Semi-Detached 2 sales on record

47 WILLIAM STREET

SITTINGBOURNE, SWALE, KENT, ME10 1HR

£245,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ME10 1HR

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Ufton Lane	0.1 miles
Shop	Mar-go's Hairdressing	0.2 miles
Train station	Sittingbourne	0.2 miles
University	Canterbury Christ Church University	5.5 miles
Hospital	The Somerfield Hospital	10.6 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

92 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£245,000 Jan 2026

Price per m²

£2,663/m²

Local average

£322,377 (67 sales)

Street crime

350 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 23/05/2018

Expiry date: 22/05/2028

Current heating cost: £934/year

Potential heating cost: £569/year

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (2,700)
50 mm internal or external wall insulation (14,000)
Floor insulation (suspended floor) (1,200)
Solar water heating (6,000)
Solar photovoltaic panels, 2.5 kWp (8,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	27/01/2026	£245,000	Semi-detached	+322.4%	£245,000 to April 2026	View transaction
Sold	24/11/2000	£58,000	Semi-detached	—	£212,667 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£245,000
listed	27/10/2025	£250,000
sold	01/01/2008	£151,500
sold	01/01/2005	£129,000
sold	01/01/2001	£71,000
sold	01/01/2000	£58,000
sold	01/01/1995	£32,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
83 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HS	£175,000	19/07/2023	Semi-detached
55 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HR	£250,000	07/07/2023	Semi-detached
12 ALBANY ROAD, SITTINGBOURNE, SWALE, KENT, ME10 1EB	£410,000	20/06/2023	Semi-detached
77 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HS	£215,000	29/04/2022	Semi-detached
96 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HS	£237,500	30/09/2021	Semi-detached

Area average: £257,500 (5 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 18.9%

10y growth 36.3%

House Price Index (HM Land Registry — official index, not sold-price averages): Swale. Series: Semi-detached. As of April 2026.

1y (index) 2.9%

5y (index) 13.6%

10y (index) 38.7%

Rental Range

Estimated market rent for Swale. Low = conservative, Realistic = average, Optimistic = best case.

Low £982/mo

Realistic £1,091/mo

Optimistic £1,200/mo

Based on Local Authority from postcode lookup → Swale.

LHA (30th percentile) floor for Medway & Swale: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Orchard Place, ME10	£1,495/mo	3	0.71 miles	OpenRent

Average rent: £1,495/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.61%

Max investor price (0.8%) £186,875

Target investor price (1%) £149,500

Gross yield 7.3%

Cost-to-rent ratio 13.7×

Monthly cashflow £356/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Anti-social behaviour	95
Violence and sexual offences	94
Shoplifting	67
Criminal damage and arson	20
Public order	18
Other theft	12
Drugs	11
Vehicle crime	11
Other crime	9
Burglary	4
Robbery	3
Bicycle theft	2
Possession of weapons	2
Theft from the person	2
Total incidents	350

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Borden Grammar School	Secondary	0.2 miles	Good — 4 Dec 2013
Westlands Primary School	Primary	0.5 miles	— (Inspected (no overall grade))
St Peter's Catholic Primary School	Primary	0.5 miles	Good — 5 Mar 2024
Highsted Grammar School	Secondary	0.5 miles	Good — 19 Mar 2023
Fulston Manor School	Secondary	0.6 miles	Requires improvement — 11 Jan 2024

FENSA

No FENSA certificates found for this address.

# 47 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HR

## Property details

- Slug: `244be02` (address key hash: `244be023a52a4d13506f0d1a43345770d80b1f0e`)
- Postcode: ME10 1HR
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 92 m²
- EPC rating: E
- Year built: England and Wales: 1900-1929
- Last sold: £245,000 Jan 2026
- Price per m²: £2,663/m²
- Local average: £322,377 (67 sales)
- Street crime: 350 incidents within 1 mile (May 2026)

## Latest sale

- Price: £245,000
- Date: 2026-01-27
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Expiry date:** 22/05/2028
- **Current heating cost:** £934/year

### Recommendations
- A3 (2,700)
- Q (14,000)
- W1 (1,200)
- N (6,000)
- U (8,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/2578-7093-6245-9708-1934)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-27 | £245,000 | Semi-detached | +322.4% | £245,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-40e0-d8ea-e063-4704a8c0bf7d) |
| Sold | 2000-11-24 | £58,000 | Semi-detached | — | £212,667 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/faf7b317-e69b-407b-921f-52b152c09450) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HR | £245,000 | 27/01/2026 | Semi-detached |
| 47 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HR | £58,000 | 24/11/2000 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168652130](http://87.117.209.195:8080/listings/64be922)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £245,000 |
| listed | 2025-10-27 | £250,000 |
| sold | 2008-01-01 | £151,500 |
| sold | 2005-01-01 | £129,000 |
| sold | 2001-01-01 | £71,000 |
| sold | 2000-01-01 | £58,000 |
| sold | 1995-01-01 | £32,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 83 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HS | £175,000 | 19/07/2023 | Semi-detached |
| 55 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HR | £250,000 | 07/07/2023 | Semi-detached |
| 12 ALBANY ROAD, SITTINGBOURNE, SWALE, KENT, ME10 1EB | £410,000 | 20/06/2023 | Semi-detached |
| 77 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HS | £215,000 | 29/04/2022 | Semi-detached |
| 96 WILLIAM STREET, SITTINGBOURNE, SWALE, KENT, ME10 1HS | £237,500 | 30/09/2021 | Semi-detached |

**Area average:** £257,500 (5 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.9%
- **10y growth:** 36.3%

## House Price Index (HM Land Registry)

*Official index for Swale; Semi-detached series; as of April 2026.*

- **1y growth (index):** 2.9%
- **5y growth (index):** 13.6%
- **10y growth (index):** 38.7%

## Rental Range

*ONS Price Index of Private Rents (Swale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £982/mo
- **Realistic:** £1,091/mo
- **Optimistic:** £1,200/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Medway & Swale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Orchard Place, ME10 | £1,495/mo | 3 | 0.71 miles | OpenRent |

**Average rent: £1,495/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.61% (weak for cashflow)
- **Max investor price (0.8%):** £186,875
- **Target investor price (1%):** £149,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,495/mo).*

- **Gross yield:** 7.3%
- **Cost-to-rent:** 13.7×
- **Monthly cashflow:** £356/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Anti-social behaviour | 95 |
| Violence and sexual offences | 94 |
| Shoplifting | 67 |
| Criminal damage and arson | 20 |
| Public order | 18 |
| Other theft | 12 |
| Drugs | 11 |
| Vehicle crime | 11 |
| Other crime | 9 |
| Burglary | 4 |
| Robbery | 3 |
| Bicycle theft | 2 |
| Possession of weapons | 2 |
| Theft from the person | 2 |
| **Total incidents** | **350** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Borden Grammar School | Secondary | 0.2 miles | Good — 4 Dec 2013 |
| Westlands Primary School | Primary | 0.5 miles | — (Inspected (no overall grade)) |
| St Peter's Catholic Primary School | Primary | 0.5 miles | Good — 5 Mar 2024 |
| Highsted Grammar School | Secondary | 0.5 miles | Good — 19 Mar 2023 |
| Fulston Manor School | Secondary | 0.6 miles | Requires improvement — 11 Jan 2024 |