Semi-Detached

38 VICTORIA ROAD NORTH

WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DS

£335,000

Location

Map view View on Google Maps View on OpenStreetMap Street View LA23 2DS

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	School Knott Shops	0.2 miles
Shop	Windermere Convenience Store	0.3 miles
Train station	Windermere	0.7 miles
University	University of Cumbria	5.2 miles
Hospital	Westmorland General Hospital	7.9 miles

Property details

Tenure

Freehold

Property type

Semi-detached

Last sold

£335,000 Jun 2026

Local average

£383,375 (8 sales)

Street crime

28 incidents within 1 mile (Aug 2026)

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	30/06/2026	£335,000	Semi-detached	—	£338,906 to July 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
47 THORNTHWAITE ROAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DN	£330,000	28/11/2025	Semi-detached
7 FAIRFIELD ROAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DR	£262,000	31/03/2025	Semi-detached
5 LANE HEAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DW	£415,000	12/12/2023	Semi-detached
22 FAIRFIELD ROAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DR	£144,000	22/12/2022	Semi-detached
32 VICTORIA ROAD NORTH, WINDERMERE, SOUTH LAKELAND, CUMBRIA, LA23 2DS	£326,000	04/10/2022	Semi-detached
26 FAIRFIELD ROAD, WINDERMERE, SOUTH LAKELAND, CUMBRIA, LA23 2DR	£370,000	25/07/2022	Semi-detached
8 FAIRFIELD ROAD, WINDERMERE, SOUTH LAKELAND, CUMBRIA, LA23 2DR	£332,000	07/12/2021	Semi-detached

Area average: £311,286 (7 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -18.2%

10y growth 52.9%

House Price Index (HM Land Registry — official index, not sold-price averages): North West. Series: Semi-detached. As of July 2026.

1y (index) 5.2%

5y (index) 30.7%

10y (index) 62.1%

Rental Range

Estimated market rent for North West. Low = conservative, Realistic = average, Optimistic = best case.

Low £878/mo

Realistic £975/mo

Optimistic £1,073/mo

Based on Region from postcode lookup → North West.

LHA (30th percentile) floor for North Cumbria: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Thwaites Lee, LA23	£850/mo	2	0.27 miles	OpenRent
3 Bed Detached House, Thornbarrow Road, LA23	£3,000/mo	3	0.57 miles	OpenRent
3 Bed Detached House, Thornbarrow Road, LA23	£3,000/mo	3	0.57 miles	OpenRent
3 Bed Semi-Detached House, Queen's Drive, LA23	£1,195/mo	3	0.57 miles	OpenRent
5 Bed Detached House, Queens Drive, LA23	£5,500/mo	5	0.6 miles	OpenRent
1 Bed Flat, Craig Walk, LA23	£700/mo	1	0.89 miles	OpenRent
1 Bed Flat, Craig Walk, LA23	£760/mo	1	0.89 miles	OpenRent
2 Bed Flat, Craig Walk, LA23	£920/mo	2	0.96 miles	OpenRent
1 Bed Flat, Lake Road, LA23	£750/mo	1	0.96 miles	OpenRent
1 Bed Flat, Bowness-On-Windermere, LA23	£750/mo	1	0.99 miles	OpenRent

Average rent: £1,743/mo (10 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.26%

Max investor price (0.8%) £110,625

Target investor price (1%) £88,500

Gross yield 3.2%

Cost-to-rent ratio 31.5×

Monthly cashflow £-548/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -6.8%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Registered land (INSPIRE)

INSPIRE registered land data is not available for this location yet.

Street-level crime

Category	Count
Violence and sexual offences	18
Criminal damage and arson	4
Other theft	2
Shoplifting	2
Drugs	1
Public order	1
Total incidents	28

Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Martin & St Mary Church of England Primary School	Primary	0.5 miles	Good — 18 Nov 2014
St Cuthberts Catholic Primary School, Windermere	Primary	0.6 miles	Requires improvement — 15 Jan 2024
Goodly Dale Primary School	Primary	0.8 miles	— (Inspected (no overall grade))
The Lakes School	Secondary	1.8 miles	Good — 6 Jan 2020
Windermere School	Other	3.2 miles	— (No rating)

FENSA

Window and door installation certificates found for this address.

