Semi-Detached

99 SPRINGFIELD ROAD

SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BX

£248,000

Location

Map view View on Google Maps View on OpenStreetMap Street View DE11 0BX

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Eastfield Road	0.1 miles
Shop	Springfield News	0.2 miles
Train station	Discovery Station	2.9 miles
Hospital	Nuffield Health Derby Hospital	7.8 miles
University	University of Derby	11.1 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Floor area

93 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£248,000 Jan 2026

Price per m²

£2,667/m²

Local average

£198,199 (89 sales)

Street crime

168 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 26/08/2020

Expiry date: 25/08/2030

Current heating cost: £946/year

Potential heating cost: £675/year

Est. upgrade cost to C: £15,760

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Increase loft insulation to 270 mm (£100 - £350)
Cavity wall insulation (£500 - £1,500)
Floor insulation (solid floor) (£4,000 - £6,000)
Low energy lighting for all fixed outlets (£35)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	22/01/2026	£248,000	Semi-detached	—	£249,684 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
79 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BY	£187,000	14/11/2025	Semi-detached
19 KINGS ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EJ	£200,000	21/02/2025	Semi-detached
24 EASTFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DG	£162,000	31/01/2025	Semi-detached
3 GARNET CLOSE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FX	£227,995	19/12/2023	Semi-detached
7 COBALT LANE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FW	£225,995	19/12/2023	Semi-detached
17 GARNET CLOSE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FX	£115,000	15/12/2023	Semi-detached
3 SAFFRON CLOSE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0GF	£200,000	01/12/2023	Semi-detached
17 SHELLEY ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DY	£220,000	22/11/2023	Semi-detached
50 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BY	£210,000	20/10/2023	Semi-detached
10 COBALT LANE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FW	£269,950	28/07/2023	Semi-detached
4 OLDFIELD DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BE	£274,950	22/05/2023	Semi-detached
20 QUEENS DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EG	£225,000	05/05/2023	Semi-detached
39 ELMSLEIGH DRIVE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0ES	£137,000	28/02/2023	Semi-detached
63 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BY	£200,000	12/12/2022	Semi-detached
55 AUDENS WAY, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0HH	£220,000	01/12/2022	Semi-detached
28 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BZ	£172,000	21/10/2022	Semi-detached
10 ELMSLEIGH GREEN, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EX	£170,000	14/10/2022	Semi-detached
7 SHELLEY ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DY	£215,000	30/08/2022	Semi-detached
17 BYRON ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DD	£230,000	26/08/2022	Semi-detached
1 SHAKESPEARE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DR	£230,000	26/08/2022	Semi-detached

Area average: £204,595 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 12.3%

10y growth 64.3%

House Price Index (HM Land Registry — official index, not sold-price averages): South Derbyshire. Series: Semi-detached. As of March 2026.

1y (index) 0.2%

5y (index) 20.6%

10y (index) 45.4%

Rental Range

Estimated market rent for South Derbyshire. Low = conservative, Realistic = average, Optimistic = best case.

Low £786/mo

Realistic £873/mo

Optimistic £960/mo

Based on Local Authority from postcode lookup → South Derbyshire.

LHA (30th percentile) floor for Eastern Staffordshire: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
4 Bed Detached House, Edgecote Drive, DE11	£1,300/mo	4	0.7 miles	OpenRent

Average rent: £1,300/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.52%

Max investor price (0.8%) £162,500

Target investor price (1%) £130,000

Gross yield 6.3%

Cost-to-rent ratio 15.9×

Monthly cashflow £168/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 2.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	65
Anti-social behaviour	22
Public order	19
Shoplifting	18
Criminal damage and arson	15
Other theft	13
Burglary	6
Other crime	3
Drugs	2
Vehicle crime	2
Possession of weapons	1
Robbery	1
Theft from the person	1
Total incidents	168

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Elmsleigh Infant & Nursery School	Primary	0.1 miles	— (Inspected (no overall grade))
Springfield Junior School	Primary	0.2 miles	Good — 26 Mar 2024
St Edward's Catholic Academy	Primary	0.2 miles	Good — 15 Oct 2019
Belmont Primary School	Primary	0.5 miles	Good — 18 Jan 2023
The Pingle Academy	Secondary	0.5 miles	Good — 23 Nov 2021

FENSA

No FENSA certificates found for this address.

