# 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA

## Property details

- Slug: `1dd7158` (address key hash: `1dd7158672eea1aeab9f8e3bc63eed8a08c32290`)
- Postcode: M27 4EA
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 3
- Floor area: 147 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £440,000 Feb 2026
- Price per m²: £2,993/m²
- Local average: £266,934 (76 sales)
- Street crime: 2 incidents within 1 mile (May 2026)

## Latest sale

- Price: £440,000
- Date: 2026-02-06
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 30/09/2030
- **Current heating cost:** £1,159/year
- **Est. upgrade cost to C:** £11,900

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6911-0170-9002-0300-1692)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £440,000 | Semi-detached | +14.3% | £452,536 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-5a4a-d8ea-e063-4704a8c0bf7d) |
| Sold | 2021-03-05 | £385,000 | Semi-detached | +132.6% | £488,238 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/c18f412b-0c17-81a6-e053-6b04a8c0ad18) |
| Sold | 2017-02-16 | £165,500 | Semi-detached | — | £296,259 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c4edfff-97b1-1854-e050-a8c063054f34) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £440,000 | 06/02/2026 | Semi-detached |
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £385,000 | 05/03/2021 | Semi-detached |
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £165,500 | 16/02/2017 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167669252](http://87.117.209.195:8080/listings/876dfb1)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £440,000 |
| listed | 2025-10-01 | £450,000 |
| sold | 2021-01-01 | £385,000 |
| sold | 2017-01-01 | £165,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE | £265,000 | 28/11/2025 | Semi-detached |
| 24 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED | £237,000 | 20/10/2025 | Semi-detached |
| 5 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £310,000 | 13/08/2025 | Semi-detached |
| 142 MANCHESTER ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EP | £652,000 | 26/06/2025 | Semi-detached |
| 12 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB | £211,500 | 17/11/2023 | Semi-detached |
| 41 NORTH DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FF | £235,000 | 19/05/2023 | Semi-detached |
| 36 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB | £222,000 | 03/10/2022 | Semi-detached |
| 8 PORTLAND ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EQ | £600,000 | 01/09/2022 | Semi-detached |
| 11 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE | £240,000 | 30/08/2022 | Semi-detached |
| 3 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £325,000 | 08/07/2022 | Semi-detached |
| 5 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED | £227,000 | 24/06/2022 | Semi-detached |
| 5 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE | £160,000 | 20/01/2022 | Semi-detached |
| 2 CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EF | £270,000 | 13/01/2022 | Semi-detached |
| 20 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE | £200,000 | 07/09/2021 | Semi-detached |

**Area average:** £296,750 (14 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Maldon Crescent, Swinton, Manchester, Greater Manchester, M27](http://87.117.209.195:8080/listings/534c1a1) | £210,000 | 3 | Semi-detached | 0.59 mi |
| [Sunningdale Drive, Salford, Manchester, M6](http://87.117.209.195:8080/listings/6546850) | £250,000 | 3 | Semi-detached | 0.65 mi |
| [Manor Road, South Swinton Manchester](http://87.117.209.195:8080/listings/18a6139) | £245,000 | 3 | Semi-detached | 0.68 mi |
| [Carr Street, Swinton, Manchester, Greater Manchester, M27](http://87.117.209.195:8080/listings/0145c0f) | £270,000 | 3 | Semi-detached | 0.99 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.4%
- **10y growth:** 69.2%

## House Price Index (HM Land Registry)

*Official index for Salford; Semi-detached series; as of April 2026.*

- **1y growth (index):** -2.1%
- **5y growth (index):** 29.4%
- **10y growth (index):** 98.4%

## Rental Range

*ONS Price Index of Private Rents (Salford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,046/mo
- **Realistic:** £1,162/mo
- **Optimistic:** £1,278/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hillside Drive, M27 | £1,300/mo | 3 | 0.81 miles | OpenRent |
| 3 Bed Terraced House, Worsley Street, M27 | £1,295/mo | 3 | 0.93 miles | OpenRent |

**Average rent: £1,298/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £162,250
- **Target investor price (1%):** £129,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,298/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.3×
- **Monthly cashflow:** £-590/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Augustine's CofE Primary School | Primary | 0.2 miles | Good — 8 Feb 2022 |
| Grosvenor Road Primary School | Primary | 0.2 miles | Good — 10 Mar 2015 |
| Springwood Primary School | Other | 0.3 miles | Good — 11 Jul 2014 |
| St Mary's RC Primary School | Primary | 0.3 miles | Good — 26 Jun 2023 |
| Barton Moss Education Centre | Other | 0.6 miles | — (No rating) |