Semi-Detached

1 BANHAM DRIVE

SUDBURY, BABERGH, SUFFOLK, CO10 2GN

£197,000

Location

Map view View on Google Maps View on OpenStreetMap Street View CO10 2GN

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Banham Drive	0.1 miles
Shop	Sudbury Convenience Store	0.2 miles
Train station	Sudbury	0.4 miles
Hospital	Halstead Hospital	7.7 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Bedrooms (EPC estimate)

Floor area

55 m²

EPC rating

Year built

England and Wales: 2003-2006

Last sold

£197,000 Apr 2019

Price per m²

£3,582/m²

Local average

£295,936 (55 sales)

Street crime

166 incidents within 1 mile (Mar 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 17/10/2022

Current heating cost: £326/year

Potential heating cost: £326/year

Est. upgrade cost to C: £9,500

Recommendations

Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	12/04/2019	£197,000	Semi-detached	—	£226,084 to February 2026	View transaction

Historic listings

Checking public listings for past sale and let events matched to this address. Refresh in a few minutes.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
5 REDDELLS CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2PW	£240,000	12/12/2025	Semi-detached
17 THE CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2QA	£235,000	15/11/2024	Semi-detached
36 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN	£200,000	28/09/2023	Semi-detached
41 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN	£219,000	21/11/2022	Semi-detached
21 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN	£190,000	26/08/2022	Semi-detached
22 UPPER EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 1UB	£226,000	01/08/2022	Semi-detached
9 FIELDS VIEW, SUDBURY, BABERGH, SUFFOLK, CO10 1BJ	£325,000	27/05/2022	Semi-detached
34 CONSTITUTION HILL, SUDBURY, BABERGH, SUFFOLK, CO10 2PT	£342,500	27/05/2022	Semi-detached
4 THE CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2QA	£295,000	03/03/2022	Semi-detached
8 REDDELLS CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2PW	£282,500	29/09/2021	Semi-detached
5 HARES WALK, SUDBURY, BABERGH, SUFFOLK, CO10 1BL	£255,000	05/08/2021	Semi-detached
7 REDDELLS CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2PW	£330,000	28/06/2021	Semi-detached

Area average: £261,667 (12 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 3.6%

10y growth 3.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Babergh. Series: Semi-detached. As of February 2026.

1y (index) 1.5%

5y (index) 10.4%

10y (index) 29.9%

Rental Range

Estimated market rent for Babergh. Low = conservative, Realistic = average, Optimistic = best case.

Low £873/mo

Realistic £970/mo

Optimistic £1,067/mo

Based on Local Authority from postcode lookup → Babergh.

LHA (30th percentile) floor for Bury St Edmunds: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
1 Bed Flat, Sudbury, CO10	£1,000/mo	1	0.24 miles	OpenRent
1 Bed Terraced House, Newton Croft, CO10	£875/mo	1	0.32 miles	OpenRent
1 Bed Flat, Station Road, CO10	£875/mo	1	0.42 miles	OpenRent
1 Bed Flat, Station Road, CO10	£895/mo	1	0.42 miles	OpenRent
1 Bed Flat, Station Road, CO10	£950/mo	1	0.42 miles	OpenRent
1 Bed Bungalow, Bures Road, CO10	£825/mo	1	0.79 miles	OpenRent
1 Bed Flat, Dove House Meadow, CO10	£875/mo	1	1.02 miles	OpenRent

Average rent: £899/mo (7 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.44%

Max investor price (0.8%) £109,375

Target investor price (1%) £87,500

Gross yield 5.3%

Cost-to-rent ratio 18.8×

Monthly cashflow £-13/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -0.3%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	70
Criminal damage and arson	26
Shoplifting	18
Anti-social behaviour	17
Public order	10
Drugs	8
Other theft	4
Vehicle crime	4
Possession of weapons	3
Robbery	3
Other crime	2
Burglary	1
Total incidents	166

Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Tudor Church of England Primary School, Sudbury	Primary	0.3 miles	Good — 11 Jun 2018
Ormiston Sudbury Academy	Secondary	0.4 miles	Requires improvement — 18 Oct 2023
St Joseph's Roman Catholic Primary School	Primary	0.5 miles	Good — 6 Sep 2017
Hillside Special School	Other	0.5 miles	Outstanding — 12 Feb 2014
Woodhall Primary School	Primary	0.6 miles	Good — 8 Jan 2020

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 1 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN

## Property details

- Slug: `1e37905` (address key hash: `1e3790598210585645916e602a7c4d4d3da8a825`)
- Postcode: CO10 2GN
- Transactions on record: 1

