# 12 PARK COURT, HARLOW, ESSEX, CM20 2PY

## Property details

- Slug: `27d5439` (address key hash: `27d543997f599111bf9a16c77748406434278dd5`)
- Postcode: CM20 2PY
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: F
- Year built: England and Wales: 1930-1949
- Last sold: £220,000 Mar 2026
- Price per m²: £3,188/m²
- Local average: £215,313 (32 sales)
- Street crime: 452 incidents within 1 mile (May 2026)

## Latest sale

- Price: £220,000
- Date: 2026-03-20
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** F
- **Potential rating:** C
- **Expiry date:** 31/10/2033
- **Current heating cost:** £2,988/year
- **Est. upgrade cost to C:** £12,175

### Recommendations
- A2 (£850 - £1,500)
- L2 (£1,200 - £1,800)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0692-3931-3209-7117-9204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £220,000 | Flat | +353.6% | £220,478 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-21dc-8922-e063-4804a8c094d0) |
| Sold | 1999-08-19 | £48,500 | Flat | — | £177,448 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/61a1a108-8b0c-4357-acfd-9d6896d4790c) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 PARK COURT, HARLOW, ESSEX, CM20 2PY | £220,000 | 20/03/2026 | Flat |
| 12 PARK COURT, HARLOW, ESSEX, CM20 2PY | £48,500 | 19/08/1999 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [141206771](http://87.117.209.195:8080/listings/d53e28e)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £220,000 |
| listed | 2023-10-24 | £220,000 |
| sold | 1999-01-01 | £48,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 223 THE DASHES, HARLOW, ESSEX, CM20 3RY | £155,000 | 23/01/2026 | Flat |
| 111 THE DASHES, HARLOW, ESSEX, CM20 3RT | £295,000 | 14/07/2025 | Flat |
| 63 PARK COURT, HARLOW, ESSEX, CM20 2PZ | £240,000 | 13/12/2023 | Flat |
| 61 PARK COURT, HARLOW, ESSEX, CM20 2PZ | £240,000 | 04/12/2023 | Flat |
| 14 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £220,000 | 16/11/2023 | Flat |
| 4 PARK COURT, HARLOW, ESSEX, CM20 2PY | £248,000 | 02/08/2023 | Flat |
| 1 PARK COURT, HARLOW, ESSEX, CM20 2PY | £250,000 | 21/04/2023 | Flat |
| HUGH'S TOWER, 218 THE HIDES, HARLOW, ESSEX, CM20 3QT | £127,000 | 21/12/2022 | Flat |
| 104 THE DASHES, HARLOW, ESSEX, CM20 3RT | £210,000 | 23/11/2022 | Flat |
| 231 THE DASHES, HARLOW, ESSEX, CM20 3RY | £245,000 | 03/10/2022 | Flat |
| 93 THE DASHES, HARLOW, ESSEX, CM20 3RS | £162,000 | 30/09/2022 | Flat |
| NETTESWELL TOWER 12, HARLOW, ESSEX, CM20 2QN | £151,000 | 29/09/2022 | Flat |
| 59 TANYARD PLACE, HARLOW, ESSEX, CM20 2FF | £210,000 | 10/08/2022 | Flat |
| 44 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £211,000 | 25/07/2022 | Flat |
| 300 THE HIDES, HARLOW, ESSEX, CM20 3QU | £93,000 | 22/07/2022 | Flat |
| 8 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £90,500 | 07/07/2022 | Flat |
| 62 TANYARD PLACE, HARLOW, ESSEX, CM20 2FF | £106,000 | 08/06/2022 | Flat |
| 39 AMBERRY COURT, HARLOW, ESSEX, CM20 2PX | £215,000 | 27/05/2022 | Flat |
| 50 PARK COURT, HARLOW, ESSEX, CM20 2PZ | £240,000 | 20/05/2022 | Flat |
| 141 THE DASHES, HARLOW, ESSEX, CM20 3RU | £310,000 | 06/05/2022 | Flat |

**Area average:** £200,925 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Godfrey House, Harlow, CM20](http://87.117.209.195:8080/listings/d6fff34) | £420,000 | 2 | Flat | 0.49 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.6%
- **10y growth:** 19.1%

## House Price Index (HM Land Registry)

*Official index for Harlow; Flats and maisonettes series; as of April 2026.*

- **1y growth (index):** 0.9%
- **5y growth (index):** 3.8%
- **10y growth (index):** 9%

## Rental Range

*ONS Price Index of Private Rents (Harlow). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,365/mo
- **Realistic:** £1,517/mo
- **Optimistic:** £1,669/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Harlow & Stortford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Terminus House, CM20 | £995/mo | 2 | 0.3 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.45% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 5.4%
- **Cost-to-rent:** 18.4×
- **Monthly cashflow:** £4/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 161 |
| Shoplifting | 53 |
| Criminal damage and arson | 46 |
| Anti-social behaviour | 44 |
| Public order | 44 |
| Other theft | 21 |
| Burglary | 15 |
| Bicycle theft | 14 |
| Drugs | 14 |
| Vehicle crime | 14 |
| Other crime | 9 |
| Possession of weapons | 7 |
| Robbery | 6 |
| Theft from the person | 4 |
| **Total incidents** | **452** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Harlow College | Other | 0.3 miles | — (No rating) |
| Freshwaters Primary Academy | Primary | 0.3 miles | Good — 12 May 2015 |
| Bmat Stem Academy | Secondary | 0.3 miles | Good — 20 Mar 2023 |
| The Downs Primary School and Nursery | Primary | 0.3 miles | Requires improvement — 8 Mar 2023 |
| Burnt Mill Academy | Secondary | 0.4 miles | Good — 11 Jun 2023 |