# 8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ

## Property details

- Slug: `2194f0b` (address key hash: `2194f0b2c9b2ae7a8f7e44819c2968b934e7a554`)
- Postcode: DE11 7FZ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 2
- Floor area: 70 m²
- EPC rating: B
- Last sold: £235,000 Apr 2026
- Price per m²: £3,357/m²
- Local average: £198,252 (90 sales)

## Latest sale

- Price: £235,000
- Date: 2026-04-24
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** B
- **Potential rating:** A
- **Expiry date:** 11/05/2033
- **Current heating cost:** £375/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0437-6635-3200-0772-6292)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-04-24 | £235,000 | Semi-detached | +4.5% | £235,000 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-eb19-b8d0-e063-4704a8c08d98) |
| Sold | 2023-06-23 | £224,950 | Semi-detached | — | £237,054 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/2131fcf5-eb3e-86e8-e063-4804a8c0372b) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ | £235,000 | 24/04/2026 | Semi-detached |
| 8 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ | £224,950 | 23/06/2023 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167742533](http://87.117.209.195:8080/listings/2f3e08e)

| Event | Date | Price |
|-------|------|-------|
| listed | 2025-10-03 | £240,000 |
| sold | 2023-01-01 | £224,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 IVATT CLOSE, MIDWAY, SWADLINCOTE, SOUTH DERBYSHIRE, DERBYSHIRE, DE11 7FZ | £224,950 | 16/06/2023 | Semi-detached |

**Area average:** £224,950 (1 sale)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 18.2%
- **10y growth:** 39.9%

## House Price Index (HM Land Registry)

*Official index for East Midlands; Semi-detached series; as of April 2026.*

- **1y growth (index):** 5.9%
- **5y growth (index):** 21.4%
- **10y growth (index):** 52.9%

## Rental Range

*ONS Price Index of Private Rents (East Midlands). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £823/mo
- **Realistic:** £914/mo
- **Optimistic:** £1,005/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Eastern Staffordshire (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | As seen on |
|------|------|------|------|
| 3 Bed Detached House, Swadlincote, DE11 | £1,395/mo | 3 | OpenRent |

**Average rent: £1,395/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £174,375
- **Target investor price (1%):** £139,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,395/mo).*

- **Gross yield:** 7.1%
- **Cost-to-rent:** 14×
- **Monthly cashflow:** £305/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 5.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*