Terraced 2 sales on record

73 CUMBERLAND STREET

WORKINGTON, CUMBERLAND, CA14 2QP

£150,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CA14 2QP

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Victoria Road	0.1 miles
Hospital	Workington Community Hospital	0.3 miles
Shop	Eat Train Live	0.3 miles
Train station	Workington	0.5 miles
University	UCLan Westlakes Campus	8.2 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

98 m²

EPC rating

Year built

England and Wales: 1967-1975

Last sold

£150,000 Mar 2026

Price per m²

£1,531/m²

Local average

£108,949 (62 sales)

Street crime

231 incidents within 1 mile (Jun 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 25/04/2022

Expiry date: 24/04/2032

Current heating cost: £565/year

Potential heating cost: £519/year

Est. upgrade cost to C: £10,515

Recommendations

Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£15)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	20/03/2026	£150,000	Terraced	+20%	£152,830 to May 2026	View transaction
Sold	31/08/2022	£125,000	Terraced	—	£137,889 to May 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£150,000
listed	26/12/2025	£150,000
sold	01/01/2022	£125,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
33 FRAZER STREET, WORKINGTON, CUMBERLAND, CA14 2QW	£80,000	06/02/2026	Terraced
5 PRINCESS STREET, WORKINGTON, CUMBERLAND, CA14 2QG	£131,500	09/01/2026	Terraced
11 PEARSON STREET, WORKINGTON, CUMBERLAND, CA14 2QR	£46,000	09/01/2026	Terraced
21 DOUGLAS ROAD, WORKINGTON, CUMBERLAND, CA14 2QY	£133,500	14/11/2025	Terraced
86 VICTORIA ROAD, WORKINGTON, CUMBERLAND, CA14 2QT	£95,000	07/11/2025	Terraced
44 NAPIER STREET, WORKINGTON, CUMBERLAND, CA14 2PU	£120,000	06/11/2025	Terraced
62 NAPIER STREET, WORKINGTON, CUMBERLAND, CA14 2PU	£107,000	12/08/2025	Terraced
33 VICTORIA ROAD, WORKINGTON, CUMBERLAND, CA14 2QT	£97,500	01/12/2023	Terraced
164 CORPORATION ROAD, WORKINGTON, CUMBERLAND, CA14 2PR	£77,000	06/10/2023	Terraced
130 CORPORATION ROAD, WORKINGTON, CUMBERLAND, CA14 2PN	£103,000	19/05/2023	Terraced
2 FRAZER STREET, WORKINGTON, CUMBERLAND, CA14 2QW	£165,000	15/05/2023	Terraced
52 NAPIER STREET, WORKINGTON, CUMBERLAND, CA14 2PU	£45,000	28/04/2023	Terraced
32 VICTORIA ROAD, WORKINGTON, CUMBERLAND, CA14 2QT	£76,500	25/04/2023	Terraced
25 PEARSON STREET, WORKINGTON, CUMBERLAND, CA14 2QR	£83,000	24/03/2023	Terraced
12 FROSTOMS ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3UP	£95,000	16/12/2022	Terraced
95 BOLTON STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2SW	£82,000	15/12/2022	Terraced
34 VICTORIA ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2QT	£75,000	09/12/2022	Terraced
43 VULCANS LANE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NR	£90,000	08/12/2022	Terraced
9 FRAZER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2QW	£130,000	21/09/2022	Terraced
23 VULCANS LANE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NU	£70,000	16/09/2022	Terraced

Area average: £95,100 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 3-bedroom count for this property).

Address	Price	Beds	Type	Distance
Coniston Drive, Workington, Cumbria	£115,000	2	End of terrace	0.54 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 2.2%

10y growth 40%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Terraced. As of May 2026.

1y (index) 6.7%

5y (index) 29%

10y (index) 64.8%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £865/mo

Realistic £961/mo

Optimistic £1,057/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for West Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed End Terrace, Chambers Street, CA14	£750/mo	3	0.3 miles	OpenRent

Average rent: £750/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.5%

Max investor price (0.8%) £93,750

Target investor price (1%) £75,000

Gross yield 6%

Cost-to-rent ratio 16.7×

Monthly cashflow £59/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 1.6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	118
Shoplifting	31
Public order	25
Criminal damage and arson	23
Burglary	7
Other theft	7
Anti-social behaviour	6
Drugs	5
Vehicle crime	4
Other crime	3
Theft from the person	2
Total incidents	231

Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Victoria Junior School	Primary	0.1 miles	Good — 16 Nov 2018
Victoria Infant and Nursery School	Primary	0.2 miles	Outstanding — 3 Feb 2015
St Josephs Catholic High School, Workington	Secondary	0.4 miles	Requires improvement — 21 Jan 2024
St Michael's Nursery and Infant School	Primary	0.4 miles	Good — 11 Feb 2015
St Patrick's Catholic Primary School	Primary	0.5 miles	Good — 8 Jun 2015

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
23/03/2009	18/12/2008	2	—

# 73 CUMBERLAND STREET, WORKINGTON, CUMBERLAND, CA14 2QP

## Property details

- Slug: `26d612e` (address key hash: `26d612e3ddf4a14b758df1a5f4ed3dfb3092faa2`)
- Postcode: CA14 2QP
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 98 m²
- EPC rating: C
- Year built: England and Wales: 1967-1975
- Last sold: £150,000 Mar 2026
- Price per m²: £1,531/m²
- Local average: £108,949 (62 sales)
- Street crime: 231 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £150,000
- Date: 2026-03-20
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 24/04/2032
- **Current heating cost:** £565/year
- **Est. upgrade cost to C:** £10,515

