Semi-Detached 2 sales on record

20 CHATER DRIVE

SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BJ

£336,500

Location

Map view View on Google Maps View on OpenStreetMap Street View B76 2BJ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Walmley Rd / Cater Drive	0.4 miles
Shop	Bluebell Photo Studio	0.7 miles
Train station	Wylde Green	1.8 miles
University	Maryvale Institute	4.3 miles
Hospital	Brian Oliver Centre	5.4 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

74 m²

EPC rating

Year built

England and Wales: 1991-1995

Last sold

£336,500 Feb 2026

Price per m²

£4,547/m²

Local average

£311,176 (34 sales)

Street crime

60 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 20/06/2025

Expiry date: 19/06/2035

Current heating cost: £613/year

Potential heating cost: £565/year

Est. upgrade cost to C: £22,000

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Solar water heating (£4,000 - £7,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/02/2026	£336,500	Semi-detached	+236.5%	£343,531 to April 2026	View transaction
Sold	20/08/1999	£100,000	Semi-detached	—	£450,000 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£336,500
listed	19/09/2025	£345,000
sold	01/01/1999	£100,000
sold	01/01/1996	£79,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
1 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT	£355,000	27/11/2025	Semi-detached
39 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT	£385,000	07/11/2022	Semi-detached
20 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT	£385,000	26/08/2022	Semi-detached
11 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT	£383,000	23/08/2022	Semi-detached
15 LAWNSWOOD, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 1TW	£430,000	25/03/2022	Semi-detached
25 SWALE ROAD, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BH	£355,000	07/03/2022	Semi-detached
45 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT	£240,000	28/02/2022	Semi-detached
13 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT	£275,000	20/12/2021	Semi-detached

Area average: £351,000 (8 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Berryfields Road, Walmley, Sutton Coldfield, B76	£315,000	3	Semi-detached	0.85 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.2%

10y growth 35.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Birmingham. Series: Semi-detached. As of April 2026.

1y (index) 1.9%

5y (index) 19.2%

10y (index) 60.8%

Rental Range

Estimated market rent for Birmingham. Low = conservative, Realistic = average, Optimistic = best case.

Low £979/mo

Realistic £1,088/mo

Optimistic £1,197/mo

Based on Local Authority from postcode lookup → Birmingham.

LHA (30th percentile) floor for Birmingham: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Plants Brook Road, B76	£1,450/mo	3	0.94 miles	OpenRent
3 Bed Semi-Detached House, Plants Brook Road, B76	£1,750/mo	3	1.03 miles	OpenRent
3 Bed Semi-Detached House, Walsh Drive, B76	£1,400/mo	3	1.09 miles	OpenRent
3 Bed Semi-Detached House, Fowler Road, B75	£1,050/mo	3	1.12 miles	OpenRent

Average rent: £1,413/mo (4 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.42%

Max investor price (0.8%) £178,125

Target investor price (1%) £142,500

Gross yield 5.1%

Cost-to-rent ratio 19.7×

Monthly cashflow £-68/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	28
Burglary	7
Anti-social behaviour	6
Public order	6
Vehicle crime	5
Criminal damage and arson	3
Other theft	2
Drugs	1
Other crime	1
Possession of weapons	1
Total incidents	60

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Deanery Church of England Primary School	Primary	0.4 miles	— (Inspected (no overall grade))
The Shrubbery School Ltd	Other	0.6 miles	— (No rating)
Walmley Junior School	Primary	0.7 miles	— (Inspected (no overall grade))
Walmley Infant School	Primary	0.7 miles	Good — 19 Dec 2013
Holy Cross Catholic Primary School	Primary	0.8 miles	Good — 16 May 2013

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
31/01/2006	13/12/2005	9	2

# 20 CHATER DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BJ

## Property details

- Slug: `2c66b45` (address key hash: `2c66b459d17de1f0798fa17e54fb67ee88ebc67a`)
- Postcode: B76 2BJ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 74 m²
- EPC rating: C
- Year built: England and Wales: 1991-1995
- Last sold: £336,500 Feb 2026
- Price per m²: £4,547/m²
- Local average: £311,176 (34 sales)
- Street crime: 60 incidents within 1 mile (May 2026)

