Semi-Detached 3 sales on record

439 BURNLEY LANE

CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP

£435,000

Location

Map view View on Google Maps View on OpenStreetMap Street View OL9 0BP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chadderton, Burnley Lane / opposite Chadderton Park Inn	0.0 miles
Shop	Parkgate Store	0.1 miles
Hospital	SpaMedica Oldham	0.8 miles
Train station	Mills Hill	1.2 miles
University	UCEN Manchester (City Campus)	6.2 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

120 m²

EPC rating

Year built

England and Wales: 1930-1949

Last sold

£435,000 Feb 2026

Price per m²

£3,625/m²

Local average

£239,575 (53 sales)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 06/10/2025

Expiry date: 05/10/2035

Current heating cost: £1,399/year

Potential heating cost: £1,128/year

Est. upgrade cost to C: £17,700

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£900 - £1,500)
Floor insulation (suspended floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	19/02/2026	£435,000	Semi-detached	+107.1%	£435,749 to April 2026	View transaction
Sold	27/02/2014	£210,000	Semi-detached	+241.5%	£434,947 to April 2026	View transaction
Sold	29/11/1996	£61,500	Semi-detached	—	£350,912 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£435,000
listed	29/09/2025	£435,000
sold	01/01/2014	£210,000
sold	01/01/1996	£61,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
123 BROADWAY, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0EL	£253,000	12/12/2025	Semi-detached
67A TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD	£230,000	01/12/2025	Semi-detached
46 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ	£197,500	13/11/2025	Semi-detached
65 TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD	£275,000	04/07/2025	Semi-detached
435 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP	£270,000	15/12/2023	Semi-detached
15 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ	£100,000	08/12/2023	Semi-detached
471 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BW	£325,000	30/10/2023	Semi-detached
21 PARKGATE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AW	£210,000	28/04/2023	Semi-detached
488 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT	£335,000	24/04/2023	Semi-detached
12 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ	£210,000	21/12/2022	Semi-detached
96 BROADWAY, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AA	£172,499	01/11/2022	Semi-detached
64 PARK AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AL	£200,000	28/10/2022	Semi-detached
7 ST MATTHEWS DRIVE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2RB	£270,000	28/10/2022	Semi-detached
66 BIRCH AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QY	£250,000	18/10/2022	Semi-detached
122 BIRCH AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QU	£356,000	06/10/2022	Semi-detached
486 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT	£325,000	19/08/2022	Semi-detached
484 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT	£280,000	15/08/2022	Semi-detached
484 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT	£280,000	15/08/2022	Semi-detached
15 ST MATTHEWS DRIVE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2RB	£285,000	29/07/2022	Semi-detached
61 TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD	£255,000	04/07/2022	Semi-detached

Area average: £253,950 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 14%

10y growth 64.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Oldham. Series: Semi-detached. As of April 2026.

1y (index) 4.5%

5y (index) 36.1%

10y (index) 96.6%

Rental Range

Estimated market rent for Oldham. Low = conservative, Realistic = average, Optimistic = best case.

Low £825/mo

Realistic £917/mo

Optimistic £1,009/mo

Based on Local Authority from postcode lookup → Oldham.

LHA (30th percentile) floor for Oldham & Rochdale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Terraced House, Middleton Road, OL9	£950/mo	2	0.63 miles	OpenRent
3 Bed Semi-Detached House, Denmark Way, OL9	£1,300/mo	3	0.68 miles	OpenRent
3 Bed Terraced House, Taylor Street, OL9	£995/mo	3	0.71 miles	OpenRent

Average rent: £1,082/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.23%

Max investor price (0.8%) £124,375

Target investor price (1%) £99,500

Gross yield 2.7%

Cost-to-rent ratio 36.4×

Monthly cashflow £-843/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
The Chadderton Preparatory School	Other	0.2 miles	— (No rating)
North Chadderton School	Secondary	0.3 miles	— (Inspected (no overall grade))
St Matthew's CofE Primary School	Primary	0.4 miles	Good — 22 Nov 2018
Bare Trees Primary School	Primary	0.4 miles	Good — 15 Sep 2024
Burnley Brow Community School	Primary	0.5 miles	Good — 25 Mar 2015

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP

## Property details

- Slug: `2702918` (address key hash: `27029180195f49e8dfb5d9e2dfd19b3437ef52c7`)
- Postcode: OL9 0BP
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 4
- Bathrooms: 2
- Floor area: 120 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £435,000 Feb 2026
- Price per m²: £3,625/m²
- Local average: £239,575 (53 sales)

