Semi-Detached

36 FOUNTAIN STREET

ULVERSTON, WESTMORLAND AND FURNESS, LA12 7EQ

£400,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA12 7EQ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Shop	The Northern Line	0.0 miles
Bus stop	Rose and Crown	0.1 miles
Train station	Ulverston	0.4 miles
Hospital	Furness General Hospital	6.3 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Floor area

170 m²

EPC rating

Year built

England and Wales: before 1900

Last sold

£400,000 Jan 2026

Price per m²

£2,353/m²

Local average

£290,018 (28 sales)

Street crime

53 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: E

Potential rating: C

Inspection date: 09/04/2024

Current heating cost: £4,270/year

Potential heating cost: £2,239/year

Est. upgrade cost to C: £16,600

EPC E or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Room-in-roof insulation (£1,500 - £2,700)
Internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£400,000	Semi-detached	—	£403,663 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
11 - 13 UNION STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 7HT	£185,000	09/07/2021	Semi-detached

Area average: £185,000 (1 sale)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 24.7%

10y growth 12.1%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of February 2026.

1y (index) 4.4%

5y (index) 27.1%

10y (index) 66%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £856/mo

Realistic £951/mo

Optimistic £1,046/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for Kendal: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Terraced House, Towers Street, LA12	£895/mo	3	0.32 miles	OpenRent
3 Bed Terraced House, Devonshire Road, LA12	£1,150/mo	3	0.37 miles	OpenRent
2 Bed Terraced House, Three Bridges, LA12	£850/mo	2	0.87 miles	OpenRent

Average rent: £965/mo (3 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.22%

Max investor price (0.8%) £111,875

Target investor price (1%) £89,500

Gross yield 2.7%

Cost-to-rent ratio 37.2×

Monthly cashflow £-795/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -8.2%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	30
Public order	5
Other crime	4
Vehicle crime	4
Other theft	3
Anti-social behaviour	2
Burglary	1
Criminal damage and arson	1
Possession of weapons	1
Shoplifting	1
Theft from the person	1
Total incidents	53

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Church Walk CofE Primary School	Primary	0.1 miles	Good — 1 Feb 2017
Sir John Barrow School	Primary	0.3 miles	Outstanding — 9 May 2023
St Mary's Catholic Primary School, Ulverston	Primary	0.5 miles	Good — 15 Dec 2010
Ulverston Victoria High School	Secondary	0.6 miles	Good — 18 Dec 2013
Croftlands Infant School	Primary	1.0 miles	Good — 15 Jan 2024

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 36 FOUNTAIN STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 7EQ

## Property details

- Slug: `2406f78` (address key hash: `2406f7856f4cb320d28ff3352d3365c4bdf309dd`)
- Postcode: LA12 7EQ
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Floor area: 170 m²
- EPC rating: E
- Year built: England and Wales: before 1900
- Last sold: £400,000 Jan 2026
- Price per m²: £2,353/m²
- Local average: £290,018 (28 sales)
- Street crime: 53 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £400,000
- Date: 2026-01-23
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** E
- **Potential rating:** C
- **Current heating cost:** £4,270/year
- **Est. upgrade cost to C:** £16,600

### Recommendations
- Room-in-roof insulation (£1,500 - £2,700)
- Internal or external wall insulation (£4,000 - £14,000)
- Floor insulation (suspended floor) (£800 - £1,200)
- Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £400,000 | Semi-detached | — | £403,663 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c31-ad85-591c-e063-4704a8c00c31) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 36 FOUNTAIN STREET, ULVERSTON, WESTMORLAND AND FURNESS, LA12 7EQ | £400,000 | 23/01/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 11 - 13 UNION STREET, ULVERSTON, SOUTH LAKELAND, CUMBRIA, LA12 7HT | £185,000 | 09/07/2021 | Semi-detached |

**Area average:** £185,000 (1 sale)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 24.7%
- **10y growth:** 12.1%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of February 2026.*

- **1y growth (index):** 4.4%
- **5y growth (index):** 27.1%
- **10y growth (index):** 66%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £856/mo
- **Realistic:** £951/mo
- **Optimistic:** £1,046/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Kendal (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Terraced House, Towers Street, LA12 | £895/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Terraced House, Devonshire Road, LA12 | £1,150/mo | 3 | 0.37 miles | OpenRent |
| 2 Bed Terraced House, Three Bridges, LA12 | £850/mo | 2 | 0.87 miles | OpenRent |

**Average rent: £965/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.22% (weak for cashflow)
- **Max investor price (0.8%):** £111,875
- **Target investor price (1%):** £89,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £895/mo).*

- **Gross yield:** 2.7%
- **Cost-to-rent:** 37.2×
- **Monthly cashflow:** £-795/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -8.2%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 30 |
| Public order | 5 |
| Other crime | 4 |
| Vehicle crime | 4 |
| Other theft | 3 |
| Anti-social behaviour | 2 |
| Burglary | 1 |
| Criminal damage and arson | 1 |
| Possession of weapons | 1 |
| Shoplifting | 1 |
| Theft from the person | 1 |
| **Total incidents** | **53** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Church Walk CofE Primary School | Primary | 0.1 miles | Good — 1 Feb 2017 |
| Sir John Barrow School | Primary | 0.3 miles | Outstanding — 9 May 2023 |
| St Mary's Catholic Primary School, Ulverston | Primary | 0.5 miles | Good — 15 Dec 2010 |
| Ulverston Victoria High School | Secondary | 0.6 miles | Good — 18 Dec 2013 |
| Croftlands Infant School | Primary | 1.0 miles | Good — 15 Jan 2024 |