Semi-Detached

21 CHAPEL STREET

STOKE-ON-TRENT, ST2 9AT

£16,000

Location

Map view View on Google Maps View on OpenStreetMap Street View ST2 9AT

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Chapel Street	0.1 miles
Shop	Staffordshire Meat Packers Ltd Factory Shop	0.1 miles
Train station	Stoke-on-Trent	2.2 miles
Hospital	Haywood Hospital Walk-in Centre	3.0 miles
University	Keele University	5.8 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Bedrooms (EPC estimate)

Bathrooms (EPC)

Floor area

73 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£16,000 Dec 1995

Price per m²

£219/m²

Local average

£169,248 (50 sales)

Street crime

250 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: C

Inspection date: 17/09/2025

Current heating cost: £623/year

Potential heating cost: £579/year

Est. upgrade cost to C: £16,500

Recommendations

Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	08/12/1995	£16,000	Semi-detached	—	£78,255 to February 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Other listings may be available from the listings index.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
178 NEWHOUSE ROAD, STOKE-ON-TRENT, ST2 8BN	£190,000	15/12/2023	Semi-detached
40 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ	£125,000	30/11/2023	Semi-detached
184 NEWHOUSE ROAD, STOKE-ON-TRENT, ST2 8BN	£171,000	03/11/2023	Semi-detached
13 JOHN WYATT CLOSE, STOKE-ON-TRENT, ST2 8NS	£167,000	05/10/2023	Semi-detached
28 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA	£180,000	25/07/2023	Semi-detached
13 ROBERTVILLE ROAD, STOKE-ON-TRENT, ST2 9HD	£112,000	11/07/2023	Semi-detached
12 CORNEVILLE ROAD, STOKE-ON-TRENT, ST2 9EW	£170,000	02/06/2023	Semi-detached
39 DEAN STREET, STOKE-ON-TRENT, ST2 8LA	£158,000	27/01/2023	Semi-detached
31 THEODORE ROAD, STOKE-ON-TRENT, ST2 9HG	£90,000	21/12/2022	Semi-detached
6 CAMBRIAN WAY, STOKE-ON-TRENT, ST2 8NP	£203,000	11/11/2022	Semi-detached
4 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA	£199,995	21/10/2022	Semi-detached
148 NEWHOUSE ROAD, STOKE-ON-TRENT, ST2 8BL	£90,000	10/10/2022	Semi-detached
11 JOHN WYATT CLOSE, STOKE-ON-TRENT, ST2 8NS	£158,000	04/10/2022	Semi-detached
15 JOHN WYATT CLOSE, STOKE-ON-TRENT, ST2 8NS	£154,000	05/09/2022	Semi-detached
23 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA	£160,000	25/08/2022	Semi-detached
24 DEAN STREET, STOKE-ON-TRENT, ST2 8LA	£80,000	03/08/2022	Semi-detached
21 GEORGE TREGLOWN GROVE, STOKE-ON-TRENT, ST2 8NT	£160,000	02/08/2022	Semi-detached
6 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA	£199,995	29/07/2022	Semi-detached
8 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA	£194,995	14/07/2022	Semi-detached
10 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA	£199,995	08/07/2022	Semi-detached

Area average: £158,149 (20 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type, preferring 3-bedroom homes (EPC estimate for this property). Use the Beds column to compare like-for-like.

Address	Price	Beds	Type	Distance
Werrington Road, Stoke-On-Trent, ST2	£250,000	3	Semi-detached	0.39 mi
Dawlish Drive, Bentilee, Stoke On Trent	£130,000	3	Semi-detached	0.76 mi
Winchester Avenue Stoke-On-Trent ST2 0LJ	£100,000	3	Semi-detached	0.87 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 30.3%

10y growth 57.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Stoke-on-Trent. Series: Semi-detached. As of February 2026.

1y (index) 1.5%

5y (index) 24%

10y (index) 56.4%

Company ownership

Registered legal owner is a company.

Company-owned (UK company)

Company: PEGASUS PROPERTY COMPANY LIMITED (03944887)

Rental Range

Estimated market rent for Stoke-on-Trent. Low = conservative, Realistic = average, Optimistic = best case.

Low £637/mo

Realistic £708/mo

Optimistic £779/mo

Based on Local Authority from postcode lookup → Stoke-on-Trent.