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms (EPC estimate): 1
- Floor area: 55 m²
- EPC rating: C
- Year built: England and Wales: 2003-2006
- Last sold: £197,000 Apr 2019
- Price per m²: £3,582/m²
- Local average: £295,936 (55 sales)
- Street crime: 166 incidents within 1 mile (Mar 2026)

## Latest sale

- Price: £197,000
- Date: 2019-04-12
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Current heating cost:** £326/year
- **Est. upgrade cost to C:** £9,500

### Recommendations
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9390-2353-4200-2292-8171)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2019-04-12 | £197,000 | Semi-detached | — | £226,084 (to February 2026) | [View](http://87.117.209.195:8080/house-prices/87e1551e-892a-6405-e053-6c04a8c0b2ee) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 1 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £197,000 | 12/04/2019 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 5 REDDELLS CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2PW | £240,000 | 12/12/2025 | Semi-detached |
| 17 THE CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2QA | £235,000 | 15/11/2024 | Semi-detached |
| 36 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £200,000 | 28/09/2023 | Semi-detached |
| 41 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £219,000 | 21/11/2022 | Semi-detached |
| 21 BANHAM DRIVE, SUDBURY, BABERGH, SUFFOLK, CO10 2GN | £190,000 | 26/08/2022 | Semi-detached |
| 22 UPPER EAST STREET, SUDBURY, BABERGH, SUFFOLK, CO10 1UB | £226,000 | 01/08/2022 | Semi-detached |
| 9 FIELDS VIEW, SUDBURY, BABERGH, SUFFOLK, CO10 1BJ | £325,000 | 27/05/2022 | Semi-detached |
| 34 CONSTITUTION HILL, SUDBURY, BABERGH, SUFFOLK, CO10 2PT | £342,500 | 27/05/2022 | Semi-detached |
| 4 THE CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2QA | £295,000 | 03/03/2022 | Semi-detached |
| 8 REDDELLS CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2PW | £282,500 | 29/09/2021 | Semi-detached |
| 5 HARES WALK, SUDBURY, BABERGH, SUFFOLK, CO10 1BL | £255,000 | 05/08/2021 | Semi-detached |
| 7 REDDELLS CLOSE, SUDBURY, BABERGH, SUFFOLK, CO10 2PW | £330,000 | 28/06/2021 | Semi-detached |

**Area average:** £261,667 (12 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 3.6%
- **10y growth:** 3.4%

## House Price Index (HM Land Registry)

*Official index for Babergh; Semi-detached series; as of February 2026.*

- **1y growth (index):** 1.5%
- **5y growth (index):** 10.4%
- **10y growth (index):** 29.9%

## Rental Range

*ONS Price Index of Private Rents (Babergh). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £873/mo
- **Realistic:** £970/mo
- **Optimistic:** £1,067/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bury St Edmunds (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area, preferring 1-bedroom lets (EPC estimate for this property). Listings without a bedroom count may still appear — check the Beds column. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 1 Bed Flat, Sudbury, CO10 | £1,000/mo | 1 | 0.24 miles | OpenRent |
| 1 Bed Terraced House, Newton Croft, CO10 | £875/mo | 1 | 0.32 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £875/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £895/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Flat, Station Road, CO10 | £950/mo | 1 | 0.42 miles | OpenRent |
| 1 Bed Bungalow, Bures Road, CO10 | £825/mo | 1 | 0.79 miles | OpenRent |
| 1 Bed Flat, Dove House Meadow, CO10 | £875/mo | 1 | 1.02 miles | OpenRent |

**Average rent: £899/mo (7 listings)**

## 1% Rule

- **Rent ratio:** 0.44% (weak for cashflow)
- **Max investor price (0.8%):** £109,375
- **Target investor price (1%):** £87,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £875/mo).*

- **Gross yield:** 5.3%
- **Cost-to-rent:** 18.8×
- **Monthly cashflow:** £-13/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -0.3%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 70 |
| Criminal damage and arson | 26 |
| Shoplifting | 18 |
| Anti-social behaviour | 17 |
| Public order | 10 |
| Drugs | 8 |
| Other theft | 4 |
| Vehicle crime | 4 |
| Possession of weapons | 3 |
| Robbery | 3 |
| Other crime | 2 |
| Burglary | 1 |
| **Total incidents** | **166** |

*Within 1 mile during Mar 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Tudor Church of England Primary School, Sudbury | Primary | 0.3 miles | Good — 11 Jun 2018 |
| Ormiston Sudbury Academy | Secondary | 0.4 miles | Requires improvement — 18 Oct 2023 |
| St Joseph's Roman Catholic Primary School | Primary | 0.5 miles | Good — 6 Sep 2017 |
| Hillside Special School | Other | 0.5 miles | Outstanding — 12 Feb 2014 |
| Woodhall Primary School | Primary | 0.6 miles | Good — 8 Jan 2020 |