Semi-Detached 3 sales on record

19 TEMPLE DRIVE

SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA

£440,000

Location

Map view View on Google Maps View on OpenStreetMap Street View M27 4EA

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Manchester Road/Victoria Park	0.1 miles
Shop	Asda	0.6 miles
Train station	Swinton (Manchester)	0.6 miles
Hospital	Salford Gastric Bypass Surgery	2.0 miles
University	UCEN Manchester (City Campus)	3.6 miles

Property details

Tenure

Leasehold

Property type

Semi-detached

Bedrooms

Bathrooms

Floor area

147 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£440,000 Feb 2026

Price per m²

£2,993/m²

Local average

£266,934 (76 sales)

Street crime

2 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 01/10/2020

Expiry date: 30/09/2030

Current heating cost: £1,159/year

Potential heating cost: £851/year

Est. upgrade cost to C: £11,900

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

Cavity wall insulation (£500 - £1,500)
Floor insulation (suspended floor) (£800 - £1,200)
Upgrade heating controls (£350 - £450)
Solar water heating (£4,000 - £6,000)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	06/02/2026	£440,000	Semi-detached	+14.3%	£452,536 to April 2026	View transaction
Sold	05/03/2021	£385,000	Semi-detached	+132.6%	£488,238 to April 2026	View transaction
Sold	16/02/2017	£165,500	Semi-detached	—	£296,259 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£440,000
listed	01/10/2025	£450,000
sold	01/01/2021	£385,000
sold	01/01/2017	£165,500

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
14 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE	£265,000	28/11/2025	Semi-detached
24 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED	£237,000	20/10/2025	Semi-detached
5 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA	£310,000	13/08/2025	Semi-detached
142 MANCHESTER ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EP	£652,000	26/06/2025	Semi-detached
12 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB	£211,500	17/11/2023	Semi-detached
41 NORTH DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FF	£235,000	19/05/2023	Semi-detached
36 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB	£222,000	03/10/2022	Semi-detached
8 PORTLAND ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EQ	£600,000	01/09/2022	Semi-detached
11 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE	£240,000	30/08/2022	Semi-detached
3 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA	£325,000	08/07/2022	Semi-detached
5 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED	£227,000	24/06/2022	Semi-detached
5 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE	£160,000	20/01/2022	Semi-detached
2 CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EF	£270,000	13/01/2022	Semi-detached
20 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE	£200,000	07/09/2021	Semi-detached

Area average: £296,750 (14 sales)

For sale comparables

Active for-sale listings within 1 mile, matched to the same property type and bedroom count.

Address	Price	Beds	Type	Distance
Maldon Crescent, Swinton, Manchester, Greater Manchester, M27	£210,000	3	Semi-detached	0.59 mi
Sunningdale Drive, Salford, Manchester, M6	£250,000	3	Semi-detached	0.65 mi
Manor Road, South Swinton Manchester	£245,000	3	Semi-detached	0.68 mi
Carr Street, Swinton, Manchester, Greater Manchester, M27	£270,000	3	Semi-detached	0.99 mi

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 16.9%

10y growth 71.8%

House Price Index (HM Land Registry — official index, not sold-price averages): Salford. Series: Semi-detached. As of April 2026.

1y (index) -2.1%

5y (index) 29.4%

10y (index) 98.4%

Rental Range

Estimated market rent for Salford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,046/mo

Realistic £1,162/mo

Optimistic £1,278/mo

Based on Local Authority from postcode lookup → Salford.

LHA (30th percentile) floor for Bolton and Bury: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Hillside Drive, M27	£1,300/mo	3	0.81 miles	OpenRent
3 Bed Terraced House, Worsley Street, M27	£1,295/mo	3	0.93 miles	OpenRent

Average rent: £1,298/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.3%

Max investor price (0.8%) £162,250

Target investor price (1%) £129,800

Gross yield 3.5%

Cost-to-rent ratio 28.3×

Monthly cashflow £-590/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -5.5%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	2
Total incidents	2

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Augustine's CofE Primary School	Primary	0.2 miles	Good — 8 Feb 2022
Grosvenor Road Primary School	Primary	0.2 miles	Good — 10 Mar 2015
Springwood Primary School	Other	0.3 miles	Good — 11 Jul 2014
St Mary's RC Primary School	Primary	0.3 miles	Good — 26 Jun 2023
Barton Moss Education Centre	Other	0.6 miles	— (No rating)

FENSA

No FENSA certificates found for this address.

