# 4 LADY HARTLEY COURT, COLNE, PENDLE, LANCASHIRE, BB8 7JQ

## Property details

- Slug: `26588b6` (address key hash: `26588b69432b683d8bab688bd7ae48954aee1d0b`)
- Postcode: BB8 7JQ
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 61 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £145,000 Mar 2026
- Price per m²: £2,377/m²
- Local average: £124,494 (9 sales)
- Street crime: 14 incidents within 1 mile (Jul 2026)

## Latest sale

- Price: £145,000
- Date: 2026-03-24
- Type: F
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Expiry date:** 20/08/2035
- **Current heating cost:** £488/year
- **Est. upgrade cost to C:** £293

### Recommendations
- E (£270 - £315)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0360-2379-1580-2025-8435)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-24 | £145,000 | Flat | — | £144,421 (to June 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-214f-b8d0-e063-4704a8c08d98) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 4 LADY HARTLEY COURT, COLNE, PENDLE, LANCASHIRE, BB8 7JQ | £145,000 | 24/03/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [166102697](http://87.117.209.195:8080/listings/d453552)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £145,000 |
| listed | 2025-08-22 | £145,000 |
| sold | 2005-01-01 | £117,500 |
| sold | 2002-01-01 | £64,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| HARTLEY GARDENS 8 THE MANSION ALMA ROAD, COLNE, PENDLE, LANCASHIRE, BB8 7JG | £150,000 | 15/09/2023 | Flat |
| HARTLEY GARDENS 8 THE MANSION ALMA ROAD, COLNE, PENDLE, LANCASHIRE, BB8 7JG | £149,950 | 22/07/2022 | Flat |

**Area average:** £149,975 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 74.5%

## House Price Index (HM Land Registry)

*Official index for Pendle; Flats and maisonettes series; as of June 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 7.9%
- **10y growth (index):** 43%

## Rental Range

*ONS Price Index of Private Rents (Pendle). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £599/mo
- **Realistic:** £666/mo
- **Optimistic:** £733/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Detached House, Foulds Road, BB8 | £1,350/mo | 2 | 1.21 miles | OpenRent |

**Average rent: £1,350/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.93% (okay)
- **Max investor price (0.8%):** £168,750
- **Target investor price (1%):** £135,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,350/mo).*

- **Gross yield:** 11.2%
- **Cost-to-rent:** 9×
- **Monthly cashflow:** £619/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 17.7%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 3 |
| Violence and sexual offences | 3 |
| Burglary | 2 |
| Public order | 2 |
| Criminal damage and arson | 1 |
| Drugs | 1 |
| Robbery | 1 |
| Vehicle crime | 1 |
| **Total incidents** | **14** |

*Within 1 mile during Jul 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Laneshaw Bridge Primary | Primary | 0.4 miles | Outstanding — 10 Dec 2023 |
| Colne Christ Church Church of England Voluntary Aided Primary School | Primary | 0.5 miles | Good — 12 Mar 2013 |
| Colne Park High School | Secondary | 1.0 miles | Good — 24 Nov 2015 |
| Trawden Forest Primary School | Primary | 1.2 miles | Good — 5 Mar 2018 |
| Park Primary School | Primary | 1.2 miles | Good — 21 Sep 2022 |