# 99 SPRINGFIELD ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BX

## Property details

- Slug: `27508e2` (address key hash: `27508e2cc24af97dba6b7b6fc61309d82287a2d9`)
- Postcode: DE11 0BX
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 93 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £248,000 Jan 2026
- Price per m²: £2,667/m²
- Local average: £198,199 (89 sales)
- Street crime: 168 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £248,000
- Date: 2026-01-22
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 25/08/2030
- **Current heating cost:** £946/year
- **Est. upgrade cost to C:** £15,760

### Recommendations
- A (£100 - £350)
- B (£500 - £1,500)
- W2 (£4,000 - £6,000)
- E (£35)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0740-2896-6188-2220-8545)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-22 | £248,000 | Semi-detached | — | £249,684 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-cd08-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 99 SPRINGFIELD ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BX | £248,000 | 22/01/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 79 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BY | £187,000 | 14/11/2025 | Semi-detached |
| 19 KINGS ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EJ | £200,000 | 21/02/2025 | Semi-detached |
| 24 EASTFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DG | £162,000 | 31/01/2025 | Semi-detached |
| 3 GARNET CLOSE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FX | £227,995 | 19/12/2023 | Semi-detached |
| 7 COBALT LANE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FW | £225,995 | 19/12/2023 | Semi-detached |
| 17 GARNET CLOSE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FX | £115,000 | 15/12/2023 | Semi-detached |
| 3 SAFFRON CLOSE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0GF | £200,000 | 01/12/2023 | Semi-detached |
| 17 SHELLEY ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DY | £220,000 | 22/11/2023 | Semi-detached |
| 50 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BY | £210,000 | 20/10/2023 | Semi-detached |
| 10 COBALT LANE, NEWHALL, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0FW | £269,950 | 28/07/2023 | Semi-detached |
| 4 OLDFIELD DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BE | £274,950 | 22/05/2023 | Semi-detached |
| 20 QUEENS DRIVE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EG | £225,000 | 05/05/2023 | Semi-detached |
| 39 ELMSLEIGH DRIVE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0ES | £137,000 | 28/02/2023 | Semi-detached |
| 63 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BY | £200,000 | 12/12/2022 | Semi-detached |
| 55 AUDENS WAY, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0HH | £220,000 | 01/12/2022 | Semi-detached |
| 28 SPRINGFIELD ROAD, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0BZ | £172,000 | 21/10/2022 | Semi-detached |
| 10 ELMSLEIGH GREEN, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0EX | £170,000 | 14/10/2022 | Semi-detached |
| 7 SHELLEY ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DY | £215,000 | 30/08/2022 | Semi-detached |
| 17 BYRON ROAD, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DD | £230,000 | 26/08/2022 | Semi-detached |
| 1 SHAKESPEARE CLOSE, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 0DR | £230,000 | 26/08/2022 | Semi-detached |

**Area average:** £204,595 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 12.3%
- **10y growth:** 64.3%

## House Price Index (HM Land Registry)

*Official index for South Derbyshire; Semi-detached series; as of March 2026.*

- **1y growth (index):** 0.2%
- **5y growth (index):** 20.6%
- **10y growth (index):** 45.4%

## Rental Range

*ONS Price Index of Private Rents (South Derbyshire). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £786/mo
- **Realistic:** £873/mo
- **Optimistic:** £960/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Detached House, Edgecote Drive, DE11 | £1,300/mo | 4 | 0.7 miles | OpenRent |

**Average rent: £1,300/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.52% (weak for cashflow)
- **Max investor price (0.8%):** £162,500
- **Target investor price (1%):** £130,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,300/mo).*

- **Gross yield:** 6.3%
- **Cost-to-rent:** 15.9×
- **Monthly cashflow:** £168/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 2.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 65 |
| Anti-social behaviour | 22 |
| Public order | 19 |
| Shoplifting | 18 |
| Criminal damage and arson | 15 |
| Other theft | 13 |
| Burglary | 6 |
| Other crime | 3 |
| Drugs | 2 |
| Vehicle crime | 2 |
| Possession of weapons | 1 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **168** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Elmsleigh Infant & Nursery School | Primary | 0.1 miles | — (Inspected (no overall grade)) |
| Springfield Junior School | Primary | 0.2 miles | Good — 26 Mar 2024 |
| St Edward's Catholic Academy | Primary | 0.2 miles | Good — 15 Oct 2019 |
| Belmont Primary School | Primary | 0.5 miles | Good — 18 Jan 2023 |
| The Pingle Academy | Secondary | 0.5 miles | Good — 23 Nov 2021 |