Flats/Maisonettes

SOUTH VIEW GARDENS FLAT 27 SCHOOLS HILL

CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA

£225,000

Location

Map view View on Google Maps View on OpenStreetMap Street View SK8 1PA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Kingsway/South View Gardens	0.0 miles
Shop	Barbershop by Timpson	0.5 miles
Train station	Gatley	0.9 miles
Hospital	Newlands Care Home	3.1 miles
University	Fallowfield Reception and Richmond Amenities Building	4.3 miles

Property details

Tenure

Leasehold

Property type

Flat

Bedrooms

Bathrooms

Last sold

£225,000 Jun 2026

Local average

£185,445 (30 sales)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	09/06/2026	£225,000	Flat	—	£227,217 to July 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£225,000
listed	19/05/2025	£229,950
sold	01/01/2005	£195,000
sold	01/01/2000	£135,000
sold	01/01/1997	£96,950

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
SOUTH VIEW GARDENS FLAT 17 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA	£227,950	03/10/2022	Flat
POLLDEAN HOUSE 2 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1JG	£202,000	27/06/2022	Flat

Area average: £214,975 (2 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 0.3%

10y growth 48.2%

House Price Index (HM Land Registry — official index, not sold-price averages): Stockport. Series: Flats and maisonettes. As of July 2026.

1y (index) 1.1%

5y (index) 12.3%

10y (index) 40%

Rental Range

Estimated market rent for Stockport. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,007/mo

Realistic £1,119/mo

Optimistic £1,231/mo

Based on Local Authority from postcode lookup → Stockport.

LHA (30th percentile) floor for West Pennine: Apr 2025 – Mar 2026

Rental Comparables

Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
Studio Flat, Kendal Drive, SK8	£650/mo	1	0.2 miles	OpenRent

Average rent: £650/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.29%

Max investor price (0.8%) £81,250

Target investor price (1%) £65,000

Gross yield 3.5%

Cost-to-rent ratio 28.8×

Monthly cashflow £-326/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Total incidents	0

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Lady Barn House School	Other	0.2 miles	— (No rating)
North Cheshire Jewish Primary School	Primary	0.3 miles	Good — 9 Sep 2024
Inscape House School	Other	0.4 miles	Good — 20 Feb 2013
The Kingsway School	Secondary	0.4 miles	Requires improvement — 18 Jul 2023
Lum Head Primary School	Primary	0.5 miles	Good — 11 Mar 2019

FENSA

FENSA certificate details will appear here after the next background check. If nothing changes after a few minutes, try refreshing the page.

# SOUTH VIEW GARDENS FLAT 27 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA

## Property details

- Slug: `234803d` (address key hash: `234803de23ac869d1511abdeadfeb1e6f3e1d8c6`)
- Postcode: SK8 1PA
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Flat
- Bedrooms: 2
- Bathrooms: 2
- Last sold: £225,000 Jun 2026
- Local average: £185,445 (30 sales)

## Latest sale

- Price: £225,000
- Date: 2026-06-09
- Type: F
- Tenure: L

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-06-09 | £225,000 | Flat | — | £227,217 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/559c5ad5-13b7-afe3-e063-4804a8c004a4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SOUTH VIEW GARDENS FLAT 27 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA | £225,000 | 09/06/2026 | Flat |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162139793](http://87.117.209.195:8080/listings/fea6c76)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £225,000 |
| listed | 2025-05-19 | £229,950 |
| sold | 2005-01-01 | £195,000 |
| sold | 2000-01-01 | £135,000 |
| sold | 1997-01-01 | £96,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| SOUTH VIEW GARDENS FLAT 17 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1PA | £227,950 | 03/10/2022 | Flat |
| POLLDEAN HOUSE 2 SCHOOLS HILL, CHEADLE, STOCKPORT, GREATER MANCHESTER, SK8 1JG | £202,000 | 27/06/2022 | Flat |

**Area average:** £214,975 (2 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 0.3%
- **10y growth:** 48.2%

## House Price Index (HM Land Registry)

*Official index for Stockport; Flats and maisonettes series; as of July 2026.*

- **1y growth (index):** 1.1%
- **5y growth (index):** 12.3%
- **10y growth (index):** 40%

## Rental Range

*ONS Price Index of Private Rents (Stockport). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,007/mo
- **Realistic:** £1,119/mo
- **Optimistic:** £1,231/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for West Pennine (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets in the area (all bedroom counts shown — none matched the 2-bedroom count for this property). Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| Studio Flat, Kendal Drive, SK8 | £650/mo | 1 | 0.2 miles | OpenRent |

**Average rent: £650/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.29% (weak for cashflow)
- **Max investor price (0.8%):** £81,250
- **Target investor price (1%):** £65,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £650/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.8×
- **Monthly cashflow:** £-326/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

- **Total incidents:** 0

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Lady Barn House School | Other | 0.2 miles | — (No rating) |
| North Cheshire Jewish Primary School | Primary | 0.3 miles | Good — 9 Sep 2024 |
| Inscape House School | Other | 0.4 miles | Good — 20 Feb 2013 |
| The Kingsway School | Secondary | 0.4 miles | Requires improvement — 18 Jul 2023 |
| Lum Head Primary School | Primary | 0.5 miles | Good — 11 Mar 2019 |