | 0.86 miles | OpenRent |
| 1 Bed Flat, Sea Road, CT8 | £900/mo | 1 | 0.86 miles | OpenRent |
| 1 Bed Flat, Sea Road, CT8 | £950/mo | 1 | 0.86 miles | OpenRent |
| 3 Bed Terraced House, Eaton Road, CT9 | £1,500/mo | 3 | 0.88 miles | OpenRent |
| 2 Bed Flat, Yacht Club Apartments, CT9 | £1,350/mo | 2 | 1.04 miles | OpenRent |
| 2 Bed Maisonette, Lausanne Terrace, CT9 | £1,400/mo | 2 | 1.06 miles | OpenRent |

**Average rent: £1,142/mo (16 listings)**

## 1% Rule

- **Rent ratio:** 0.18% (weak for cashflow)
- **Max investor price (0.8%):** £143,750
- **Target investor price (1%):** £115,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,150/mo).*

- **Gross yield:** 2.2%
- **Cost-to-rent:** 46.4×
- **Monthly cashflow:** £-1,510/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -9.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 84 |
| Anti-social behaviour | 46 |
| Criminal damage and arson | 23 |
| Shoplifting | 18 |
| Other theft | 14 |
| Drugs | 11 |
| Public order | 10 |
| Burglary | 4 |
| Other crime | 2 |
| Possession of weapons | 2 |
| Vehicle crime | 2 |
| Bicycle theft | 1 |
| **Total incidents** | **217** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Cherry Tree | Other | 0.3 miles | Outstanding — 16 Oct 2022 |
| Garlinge Primary School and Nursery | Primary | 0.4 miles | Good — 15 Jan 2024 |
| Hartsdown Academy | Secondary | 0.5 miles | Good — 30 Jan 2022 |
| St Gregory's Catholic Primary School, Margate | Primary | 1.0 miles | Good — 17 Oct 2019 |
| Salmestone Primary School | Primary | 1.0 miles | Good — 27 Feb 2019 |