# 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP

## Property details

- Slug: `2702918` (address key hash: `27029180195f49e8dfb5d9e2dfd19b3437ef52c7`)
- Postcode: OL9 0BP
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 120 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £435,000 Feb 2026
- Price per m²: £3,625/m²
- Local average: £239,575 (53 sales)

## Latest sale

- Price: £435,000
- Date: 2026-02-19
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/10/2035
- **Current heating cost:** £1,399/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2644-1025-1022-2000-0892)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-19 | £435,000 | Semi-detached | +107.1% | £435,749 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-5059-8922-e063-4804a8c094d0) |
| Sold | 2014-02-27 | £210,000 | Semi-detached | +241.5% | £434,947 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/f43220b9-dd52-42f0-a68f-ad0b96a7cca1) |
| Sold | 1996-11-29 | £61,500 | Semi-detached | — | £350,912 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/78e08d96-b890-4d72-b69c-6db7fad612ff) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £435,000 | 19/02/2026 | Semi-detached |
| 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £210,000 | 27/02/2014 | Semi-detached |
| 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £61,500 | 29/11/1996 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167553863](http://87.117.209.195:8080/listings/3232679)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £435,000 |
| listed | 2025-09-29 | £435,000 |
| sold | 2014-01-01 | £210,000 |
| sold | 1996-01-01 | £61,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 123 BROADWAY, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0EL | £253,000 | 12/12/2025 | Semi-detached |
| 67A TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD | £230,000 | 01/12/2025 | Semi-detached |
| 46 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ | £197,500 | 13/11/2025 | Semi-detached |
| 65 TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD | £275,000 | 04/07/2025 | Semi-detached |
| 435 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £270,000 | 15/12/2023 | Semi-detached |
| 15 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ | £100,000 | 08/12/2023 | Semi-detached |
| 471 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BW | £325,000 | 30/10/2023 | Semi-detached |
| 21 PARKGATE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AW | £210,000 | 28/04/2023 | Semi-detached |
| 488 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £335,000 | 24/04/2023 | Semi-detached |
| 12 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ | £210,000 | 21/12/2022 | Semi-detached |
| 96 BROADWAY, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AA | £172,499 | 01/11/2022 | Semi-detached |
| 7 ST MATTHEWS DRIVE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2RB | £270,000 | 28/10/2022 | Semi-detached |
| 64 PARK AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AL | £200,000 | 28/10/2022 | Semi-detached |
| 66 BIRCH AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QY | £250,000 | 18/10/2022 | Semi-detached |
| 122 BIRCH AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QU | £356,000 | 06/10/2022 | Semi-detached |
| 486 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £325,000 | 19/08/2022 | Semi-detached |
| 484 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £280,000 | 15/08/2022 | Semi-detached |
| 484 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £280,000 | 15/08/2022 | Semi-detached |
| 15 ST MATTHEWS DRIVE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2RB | £285,000 | 29/07/2022 | Semi-detached |
| 61 TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD | £255,000 | 04/07/2022 | Semi-detached |

**Area average:** £253,950 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14%
- **10y growth:** 72%

## House Price Index (HM Land Registry)

*Official index for Oldham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 36.1%
- **10y growth (index):** 96.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £825/mo
- **Realistic:** £917/mo
- **Optimistic:** £1,009/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Middleton Road, OL9 | £950/mo | 2 | 0.63 miles | OpenRent |
| 3 Bed Semi-Detached House, Denmark Way, OL9 | £1,300/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Terraced House, Taylor Street, OL9 | £995/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,082/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.23% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 2.7%
- **Cost-to-rent:** 36.4×
- **Monthly cashflow:** £-843/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Chadderton Preparatory School | Other | 0.2 miles | — (No rating) |
| North Chadderton School | Secondary | 0.3 miles | — (Inspected (no overall grade)) |
| St Matthew's CofE Primary School | Primary | 0.4 miles | Good — 22 Nov 2018 |
| Bare Trees Primary School | Primary | 0.4 miles | Good — 15 Sep 2024 |
| Burnley Brow Community School | Primary | 0.5 miles | Good — 25 Mar 2015 |