# 17 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU

## Property details

- Slug: `20cae53` (address key hash: `20cae53473e90e0fc98bf1524a65db8b56c88819`)
- Postcode: CR3 5SU
- Transactions on record: 1

- Tenure: Freehold
- Property type: Terraced
- Floor area: 125 m²
- EPC rating: D
- Year built: England and Wales: 1950-1966
- Last sold: £450,000 Jan 2021
- Price per m²: £3,600/m²
- Local average: £519,500 (16 sales)
- Street crime: 108 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £450,000
- Date: 2021-01-26
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 28/09/2030
- **Current heating cost:** £877/year
- **Est. upgrade cost to C:** £14,500

### Recommendations
- W2 (£4,000 - £6,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0170-2051-3010-2120-7651)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2021-01-26 | £450,000 | Terraced | — | £477,582 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/bef7ebbf-52cb-7a76-e053-6b04a8c092f7) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 17 LE PERSONNE ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5SU | £450,000 | 26/01/2021 | Terraced |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 52 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TE | £425,000 | 10/12/2025 | Terraced |
| MACAULAY COURT 3 MACAULAY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5HS | £370,500 | 20/12/2023 | Terraced |
| 119 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £465,000 | 13/11/2023 | Terraced |
| 115 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £420,000 | 09/06/2023 | Terraced |
| 15 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £380,000 | 17/02/2023 | Terraced |
| 127 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £465,000 | 15/12/2022 | Terraced |
| 71 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JT | £510,000 | 07/12/2022 | Terraced |
| 111 BANSTEAD ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5QL | £487,000 | 30/08/2022 | Terraced |
| 1 EATON PLACE, CATERHAM, TANDRIDGE, SURREY, CR3 5GT | £465,000 | 06/07/2022 | Terraced |
| 4 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £385,000 | 01/07/2022 | Terraced |
| 38 ELDON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5JR | £560,000 | 09/06/2022 | Terraced |
| 22 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £415,000 | 20/05/2022 | Terraced |
| 49 MONEY ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5TF | £365,000 | 11/04/2022 | Terraced |
| 8 RYELANDS CLOSE, CATERHAM, TANDRIDGE, SURREY, CR3 5HY | £380,000 | 27/01/2022 | Terraced |
| 79 ADDISON ROAD, CATERHAM, TANDRIDGE, SURREY, CR3 5LU | £370,000 | 21/12/2021 | Terraced |

**Area average:** £430,833 (15 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 35.9%
- **10y growth:** 49.4%

## House Price Index (HM Land Registry)

*Official index for Tandridge; Terraced series; as of July 2026.*

- **1y growth (index):** -4%
- **5y growth (index):** -0.2%
- **10y growth (index):** 14.9%

## Rental Range

*ONS Price Index of Private Rents (Tandridge). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,473/mo
- **Realistic:** £1,637/mo
- **Optimistic:** £1,801/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Outer North London (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Banstead Road, CR3 | £2,200/mo | 3 | 0.12 miles | OpenRent |
| 1 Bed Flat, Banstead Road, CR3 | £1,350/mo | 1 | 0.16 miles | OpenRent |
| 3 Bed Flat, Banstead Road, CR3 | £1,750/mo | 3 | 0.17 miles | OpenRent |
| 3 Bed Flat, Lucas House, CR3 | £1,750/mo | 3 | 0.19 miles | OpenRent |
| 3 Bed Flat, Coulsdon Road, CR3 | £1,689/mo | 3 | 0.22 miles | OpenRent |
| Studio Flat, Milton Road, CR3 | £950/mo | 1 | 0.26 miles | OpenRent |
| 2 Bed Flat, Westway, CR3 | £1,350/mo | 2 | 0.28 miles | OpenRent |
| 1 Bed Flat, Holm Court, CR3 | £1,375/mo | 1 | 0.28 miles | OpenRent |
| Studio Flat, Milton Road, CR3 | £950/mo | 1 | 0.3 miles | OpenRent |
| 4 Bed Semi-Detached House, Coldstream Road, CR3 | £3,250/mo | 4 | 0.42 miles | OpenRent |
| Studio Flat, Buxton Lane, CR3 | £980/mo | 1 | 0.43 miles | OpenRent |
| 3 Bed Semi-Detached House, Halton Road, CR8 | £2,750/mo | 3 | 0.53 miles | OpenRent |
| 2 Bed Flat, Underwood Rd, CR3 | £1,400/mo | 2 | 1.09 miles | OpenRent |

**Average rent: £1,673/mo (13 listings)**

## 1% Rule

- **Rent ratio:** 0.31% (weak for cashflow)
- **Max investor price (0.8%):** £175,000
- **Target investor price (1%):** £140,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,400/mo).*

- **Gross yield:** 3.7%
- **Cost-to-rent:** 26.8×
- **Monthly cashflow:** £-537/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -4.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 39 |
| Anti-social behaviour | 22 |
| Public order | 14 |
| Criminal damage and arson | 12 |
| Other theft | 7 |
| Shoplifting | 6 |
| Vehicle crime | 5 |
| Possession of weapons | 2 |
| Burglary | 1 |
| **Total incidents** | **108** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Hillcroft Primary School | Primary | 0.4 miles | Outstanding — 6 Mar 2023 |
| Essendene Lodge School | Other | 0.4 miles | — (No rating) |
| Audley Primary School | Primary | 0.5 miles | Good — 9 Jan 2015 |
| de Stafford School | Secondary | 0.5 miles | Good — 7 Jul 2024 |
| Sunnydown School | Other | 0.5 miles | Outstanding — 5 Jul 2023 |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #16980563
- **Address:** 17 Le Personne Road, CATERHAM, CR3 5SU
- **Certificate Issued:** 28/09/2025
- **Work Completed:** 18/09/2025
- **Items:** 4 window(s)

### FENSA Certificate #14584559
- **Address:** 17 Le Personne Road, CATERHAM, CR3 5SU
- **Certificate Issued:** 16/05/2021
- **Work Completed:** 04/05/2021
- **Items:** 4 window(s), 2 door(s)