# 31 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA

## Property details

- Slug: `20093d9` (address key hash: `20093d9aa2f5aae8846ca2641d3862d96f37c2ec`)
- Postcode: OL8 3WA
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £135,000 Dec 2006
- Local average: £217,889 (36 sales)
- Street crime: 2 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £135,000
- Date: 2006-12-12
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2006-12-12 | £135,000 | Semi-detached | +64.1% | £256,845 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/7b809daa-23bc-4c5c-acde-74155dfcf03f) |
| Sold | 2002-08-30 | £82,250 | Semi-detached | — | £336,631 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/a3c25f86-a607-43e2-9314-c31aac428c51) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 31 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £135,000 | 12/12/2006 | Semi-detached |
| 31 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £82,250 | 30/08/2002 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 10 HEMLOCK AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DN | £170,500 | 10/09/2025 | Semi-detached |
| 5 HEMLOCK AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DN | £150,000 | 17/11/2023 | Semi-detached |
| 158 HOLLINS ROAD, OLDHAM, GREATER MANCHESTER, OL8 3DG | £165,000 | 17/11/2023 | Semi-detached |
| 1 ENFIELD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DW | £223,000 | 18/09/2023 | Semi-detached |
| 16 QUANTOCK DRIVE, OLDHAM, GREATER MANCHESTER, OL8 3WJ | £160,000 | 04/08/2023 | Semi-detached |
| 14 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £208,000 | 27/06/2023 | Semi-detached |
| 35 NORTH GATE, OLDHAM, GREATER MANCHESTER, OL8 3AE | £180,000 | 26/05/2023 | Semi-detached |
| 3 HALLIWELL AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DL | £170,000 | 21/12/2022 | Semi-detached |
| 32 ENFIELD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DW | £170,000 | 16/12/2022 | Semi-detached |
| 12 ENFIELD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DW | £140,000 | 06/10/2022 | Semi-detached |
| 24 HALLIWELL AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DL | £150,000 | 23/09/2022 | Semi-detached |
| 8 QUANTOCK DRIVE, OLDHAM, GREATER MANCHESTER, OL8 3WJ | £230,000 | 02/09/2022 | Semi-detached |
| 4 QUANTOCK DRIVE, OLDHAM, GREATER MANCHESTER, OL8 3WJ | £179,500 | 26/08/2022 | Semi-detached |
| 12 STRATFORD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DR | £190,000 | 01/07/2022 | Semi-detached |
| 23 NORTH GATE, OLDHAM, GREATER MANCHESTER, OL8 3AE | £165,000 | 27/05/2022 | Semi-detached |
| 31 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £123,000 | 25/05/2022 | Semi-detached |
| 9 ENFIELD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DW | £173,000 | 28/04/2022 | Semi-detached |
| 37 HOWGILL CRESCENT, OLDHAM, GREATER MANCHESTER, OL8 3WA | £217,000 | 14/04/2022 | Semi-detached |
| 14 ENFIELD AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DW | £143,000 | 07/04/2022 | Semi-detached |
| 18 HALLIWELL AVENUE, OLDHAM, GREATER MANCHESTER, OL8 3DL | £155,000 | 28/03/2022 | Semi-detached |

**Area average:** £173,100 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 21.5%
- **10y growth:** 77.7%

## House Price Index (HM Land Registry)

*Official index for Oldham; Semi-detached series; as of July 2026.*

- **1y growth (index):** 5%
- **5y growth (index):** 37.4%
- **10y growth (index):** 90.6%

## Rental Range

*ONS Price Index of Private Rents (Oldham). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £848/mo
- **Realistic:** £942/mo
- **Optimistic:** £1,036/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Oldham & Rochdale (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Semi-Detached House, Green Lane, OL8 | £995/mo | 2 | 0.29 miles | OpenRent |

**Average rent: £995/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.74% (weak for cashflow)
- **Max investor price (0.8%):** £124,375
- **Target investor price (1%):** £99,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £995/mo).*

- **Gross yield:** 8.8%
- **Cost-to-rent:** 11.3×
- **Monthly cashflow:** £339/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 10.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| The Hathershaw College | Secondary | 0.2 miles | Good — 13 May 2016 |
| Lyndhurst Primary and Nursery School | Primary | 0.4 miles | Good — 8 Jan 2020 |
| Holy Rosary RC Junior Infant and Nursery School | Primary | 0.4 miles | Good — 18 Jan 2023 |
| Hulme Grammar School | Other | 0.5 miles | — (No rating) |
| Coppice Primary Academy | Primary | 0.5 miles | Good — 20 May 2015 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #402456
- **Address:** 31 Howgill Crescent, OLDHAM, OL8 3WA
- **Certificate Issued:** 08/08/2003
- **Work Completed:** 07/10/2002
- **Items:** 1 window(s)