# CAIN COTTAGES, 14 1 CAIN LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SB

## Property details

- Slug: `1f1d48c` (address key hash: `1f1d48ce3cc322f7fbbc8bc9d754400d2deb6fc7`)
- Postcode: HX3 9SB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms (EPC estimate): 4
- Floor area: 117 m²
- EPC rating: C
- Year built: England and Wales: before 1900
- Last sold: £255,000 Feb 2026
- Price per m²: £2,179/m²
- Local average: £250,735 (55 sales)
- Street crime: 49 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £255,000
- Date: 2026-02-19
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £624/year

### Recommendations
- W2 (6,000)
- N (6,000)
- U (5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0598-5068-7254-6090-8244)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-19 | £255,000 | Semi-detached | +11.8% | £255,000 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/4e75c29d-f721-8922-e063-4804a8c094d0) |
| Sold | 2022-09-12 | £228,000 | Semi-detached | +14% | £259,952 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/eed73e76-79a9-6af3-e053-6c04a8c08aba) |
| Sold | 2020-06-11 | £199,995 | Semi-detached | — | £287,256 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/bc8936bc-33da-0e2c-e053-6c04a8c0dbf4) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| CAIN COTTAGES, 14 1 CAIN LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SB | £255,000 | 19/02/2026 | Semi-detached |
| CAIN COTTAGES, 14 1 CAIN LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SB | £228,000 | 12/09/2022 | Semi-detached |
| CAIN COTTAGES, 14 1 CAIN LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SB | £199,995 | 11/06/2020 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [162414551](http://87.117.209.195:8080/listings/497ca33)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £255,000 |
| listed | 2025-05-24 | £260,000 |
| sold | 2022-01-01 | £228,000 |
| sold | 2020-01-01 | £199,995 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 12 CHARLES AVENUE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9RY | £216,000 | 06/01/2026 | Semi-detached |
| 1 WITHINFIELDS, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QJ | £142,000 | 15/12/2025 | Semi-detached |
| 18 LAW LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QU | £240,000 | 29/09/2025 | Semi-detached |
| 30 LAW LANE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QU | £175,000 | 25/07/2025 | Semi-detached |
| 1 BARRINGTON CLOSE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9RA | £180,000 | 14/02/2025 | Semi-detached |
| 2 SHARD DRIVE, SOUTHOWRAM, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9FG | £72,800 | 01/09/2023 | Semi-detached |
| 10 YEADON DRIVE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QX | £195,000 | 23/06/2023 | Semi-detached |
| 41 CROMWELL ROAD, SOUTHOWRAM, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SE | £146,000 | 06/04/2023 | Semi-detached |
| 20 CROMWELL ROAD, SOUTHOWRAM, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SE | £157,500 | 26/01/2023 | Semi-detached |
| 34 CROMWELL ROAD, SOUTHOWRAM, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SE | £208,000 | 18/11/2022 | Semi-detached |
| 129 FAIRFAX CRESCENT, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SG | £120,000 | 14/10/2022 | Semi-detached |
| 15 CROMWELL CLOSE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SH | £68,000 | 13/05/2022 | Semi-detached |
| 4 TOWNLEY AVENUE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QR | £249,000 | 25/02/2022 | Semi-detached |
| 11 YEW TREES, SOUTHOWRAM, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QN | £100,000 | 07/12/2021 | Semi-detached |
| 7 TOWNLEY AVENUE, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9QR | £180,000 | 18/11/2021 | Semi-detached |
| 51 CROMWELL ROAD, SOUTHOWRAM, HALIFAX, CALDERDALE, WEST YORKSHIRE, HX3 9SE | £175,000 | 06/09/2021 | Semi-detached |

**Area average:** £164,019 (16 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 20.3%
- **10y growth:** 41.8%

## House Price Index (HM Land Registry)

*Official index for Calderdale; Semi-detached series; as of February 2026.*

- **1y growth (index):** 5.4%
- **5y growth (index):** 32.6%
- **10y growth (index):** 63.9%

## Rental Range

*ONS Price Index of Private Rents (Calderdale). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £671/mo
- **Realistic:** £746/mo
- **Optimistic:** £821/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Halifax (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 4-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 4 Bed Terraced House, Hebble View, HX3 | £1,200/mo | 4 | 0.87 miles | OpenRent |

**Average rent: £1,200/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.47% (weak for cashflow)
- **Max investor price (0.8%):** £150,000
- **Target investor price (1%):** £120,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,200/mo).*

- **Gross yield:** 5.6%
- **Cost-to-rent:** 17.7×
- **Monthly cashflow:** £51/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 0.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 27 |
| Public order | 7 |
| Other theft | 5 |
| Criminal damage and arson | 4 |
| Anti-social behaviour | 3 |
| Vehicle crime | 2 |
| Other crime | 1 |
| **Total incidents** | **49** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Withinfields Primary School | Primary | 0.2 miles | Good — 22 Nov 2021 |
| Siddal Primary School | Primary | 0.9 miles | Good — 19 Oct 2023 |
| Park Lane Academy | Secondary | 1.1 miles | Requires improvement — 27 Nov 2022 |
| Stafford Hall School | Other | 1.1 miles | Good — 18 Jun 2023 |
| Salterhebble Junior and Infant School | Primary | 1.1 miles | Good — 2 Feb 2012 |