## Latest sale

- Price: £435,000
- Date: 2026-02-19
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/10/2035
- **Current heating cost:** £1,399/year
- **Est. upgrade cost to C:** £17,700

### Recommendations
- B (£900 - £1,500)
- W1 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2644-1025-1022-2000-0892)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-19 | £435,000 | Semi-detached | +107.1% | £435,749 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-5059-8922-e063-4804a8c094d0) |
| Sold | 2014-02-27 | £210,000 | Semi-detached | +241.5% | £434,947 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/f43220b9-dd52-42f0-a68f-ad0b96a7cca1) |
| Sold | 1996-11-29 | £61,500 | Semi-detached | — | £350,912 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/78e08d96-b890-4d72-b69c-6db7fad612ff) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £435,000 | 19/02/2026 | Semi-detached |
| 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £210,000 | 27/02/2014 | Semi-detached |
| 439 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £61,500 | 29/11/1996 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167553863](http://87.117.209.195:8080/listings/3232679)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £435,000 |
| listed | 2025-09-29 | £435,000 |
| sold | 2014-01-01 | £210,000 |
| sold | 1996-01-01 | £61,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 123 BROADWAY, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0EL | £253,000 | 12/12/2025 | Semi-detached |
| 67A TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD | £230,000 | 01/12/2025 | Semi-detached |
| 46 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ | £197,500 | 13/11/2025 | Semi-detached |
| 65 TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD | £275,000 | 04/07/2025 | Semi-detached |
| 435 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BP | £270,000 | 15/12/2023 | Semi-detached |
| 15 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ | £100,000 | 08/12/2023 | Semi-detached |
| 471 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BW | £325,000 | 30/10/2023 | Semi-detached |
| 21 PARKGATE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AW | £210,000 | 28/04/2023 | Semi-detached |
| 488 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £335,000 | 24/04/2023 | Semi-detached |
| 12 PARK VIEW, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AQ | £210,000 | 21/12/2022 | Semi-detached |
| 96 BROADWAY, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AA | £172,499 | 01/11/2022 | Semi-detached |
| 64 PARK AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0AL | £200,000 | 28/10/2022 | Semi-detached |
| 7 ST MATTHEWS DRIVE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2RB | £270,000 | 28/10/2022 | Semi-detached |
| 66 BIRCH AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QY | £250,000 | 18/10/2022 | Semi-detached |
| 122 BIRCH AVENUE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QU | £356,000 | 06/10/2022 | Semi-detached |
| 486 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £325,000 | 19/08/2022 | Semi-detached |
| 484 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £280,000 | 15/08/2022 | Semi-detached |
| 484 BURNLEY LANE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2QT | £280,000 | 15/08/2022 | Semi-detached |
| 15 ST MATTHEWS DRIVE, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL1 2RB | £285,000 | 29/07/2022 | Semi-detached |
| 61 TAUNTON ROAD, CHADDERTON, OLDHAM, GREATER MANCHESTER, OL9 0BD | £255,000 | 04/07/2022 | Semi-detached |

**Area average:** £253,950 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 14%
- **10y growth:** 64.3%

## House Price Index (HM Land Registry)

*Official index for Oldham; Semi-detached series; as of April 2026.*

- **1y growth (index):** 4.5%
- **5y growth (index):** 36.1%
- **10y growth (index):** 96.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £825/mo
- **Realistic:** £917/mo
- **Optimistic:** £1,009/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 4-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Middleton Road, OL9 | £950/mo | 2 | 0.63 miles | OpenRent |
| 3 Bed Semi-Detached House, Denmark Way, OL9 | £1,300/mo | 3 | 0.68 miles | OpenRent |
| 3 Bed Terraced House, Taylor Street, OL9 | £995/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,082/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.23% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 2.7%
- **Cost-to-rent:** 36.4×
- **Monthly cashflow:** £-843/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Chadderton Preparatory School | Other | 0.2 miles | — (No rating) |
| North Chadderton School | Secondary | 0.3 miles | — (Inspected (no overall grade)) |
| St Matthew's CofE Primary School | Primary | 0.4 miles | Good — 22 Nov 2018 |
| Bare Trees Primary School | Primary | 0.4 miles | Good — 15 Sep 2024 |
| Burnley Brow Community School | Primary | 0.5 miles | Good — 25 Mar 2015 |