LHA (30th percentile) floor for Staffordshire North: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Chapel Street,Bucknall, Stoke-on-Trent	£800/mo	3	0.01 miles	Rightmove
3 Bed Semi-Detached House, Newhouse Road, ST2	£875/mo	3	0.07 miles	OpenRent
3 Bed Semi-Detached House, Ruxley Road, ST2	£950/mo	3	0.32 miles	OpenRent
3 Bed Semi-Detached House, Newhouse Road, ST2	£925/mo	3	0.34 miles	OpenRent
Trowbridge Crescent, Stoke-On-Trent	£745/mo	3	0.43 miles	Rightmove
3 Bed Semi-Detached House, Whitehouse Road, ST2	£995/mo	3	0.49 miles	OpenRent
3 Bed Terraced House, Ruxley Road, ST2	£795/mo	3	0.52 miles	OpenRent
Ruxley Road,Bucknall, Stoke-on-Trent	£825/mo	3	0.57 miles	Rightmove
Wellfield Road, Stoke-on-trent	£895/mo	3	0.93 miles	Rightmove
Dividy Road, Stoke-On-Trent	£675/mo	3	1.01 miles	Rightmove
Housefield Road, ST2	£950/mo	3	1.24 miles	Rightmove
Onsetter Road, Stoke-on-Trent, Staffordshire, ST2	£1,000/mo	3	1.44 miles	Rightmove
Beverley Drive, Bentilee, Stoke-On-Trent	£825/mo	3	1.53 miles	Rightmove

Average rent: £866/mo (13 listings)

Rent-driven metrics

Based on OpenRent comparables.

This street 9.7% gross yield avg £98,535 sale, £800/mo rent

Rent ratio 5.47%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 65.6%

Cost-to-rent ratio 1.5×

Monthly cashflow £699/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 180.9%

This street — Gross yield for this street only (Land Registry sales + rental comparables, same postcode + street).
Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	116
Criminal damage and arson	35
Anti-social behaviour	33
Shoplifting	19
Public order	13
Other theft	9
Possession of weapons	6
Vehicle crime	5
Burglary	4
Robbery	4
Drugs	3
Other crime	3
Total incidents	250

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Kingsland CofE Academy	Primary	0.0 miles	Good — 13 Mar 2022
Newfriars College	Other	0.3 miles	— (No rating)
Aurora Hanley School	Other	0.4 miles	Outstanding — 7 Dec 2022
Merit Hospital School and Medical Pupil Referral Unit	Other	0.4 miles	Good — 7 Jan 2020
Manor Abbey School	Other	0.5 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
05/12/2006	22/11/2006	10	2

# 21 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT

## Property details

- Slug: `239b21b` (address key hash: `239b21b142001218c981ec441c03dbccd5fc6859`)
- Postcode: ST2 9AT
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms (EPC estimate): 3
- Bathrooms (EPC): 1
- Floor area: 73 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £16,000 Dec 1995
- Price per m²: £219/m²
- Local average: £169,248 (50 sales)
- Street crime: 250 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £16,000
- Date: 1995-12-08
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** C
- **Current heating cost:** £623/year
- **Est. upgrade cost to C:** £16,500

### Recommendations
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0300-2143-6510-2795-6461)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 1995-12-08 | £16,000 | Semi-detached | — | £78,255 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/a02735f6-f24e-4a61-acb4-b0c68c371049) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 21 CHAPEL STREET, STOKE-ON-TRENT, ST2 9AT | £16,000 | 08/12/1995 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 178 NEWHOUSE ROAD, STOKE-ON-TRENT, ST2 8BN | £190,000 | 15/12/2023 | Semi-detached |
| 40 GLADWYN STREET, STOKE-ON-TRENT, ST2 8JZ | £125,000 | 30/11/2023 | Semi-detached |
| 184 NEWHOUSE ROAD, STOKE-ON-TRENT, ST2 8BN | £171,000 | 03/11/2023 | Semi-detached |
| 13 JOHN WYATT CLOSE, STOKE-ON-TRENT, ST2 8NS | £167,000 | 05/10/2023 | Semi-detached |
| 28 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA | £180,000 | 25/07/2023 | Semi-detached |
| 13 ROBERTVILLE ROAD, STOKE-ON-TRENT, ST2 9HD | £112,000 | 11/07/2023 | Semi-detached |
| 12 CORNEVILLE ROAD, STOKE-ON-TRENT, ST2 9EW | £170,000 | 02/06/2023 | Semi-detached |
| 39 DEAN STREET, STOKE-ON-TRENT, ST2 8LA | £158,000 | 27/01/2023 | Semi-detached |
| 31 THEODORE ROAD, STOKE-ON-TRENT, ST2 9HG | £90,000 | 21/12/2022 | Semi-detached |
| 6 CAMBRIAN WAY, STOKE-ON-TRENT, ST2 8NP | £203,000 | 11/11/2022 | Semi-detached |
| 4 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA | £199,995 | 21/10/2022 | Semi-detached |
| 148 NEWHOUSE ROAD, STOKE-ON-TRENT, ST2 8BL | £90,000 | 10/10/2022 | Semi-detached |
| 11 JOHN WYATT CLOSE, STOKE-ON-TRENT, ST2 8NS | £158,000 | 04/10/2022 | Semi-detached |
| 15 JOHN WYATT CLOSE, STOKE-ON-TRENT, ST2 8NS | £154,000 | 05/09/2022 | Semi-detached |
| 23 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA | £160,000 | 25/08/2022 | Semi-detached |
| 24 DEAN STREET, STOKE-ON-TRENT, ST2 8LA | £80,000 | 03/08/2022 | Semi-detached |
| 21 GEORGE TREGLOWN GROVE, STOKE-ON-TRENT, ST2 8NT | £160,000 | 02/08/2022 | Semi-detached |
| 6 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA | £199,995 | 29/07/2022 | Semi-detached |
| 8 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA | £194,995 | 14/07/2022 | Semi-detached |
| 10 GEORGE STEELE AVENUE, STOKE-ON-TRENT, ST2 8PA | £199,995 | 08/07/2022 | Semi-detached |

