# 40 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF

## Property details

- Slug: `21f7f4e` (address key hash: `21f7f4ef5511255dd868bca6ee7cc34551cc5e07`)
- Postcode: TS21 4AF
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 79 m²
- EPC rating: D
- Year built: England and Wales: before 1900
- Last sold: £79,950 Jan 2026
- Price per m²: £1,012/m²
- Local average: £120,694 (18 sales)
- Street crime: 27 incidents within 1 mile (May 2026)

## Latest sale

- Price: £79,950
- Date: 2026-01-30
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 22/10/2035
- **Current heating cost:** £1,199/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/1716-0065-0102-0520-1096)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-30 | £79,950 | Terraced | +61.5% | £80,245 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-0a59-d8ea-e063-4704a8c0bf7d) |
| Sold | 2013-06-26 | £49,500 | Terraced | — | £73,607 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/22043529-54a3-4a0f-bdbb-b206194073c4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 40 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £79,950 | 30/01/2026 | Terraced |
| 40 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £49,500 | 26/06/2013 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167809481](http://87.117.209.195:8080/listings/963923d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £79,950 |
| listed | 2025-10-04 | £79,950 |
| sold | 2013-01-01 | £49,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 7 SEDGEFIELD TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AE | £83,999 | 19/06/2025 | Terraced |
| 38 SALVIN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AG | £72,500 | 10/11/2023 | Terraced |
| 38 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £69,995 | 18/11/2022 | Terraced |
| 17 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £48,000 | 11/11/2022 | Terraced |
| 1 SEDGEFIELD TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AE | £59,000 | 25/10/2022 | Terraced |
| 32 FRONT STREET, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AA | £72,000 | 29/04/2022 | Terraced |
| 28 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £57,000 | 14/04/2022 | Terraced |
| 36 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £43,000 | 07/04/2022 | Terraced |
| 36 FISHBURN TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AQ | £40,000 | 26/01/2022 | Terraced |
| 33 FRONT STREET, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AA | £85,000 | 07/01/2022 | Terraced |
| 13 STOBART TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AF | £58,000 | 14/12/2021 | Terraced |
| 3 SEDGEFIELD TERRACE, FISHBURN, STOCKTON-ON-TEES, COUNTY DURHAM, TS21 4AE | £75,000 | 24/09/2021 | Terraced |

**Area average:** £63,625 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -8.3%
- **10y growth:** 7.4%

## House Price Index (HM Land Registry)

*Official index for County Durham; Terraced series; as of April 2026.*

- **1y growth (index):** 4.8%
- **5y growth (index):** 25.4%
- **10y growth (index):** 48.1%

## Rental Range

*ONS Price Index of Private Rents (County Durham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £574/mo
- **Realistic:** £638/mo
- **Optimistic:** £702/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Durham (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Carrside Road, TS29 | £600/mo | 3 | 0.98 miles | OpenRent |

**Average rent: £600/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.75% (weak for cashflow)
- **Max investor price (0.8%):** £75,000
- **Target investor price (1%):** £60,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £600/mo).*

- **Gross yield:** 9%
- **Cost-to-rent:** 11.1×
- **Monthly cashflow:** £200/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 8 |
| Anti-social behaviour | 7 |
| Criminal damage and arson | 4 |
| Other crime | 3 |
| Public order | 2 |
| Drugs | 1 |
| Possession of weapons | 1 |
| Shoplifting | 1 |
| **Total incidents** | **27** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Fishburn Primary School | Primary | 0.4 miles | Requires improvement — 23 Apr 2023 |
| St William's Catholic Primary School | Primary | 1.1 miles | Good — 4 Jul 2024 |
| Bluebell Meadow Primary School | Primary | 1.1 miles | Good — 20 Sep 2023 |
| Sedgefield Hardwick Primary Academy | Primary | 1.7 miles | Outstanding — 24 Nov 2017 |
| Sedgefield Community College | Secondary | 1.8 miles | Outstanding — 6 Apr 2017 |