## Latest sale

- Price: £336,500
- Date: 2026-02-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 19/06/2035
- **Current heating cost:** £613/year
- **Est. upgrade cost to C:** £22,000

### Recommendations
- W2 (£5,000 - £10,000)
- N (£4,000 - £7,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0380-2040-0560-2925-1121)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-27 | £336,500 | Semi-detached | +236.5% | £343,531 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-dda6-8922-e063-4804a8c094d0) |
| Sold | 1999-08-20 | £100,000 | Semi-detached | — | £450,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/1bf00e07-915b-4f1c-a033-89349b06d65a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 20 CHATER DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BJ | £336,500 | 27/02/2026 | Semi-detached |
| 20 CHATER DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BJ | £100,000 | 20/08/1999 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167176805](http://87.117.209.195:8080/listings/410e941)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £336,500 |
| listed | 2025-09-19 | £345,000 |
| sold | 1999-01-01 | £100,000 |
| sold | 1996-01-01 | £79,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT | £355,000 | 27/11/2025 | Semi-detached |
| 39 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT | £385,000 | 07/11/2022 | Semi-detached |
| 20 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT | £385,000 | 26/08/2022 | Semi-detached |
| 11 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT | £383,000 | 23/08/2022 | Semi-detached |
| 15 LAWNSWOOD, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 1TW | £430,000 | 25/03/2022 | Semi-detached |
| 25 SWALE ROAD, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BH | £355,000 | 07/03/2022 | Semi-detached |
| 45 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT | £240,000 | 28/02/2022 | Semi-detached |
| 13 HORSFALL DRIVE, SUTTON COLDFIELD, BIRMINGHAM, WEST MIDLANDS, B76 2BT | £275,000 | 20/12/2021 | Semi-detached |

**Area average:** £351,000 (8 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Berryfields Road, Walmley, Sutton Coldfield, B76](http://87.117.209.195:8080/listings/6c472d1) | £315,000 | 3 | Semi-detached | 0.85 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.2%
- **10y growth:** 35.3%

## House Price Index (HM Land Registry)

*Official index for Birmingham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 1.9%
- **5y growth (index):** 19.2%
- **10y growth (index):** 60.8%

## Rental Range

*ONS Price Index of Private Rents (Birmingham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £979/mo
- **Realistic:** £1,088/mo
- **Optimistic:** £1,197/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Birmingham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Plants Brook Road, B76 | £1,450/mo | 3 | 0.94 miles | OpenRent |
| 3 Bed Semi-Detached House, Plants Brook Road, B76 | £1,750/mo | 3 | 1.03 miles | OpenRent |
| 3 Bed Semi-Detached House, Walsh Drive, B76 | £1,400/mo | 3 | 1.09 miles | OpenRent |
| 3 Bed Semi-Detached House, Fowler Road, B75 | £1,050/mo | 3 | 1.12 miles | OpenRent |

**Average rent: £1,413/mo (4 listings)**

## 1% Rule

- **Rent ratio:** 0.42% (weak for cashflow)
- **Max investor price (0.8%):** £178,125
- **Target investor price (1%):** £142,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,425/mo).*

- **Gross yield:** 5.1%
- **Cost-to-rent:** 19.7×
- **Monthly cashflow:** £-68/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 28 |
| Burglary | 7 |
| Anti-social behaviour | 6 |
| Public order | 6 |
| Vehicle crime | 5 |
| Criminal damage and arson | 3 |
| Other theft | 2 |
| Drugs | 1 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **60** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Deanery Church of England Primary School | Primary | 0.4 miles | — (Inspected (no overall grade)) |
| The Shrubbery School Ltd | Other | 0.6 miles | — (No rating) |
| Walmley Junior School | Primary | 0.7 miles | — (Inspected (no overall grade)) |
| Walmley Infant School | Primary | 0.7 miles | Good — 19 Dec 2013 |
| Holy Cross Catholic Primary School | Primary | 0.8 miles | Good — 16 May 2013 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #3449317
- **Address:** 20 Chater Drive, SUTTON COLDFIELD, B76 2BJ
- **Certificate Issued:** 31/01/2006
- **Work Completed:** 13/12/2005
- **Items:** 9 window(s), 2 door(s)