**Area average:** £158,149 (20 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type, preferring 3-bedroom homes (EPC estimate for this property). Use the Beds column to compare like-for-like.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Werrington Road, Stoke-On-Trent, ST2](http://87.117.209.195:8080/listings/8a5d9e9) | £250,000 | 3 | Semi-detached | 0.39 mi |
| [Dawlish Drive, Bentilee, Stoke On Trent](http://87.117.209.195:8080/listings/c133418) | £130,000 | 3 | Semi-detached | 0.76 mi |
| [Winchester Avenue Stoke-On-Trent ST2 0LJ](http://87.117.209.195:8080/listings/24855be) | £100,000 | 3 | Semi-detached | 0.87 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 30.3%
- **10y growth:** 57.8%

## House Price Index (HM Land Registry)

*Official index for Stoke-on-Trent; Semi-detached series; as of February 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 24%
- **10y growth (index):** 56.4%

## Rental Range

*ONS Price Index of Private Rents (Stoke-on-Trent). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £637/mo
- **Realistic:** £708/mo
- **Optimistic:** £779/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Staffordshire North (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 3-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| [Chapel Street,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/8893261) | £800/mo | 3 | 0.01 miles | Rightmove |
| 3 Bed Semi-Detached House, Newhouse Road, ST2 | £875/mo | 3 | 0.07 miles | OpenRent |
| 3 Bed Semi-Detached House, Ruxley Road, ST2 | £950/mo | 3 | 0.32 miles | OpenRent |
| 3 Bed Semi-Detached House, Newhouse Road, ST2 | £925/mo | 3 | 0.34 miles | OpenRent |
| [Trowbridge Crescent, Stoke-On-Trent](http://87.117.209.195:8080/listings/6e610da) | £745/mo | 3 | 0.43 miles | Rightmove |
| 3 Bed Semi-Detached House, Whitehouse Road, ST2 | £995/mo | 3 | 0.49 miles | OpenRent |
| 3 Bed Terraced House, Ruxley Road, ST2 | £795/mo | 3 | 0.52 miles | OpenRent |
| [Ruxley Road,Bucknall, Stoke-on-Trent](http://87.117.209.195:8080/listings/b0aedf8) | £825/mo | 3 | 0.57 miles | Rightmove |
| [Wellfield Road, Stoke-on-trent](http://87.117.209.195:8080/listings/6e91f2e) | £895/mo | 3 | 0.93 miles | Rightmove |
| [Dividy Road, Stoke-On-Trent](http://87.117.209.195:8080/listings/ddc7794) | £675/mo | 3 | 1.01 miles | Rightmove |
| [Housefield Road, ST2](http://87.117.209.195:8080/listings/5b0f07e) | £950/mo | 3 | 1.24 miles | Rightmove |
| [Onsetter Road, Stoke-on-Trent, Staffordshire, ST2](http://87.117.209.195:8080/listings/3f7b4c7) | £1,000/mo | 3 | 1.44 miles | Rightmove |
| [Beverley Drive, Bentilee, Stoke-On-Trent](http://87.117.209.195:8080/listings/3b425ee) | £825/mo | 3 | 1.53 miles | Rightmove |

**Average rent: £866/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 5.47% (strong)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

- **This street:** 9.7% gross yield (avg £98,535 sale, £800/mo rent)
*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 65.6%
- **Cost-to-rent:** 1.5×
- **Monthly cashflow:** £699/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 180.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 116 |
| Criminal damage and arson | 35 |
| Anti-social behaviour | 33 |
| Shoplifting | 19 |
| Public order | 13 |
| Other theft | 9 |
| Possession of weapons | 6 |
| Vehicle crime | 5 |
| Burglary | 4 |
| Robbery | 4 |
| Drugs | 3 |
| Other crime | 3 |
| **Total incidents** | **250** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Kingsland CofE Academy | Primary | 0.0 miles | Good — 13 Mar 2022 |
| Newfriars College | Other | 0.3 miles | — (No rating) |
| Aurora Hanley School | Other | 0.4 miles | Outstanding — 7 Dec 2022 |
| Merit Hospital School and Medical Pupil Referral Unit | Other | 0.4 miles | Good — 7 Jan 2020 |
| Manor Abbey School | Other | 0.5 miles | — (No rating) |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #4295766
- **Address:** 21 Chapel Street, STOKE-ON-TRENT, ST2 9AT
- **Certificate Issued:** 05/12/2006
- **Work Completed:** 22/11/2006
- **Items:** 10 window(s), 2 door(s)