Detached

56 HOWGILL CRESCENT

OLDHAM, GREATER MANCHESTER, OL8 3WA

£92,495

Location

Map view View on Google Maps View on OpenStreetMap Street View OL8 3WA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Copster Hill, Hollins Road / near Copster Place	0.1 miles
Shop	Volksmaster Van Centre	0.1 miles
Hospital	The Christie at Oldham	1.9 miles
Train station	Moston	2.3 miles
University	UCEN Manchester (City Campus)	5.8 miles

Property details

Tenure

Leasehold

Property type

Detached

Last sold

£92,495 Sep 2002

Local average

£312,659 (14 sales)

Street crime

2 incidents within 1 mile (Aug 2026)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	28/09/2002	£92,495	Detached	—	£335,223 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
44 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA	£325,000	24/07/2026	Detached
11 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE	£280,000	05/12/2025	Detached
32 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA	£260,000	20/05/2024	Detached
52 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA	£282,600	16/12/2022	Detached
15 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE	£430,000	09/12/2022	Detached
8 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE	£271,000	28/09/2022	Detached
27 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR	£185,000	26/04/2022	Detached
7 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE	£325,000	23/03/2022	Detached
22 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA	£285,000	23/11/2021	Detached

Area average: £293,733 (9 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 21%

10y growth 58.9%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Detached. As of July 2026.

1y (index) 3.7%

5y (index) 34.9%

10y (index) 84.7%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £848/mo

Realistic £942/mo

Optimistic £1,036/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Semi-Detached House, Green Lane, OL8	£995/mo	2	0.29 miles	OpenRent

Average rent: £995/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 1.08%

Max investor price (0.8%) £124,375

Target investor price (1%) £99,500

Gross yield 12.9%

Cost-to-rent ratio 7.7×

Monthly cashflow £506/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 22.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	2
Total incidents	2

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Hathershaw College	Secondary	0.2 miles	Good — 13 May 2016
Lyndhurst Primary and Nursery School	Primary	0.4 miles	Good — 8 Jan 2020
Holy Rosary RC Junior Infant and Nursery School	Primary	0.4 miles	Good — 18 Jan 2023
Hulme Grammar School	Other	0.5 miles	— (No rating)
Coppice Primary Academy	Primary	0.5 miles	Good — 20 May 2015

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# 56 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA

## Property details

- Slug: `2804913` (address key hash: `2804913153883acc6409b2517add5149ee6c23d9`)
- Postcode: OL8 3WA
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Detached
- Last sold: £92,495 Sep 2002
- Local average: £312,659 (14 sales)
- Street crime: 2 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £92,495
- Date: 2002-09-28
- Type: D
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2002-09-28 | £92,495 | Detached | — | £335,223 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/8de044e1-06ae-4eb8-8a2f-92693d443dd7) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 56 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £92,495 | 28/09/2002 | Detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 44 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £325,000 | 24/07/2026 | Detached |
| 11 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £280,000 | 05/12/2025 | Detached |
| 32 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £260,000 | 20/05/2024 | Detached |
| 52 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £282,600 | 16/12/2022 | Detached |
| 15 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £430,000 | 09/12/2022 | Detached |
| 8 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £271,000 | 28/09/2022 | Detached |
| 27 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £185,000 | 26/04/2022 | Detached |
| 7 HOWARDIAN CLOSE, OLDHAM, GREATER MANCHESTER, OL8 3WE | £325,000 | 23/03/2022 | Detached |
| 22 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £285,000 | 23/11/2021 | Detached |

**Area average:** £293,733 (9 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21%
- **10y growth:** 58.9%

## House Price Index (HM Land Registry)

*Official index for Oldham; Detached series; as of July 2026.*

- **1y growth (index):** 3.7%
- **5y growth (index):** 34.9%
- **10y growth (index):** 84.7%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £848/mo
- **Realistic:** £942/mo
- **Optimistic:** £1,036/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Green Lane, OL8 | £995/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 1.08% (strong)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 12.9%
- **Cost-to-rent:** 7.7×
- **Monthly cashflow:** £506/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 22.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Hathershaw College | Secondary | 0.2 miles | Good — 13 May 2016 |
| Lyndhurst Primary and Nursery School | Primary | 0.4 miles | Good — 8 Jan 2020 |
| Holy Rosary RC Junior Infant and Nursery School | Primary | 0.4 miles | Good — 18 Jan 2023 |
| Hulme Grammar School | Other | 0.5 miles | — (No rating) |
| Coppice Primary Academy | Primary | 0.5 miles | Good — 20 May 2015 |