# 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA

## Property details

- Slug: `1dd7158` (address key hash: `1dd7158672eea1aeab9f8e3bc63eed8a08c32290`)
- Postcode: M27 4EA
- Transactions on record: 3

- Tenure: Leasehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 3
- Floor area: 147 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £440,000 Feb 2026
- Price per m²: £2,993/m²
- Local average: £266,934 (76 sales)
- Street crime: 2 incidents within 1 mile (May 2026)

## Latest sale

- Price: £440,000
- Date: 2026-02-06
- Type: S
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 30/09/2030
- **Current heating cost:** £1,159/year
- **Est. upgrade cost to C:** £11,900

### Recommendations
- B (£500 - £1,500)
- W1 (£800 - £1,200)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/6911-0170-9002-0300-1692)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £440,000 | Semi-detached | +14.3% | £452,536 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-5a4a-d8ea-e063-4704a8c0bf7d) |
| Sold | 2021-03-05 | £385,000 | Semi-detached | +132.6% | £488,238 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/c18f412b-0c17-81a6-e053-6b04a8c0ad18) |
| Sold | 2017-02-16 | £165,500 | Semi-detached | — | £296,259 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c4edfff-97b1-1854-e050-a8c063054f34) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £440,000 | 06/02/2026 | Semi-detached |
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £385,000 | 05/03/2021 | Semi-detached |
| 19 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £165,500 | 16/02/2017 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [167669252](http://87.117.209.195:8080/listings/876dfb1)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £440,000 |
| listed | 2025-10-01 | £450,000 |
| sold | 2021-01-01 | £385,000 |
| sold | 2017-01-01 | £165,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 14 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE | £265,000 | 28/11/2025 | Semi-detached |
| 24 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED | £237,000 | 20/10/2025 | Semi-detached |
| 5 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £310,000 | 13/08/2025 | Semi-detached |
| 142 MANCHESTER ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EP | £652,000 | 26/06/2025 | Semi-detached |
| 12 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB | £211,500 | 17/11/2023 | Semi-detached |
| 41 NORTH DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FF | £235,000 | 19/05/2023 | Semi-detached |
| 36 GOODWOOD DRIVE, PENDLEBURY, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4HB | £222,000 | 03/10/2022 | Semi-detached |
| 8 PORTLAND ROAD, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 5EQ | £600,000 | 01/09/2022 | Semi-detached |
| 11 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE | £240,000 | 30/08/2022 | Semi-detached |
| 3 TEMPLE DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EA | £325,000 | 08/07/2022 | Semi-detached |
| 5 WEST DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4ED | £227,000 | 24/06/2022 | Semi-detached |
| 5 WEST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EE | £160,000 | 20/01/2022 | Semi-detached |
| 2 CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4EF | £270,000 | 13/01/2022 | Semi-detached |
| 20 EAST CENTRAL DRIVE, SWINTON, MANCHESTER, SALFORD, GREATER MANCHESTER, M27 4FE | £200,000 | 07/09/2021 | Semi-detached |

**Area average:** £296,750 (14 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Maldon Crescent, Swinton, Manchester, Greater Manchester, M27](http://87.117.209.195:8080/listings/534c1a1) | £210,000 | 3 | Semi-detached | 0.59 mi |
| [Sunningdale Drive, Salford, Manchester, M6](http://87.117.209.195:8080/listings/6546850) | £250,000 | 3 | Semi-detached | 0.65 mi |
| [Manor Road, South Swinton Manchester](http://87.117.209.195:8080/listings/18a6139) | £245,000 | 3 | Semi-detached | 0.68 mi |
| [Carr Street, Swinton, Manchester, Greater Manchester, M27](http://87.117.209.195:8080/listings/0145c0f) | £270,000 | 3 | Semi-detached | 0.99 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 16.9%
- **10y growth:** 71.8%

## House Price Index (HM Land Registry)

*Official index for Salford; Semi-detached series; as of April 2026.*

- **1y growth (index):** -2.1%
- **5y growth (index):** 29.4%
- **10y growth (index):** 98.4%

## Rental Range

*ONS Price Index of Private Rents (Salford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,046/mo
- **Realistic:** £1,162/mo
- **Optimistic:** £1,278/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Bolton and Bury (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Hillside Drive, M27 | £1,300/mo | 3 | 0.81 miles | OpenRent |
| 3 Bed Terraced House, Worsley Street, M27 | £1,295/mo | 3 | 0.93 miles | OpenRent |

**Average rent: £1,298/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.3% (weak for cashflow)
- **Max investor price (0.8%):** £162,250
- **Target investor price (1%):** £129,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,298/mo).*

- **Gross yield:** 3.5%
- **Cost-to-rent:** 28.3×
- **Monthly cashflow:** £-590/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -5.5%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 2 |
| **Total incidents** | **2** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Augustine's CofE Primary School | Primary | 0.2 miles | Good — 8 Feb 2022 |
| Grosvenor Road Primary School | Primary | 0.2 miles | Good — 10 Mar 2015 |
| Springwood Primary School | Other | 0.3 miles | Good — 11 Jul 2014 |
| St Mary's RC Primary School | Primary | 0.3 miles | Good — 26 Jun 2023 |
| Barton Moss Education Centre | Other | 0.6 miles | — (No rating) |