### Recommendations
- W1 (£800 - £1,200)
- E (£15)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/8120-2043-0252-5100-1283)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-20 | £150,000 | Terraced | +20% | £152,830 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-d352-b8d0-e063-4704a8c08d98) |
| Sold | 2022-08-31 | £125,000 | Terraced | — | £137,889 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/0e082196-c7b7-5c09-e063-4704a8c0a10e) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 73 CUMBERLAND STREET, WORKINGTON, CUMBERLAND, CA14 2QP | £150,000 | 20/03/2026 | Terraced |
| 73 CUMBERLAND STREET, WORKINGTON, CUMBERLAND, CA14 2QP | £125,000 | 31/08/2022 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170633096](http://87.117.209.195:8080/listings/2d30e3b)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £150,000 |
| listed | 2025-12-26 | £150,000 |
| sold | 2022-01-01 | £125,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 33 FRAZER STREET, WORKINGTON, CUMBERLAND, CA14 2QW | £80,000 | 06/02/2026 | Terraced |
| 5 PRINCESS STREET, WORKINGTON, CUMBERLAND, CA14 2QG | £131,500 | 09/01/2026 | Terraced |
| 11 PEARSON STREET, WORKINGTON, CUMBERLAND, CA14 2QR | £46,000 | 09/01/2026 | Terraced |
| 21 DOUGLAS ROAD, WORKINGTON, CUMBERLAND, CA14 2QY | £133,500 | 14/11/2025 | Terraced |
| 86 VICTORIA ROAD, WORKINGTON, CUMBERLAND, CA14 2QT | £95,000 | 07/11/2025 | Terraced |
| 44 NAPIER STREET, WORKINGTON, CUMBERLAND, CA14 2PU | £120,000 | 06/11/2025 | Terraced |
| 62 NAPIER STREET, WORKINGTON, CUMBERLAND, CA14 2PU | £107,000 | 12/08/2025 | Terraced |
| 33 VICTORIA ROAD, WORKINGTON, CUMBERLAND, CA14 2QT | £97,500 | 01/12/2023 | Terraced |
| 164 CORPORATION ROAD, WORKINGTON, CUMBERLAND, CA14 2PR | £77,000 | 06/10/2023 | Terraced |
| 130 CORPORATION ROAD, WORKINGTON, CUMBERLAND, CA14 2PN | £103,000 | 19/05/2023 | Terraced |
| 2 FRAZER STREET, WORKINGTON, CUMBERLAND, CA14 2QW | £165,000 | 15/05/2023 | Terraced |
| 52 NAPIER STREET, WORKINGTON, CUMBERLAND, CA14 2PU | £45,000 | 28/04/2023 | Terraced |
| 32 VICTORIA ROAD, WORKINGTON, CUMBERLAND, CA14 2QT | £76,500 | 25/04/2023 | Terraced |
| 25 PEARSON STREET, WORKINGTON, CUMBERLAND, CA14 2QR | £83,000 | 24/03/2023 | Terraced |
| 12 FROSTOMS ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 3UP | £95,000 | 16/12/2022 | Terraced |
| 95 BOLTON STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2SW | £82,000 | 15/12/2022 | Terraced |
| 34 VICTORIA ROAD, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2QT | £75,000 | 09/12/2022 | Terraced |
| 43 VULCANS LANE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NR | £90,000 | 08/12/2022 | Terraced |
| 9 FRAZER STREET, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2QW | £130,000 | 21/09/2022 | Terraced |
| 23 VULCANS LANE, WORKINGTON, ALLERDALE, CUMBRIA, CA14 2NU | £70,000 | 16/09/2022 | Terraced |

**Area average:** £95,100 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type (all bedroom counts shown — none matched the 3-bedroom count for this property).*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Coniston Drive, Workington, Cumbria](http://87.117.209.195:8080/listings/722c93f) | £115,000 | 2 | End of terrace | 0.54 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 2.2%
- **10y growth:** 40%

## House Price Index (HM Land Registry)

*Official index for North West; Terraced series; as of May 2026.*

- **1y growth (index):** 6.7%
- **5y growth (index):** 29%
- **10y growth (index):** 64.8%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £865/mo
- **Realistic:** £961/mo
- **Optimistic:** £1,057/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Chambers Street, CA14 | £750/mo | 3 | 0.3 miles | OpenRent |

**Average rent: £750/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.5% (weak for cashflow)
- **Max investor price (0.8%):** £93,750
- **Target investor price (1%):** £75,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £750/mo).*

- **Gross yield:** 6%
- **Cost-to-rent:** 16.7×
- **Monthly cashflow:** £59/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 1.6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 118 |
| Shoplifting | 31 |
| Public order | 25 |
| Criminal damage and arson | 23 |
| Burglary | 7 |
| Other theft | 7 |
| Anti-social behaviour | 6 |
| Drugs | 5 |
| Vehicle crime | 4 |
| Other crime | 3 |
| Theft from the person | 2 |
| **Total incidents** | **231** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Victoria Junior School | Primary | 0.1 miles | Good — 16 Nov 2018 |
| Victoria Infant and Nursery School | Primary | 0.2 miles | Outstanding — 3 Feb 2015 |
| St Josephs Catholic High School, Workington | Secondary | 0.4 miles | Requires improvement — 21 Jan 2024 |
| St Michael's Nursery and Infant School | Primary | 0.4 miles | Good — 11 Feb 2015 |
| St Patrick's Catholic Primary School | Primary | 0.5 miles | Good — 8 Jun 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #6420257
- **Address:** 73 Cumberland Street, WORKINGTON, CA14 2QP
- **Certificate Issued:** 23/03/2009
- **Work Completed:** 18/12/2008
- **Items:** 2 window(s)