# SOUTH VIEW GARDENS FLAT 27 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA

## Property details

- Slug: `234803d` (address key hash: `234803de23ac869d1511abdeadfeb1e6f3e1d8c6`)
- Postcode: SK8 1PA
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Last sold: £225,000 Jun 2026
- Local average: £185,445 (30 sales)

## Latest sale

- Price: £225,000
- Date: 2026-06-09
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-06-09 | £225,000 | Flat | — | £227,217 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/559c5ad5-13b7-afe3-e063-4804a8c004a4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SOUTH VIEW GARDENS FLAT 27 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA | £225,000 | 09/06/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162139793](http://87.117.209.195:8080/listings/fea6c76)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £225,000 |
| listed | 2025-05-19 | £229,950 |
| sold | 2005-01-01 | £195,000 |
| sold | 2000-01-01 | £135,000 |
| sold | 1997-01-01 | £96,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SOUTH VIEW GARDENS FLAT 17 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA | £227,950 | 03/10/2022 | Flat |
| POLLDEAN HOUSE 2 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1JG | £202,000 | 27/06/2022 | Flat |

**Area average:** £214,975 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.3%
- **10y growth:** 48.2%

## House Price Index (HM Land Registry)

*Official index for Stockport; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 12.3%
- **10y growth (index):** 40%

## Rental Range

*ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,007/mo
- **Realistic:** £1,119/mo
- **Optimistic:** £1,231/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Kendal Drive, SK8 | £650/mo | 1 | 0.2 miles | OpenRent |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.8×
- **Monthly cashflow:** £-326/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lady Barn House School | Other | 0.2 miles | — (No rating) |
| North Cheshire Jewish Primary School | Primary | 0.3 miles | Good — 9 Sep 2024 |
| Inscape House School | Other | 0.4 miles | Good — 20 Feb 2013 |
| The Kingsway School | Secondary | 0.4 miles | Requires improvement — 18 Jul 2023 |
| Lum Head Primary School | Primary | 0.5 miles | Good — 11 Mar 2019 |