# 7 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU

## Property details

- Slug: `26f7f8c` (address key hash: `26f7f8c3c3f60f245d01f4efdf63144ea60fbea1`)
- Postcode: CR3 5SU
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 94 m²
- EPC rating: D
- Year built: England and Wales: 1976-1982
- Last sold: £450,000 Mar 2026
- Price per m²: £4,787/m²
- Local average: £505,074 (27 sales)
- Street crime: 133 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £450,000
- Date: 2026-03-12
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 07/09/2035
- **Current heating cost:** £988/year
- **Est. upgrade cost to C:** £18,095

### Recommendations
- B (£900 - £1,500)
- W2 (£5,000 - £10,000)
- D (£150 - £250)
- E (£180 - £210)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2618-2510-2405-4441)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-12 | £450,000 | Semi-detached | +81.5% | £450,000 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-b30f-8922-e063-4804a8c094d0) |
| Sold | 2010-08-06 | £248,000 | Semi-detached | — | £424,892 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/e1e2e0bf-1145-4d9c-831c-4ee05d5587a6) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £450,000 | 12/03/2026 | Semi-detached |
| 7 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £248,000 | 06/08/2010 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 MONEY AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TH | £525,000 | 12/03/2025 | Semi-detached |
| 11 ST MICHAELS ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5NT | £425,000 | 17/11/2023 | Semi-detached |
| 59 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £420,000 | 10/11/2023 | Semi-detached |
| 29 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JT | £400,000 | 30/08/2023 | Semi-detached |
| 62 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LR | £467,500 | 02/06/2023 | Semi-detached |
| 61 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF | £596,500 | 17/03/2023 | Semi-detached |
| 57 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £415,000 | 19/12/2022 | Semi-detached |
| 11 GARLAND WAY, CATERHAM, TANDRIDGE, SURREY, CR3 5SS | £568,520 | 09/12/2022 | Semi-detached |
| 46 MAURICE AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TL | £455,000 | 11/11/2022 | Semi-detached |
| 87 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £485,000 | 28/10/2022 | Semi-detached |
| 89 SPENCER ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LF | £510,000 | 12/08/2022 | Semi-detached |
| 17 CAMPBELL ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JP | £425,000 | 29/07/2022 | Semi-detached |
| 29 FOXON LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SG | £455,000 | 15/07/2022 | Semi-detached |
| 3 MAURICE AVENUE, CATERHAM, TANDRIDGE, SURREY, CR3 5TL | £415,000 | 30/06/2022 | Semi-detached |
| 8 ELM GROVE, CATERHAM, TANDRIDGE, SURREY, CR3 5SR | £405,000 | 17/06/2022 | Semi-detached |
| 8 BOURNE LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SP | £525,000 | 24/05/2022 | Semi-detached |
| 1 CAMPBELL ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JP | £418,000 | 13/05/2022 | Semi-detached |
| 17 BOURNE LANE, CATERHAM, TANDRIDGE, SURREY, CR3 5SP | £550,000 | 14/04/2022 | Semi-detached |
| 1 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF | £525,000 | 02/03/2022 | Semi-detached |
| 7 HOLLY TREE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5ST | £475,000 | 11/02/2022 | Semi-detached |

**Area average:** £473,026 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.9%
- **10y growth:** 30.6%

## House Price Index (HM Land Registry)

*Official index for Tandridge; Semi-detached series; as of March 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 8.4%
- **10y growth (index):** 24.9%

## Rental Range

*ONS Price Index of Private Rents (Tandridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,460/mo
- **Realistic:** £1,622/mo
- **Optimistic:** £1,784/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Banstead Road, CR3 | £2,000/mo | 3 | 0.12 miles | OpenRent |
| 3 Bed Flat, Coulsdon Road, CR3 | £1,689/mo | 3 | 0.22 miles | OpenRent |
| 3 Bed Semi-Detached House, Montgomery Way, CR8 | £2,300/mo | 3 | 0.57 miles | OpenRent |
| 3 Bed Semi-Detached House, Stafford Road, CR3 | £2,000/mo | 3 | 0.81 miles | OpenRent |
| 3 Bed Semi-Detached House, Godstone Road, CR3 | £750/mo | 3 | 1.21 miles | OpenRent |

**Average rent: £1,748/mo (5 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £250,000
- **Target investor price (1%):** £200,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £2,000/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.8×
- **Monthly cashflow:** £3/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 51 |
| Anti-social behaviour | 18 |
| Other theft | 14 |
| Public order | 14 |
| Criminal damage and arson | 8 |
| Shoplifting | 8 |
| Vehicle crime | 8 |
| Burglary | 4 |
| Drugs | 4 |
| Other crime | 2 |
| Robbery | 1 |
| Theft from the person | 1 |
| **Total incidents** | **133** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hillcroft Primary School | Primary | 0.4 miles | Outstanding — 6 Mar 2023 |
| Essendene Lodge School | Other | 0.4 miles | — (No rating) |
| Audley Primary School | Primary | 0.5 miles | Good — 9 Jan 2015 |
| de Stafford School | Secondary | 0.5 miles | Good — 7 Jul 2024 |
| Sunnydown School | Other | 0.5 miles | Outstanding — 5 Jul 2023 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #577727
- **Address:** 7 Le Personne Road, Caterham, CR3 5SU
- **Certificate Issued:** 26/08/2003
- **Work Completed:** 13/03/2003
- **Items:** 13 window(s), 1 door(s)