Issued	Work completed	Windows	Doors
01/08/2021	16/07/2021	3	—
22/06/2009	09/04/2009	—	1

# 38 VICTORIA ROAD NORTH, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DS

## Property details

- Slug: `1cf0784` (address key hash: `1cf07849b0ca03a29c782a8b520dd1990843a870`)
- Postcode: LA23 2DS
- Transactions on record: 1

- Tenure: Freehold
- Property type: Semi-detached
- Last sold: £335,000 Jun 2026
- Local average: £383,375 (8 sales)
- Street crime: 28 incidents within 1 mile (Aug 2026)

## Latest sale

- Price: £335,000
- Date: 2026-06-30
- Type: S
- Tenure: F

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-06-30 | £335,000 | Semi-detached | — | £338,906 (to July 2026) | [View](http://87.117.209.195:8080/house-prices/5834e4e8-84d0-29c7-e063-4804a8c015bc) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 38 VICTORIA ROAD NORTH, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DS | £335,000 | 30/06/2026 | Semi-detached |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 47 THORNTHWAITE ROAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DN | £330,000 | 28/11/2025 | Semi-detached |
| 7 FAIRFIELD ROAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DR | £262,000 | 31/03/2025 | Semi-detached |
| 5 LANE HEAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DW | £415,000 | 12/12/2023 | Semi-detached |
| 22 FAIRFIELD ROAD, WINDERMERE, WESTMORLAND AND FURNESS, LA23 2DR | £144,000 | 22/12/2022 | Semi-detached |
| 32 VICTORIA ROAD NORTH, WINDERMERE, SOUTH LAKELAND, CUMBRIA, LA23 2DS | £326,000 | 04/10/2022 | Semi-detached |
| 26 FAIRFIELD ROAD, WINDERMERE, SOUTH LAKELAND, CUMBRIA, LA23 2DR | £370,000 | 25/07/2022 | Semi-detached |
| 8 FAIRFIELD ROAD, WINDERMERE, SOUTH LAKELAND, CUMBRIA, LA23 2DR | £332,000 | 07/12/2021 | Semi-detached |

**Area average:** £311,286 (7 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -18.2%
- **10y growth:** 52.9%

## House Price Index (HM Land Registry)

*Official index for North West; Semi-detached series; as of July 2026.*

- **1y growth (index):** 5.2%
- **5y growth (index):** 30.7%
- **10y growth (index):** 62.1%

## Rental Range

*ONS Price Index of Private Rents (North West). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £878/mo
- **Realistic:** £975/mo
- **Optimistic:** £1,073/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for North Cumbria (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Thwaites Lee, LA23 | £850/mo | 2 | 0.27 miles | OpenRent |
| 3 Bed Detached House, Thornbarrow Road, LA23 | £3,000/mo | 3 | 0.57 miles | OpenRent |
| 3 Bed Detached House, Thornbarrow Road, LA23 | £3,000/mo | 3 | 0.57 miles | OpenRent |
| 3 Bed Semi-Detached House, Queen's Drive, LA23 | £1,195/mo | 3 | 0.57 miles | OpenRent |
| 5 Bed Detached House, Queens Drive, LA23 | £5,500/mo | 5 | 0.6 miles | OpenRent |
| 1 Bed Flat, Craig Walk, LA23 | £700/mo | 1 | 0.89 miles | OpenRent |
| 1 Bed Flat, Craig Walk, LA23 | £760/mo | 1 | 0.89 miles | OpenRent |
| 2 Bed Flat, Craig Walk, LA23 | £920/mo | 2 | 0.96 miles | OpenRent |
| 1 Bed Flat, Lake Road, LA23 | £750/mo | 1 | 0.96 miles | OpenRent |
| 1 Bed Flat, Bowness-On-Windermere, LA23 | £750/mo | 1 | 0.99 miles | OpenRent |

**Average rent: £1,743/mo (10 listings)**

## 1% Rule

- **Rent ratio:** 0.26% (weak for cashflow)
- **Max investor price (0.8%):** £110,625
- **Target investor price (1%):** £88,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £885/mo).*

- **Gross yield:** 3.2%
- **Cost-to-rent:** 31.5×
- **Monthly cashflow:** £-548/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -6.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 18 |
| Criminal damage and arson | 4 |
| Other theft | 2 |
| Shoplifting | 2 |
| Drugs | 1 |
| Public order | 1 |
| **Total incidents** | **28** |

*Within 1 mile during Aug 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Martin & St Mary Church of England Primary School | Primary | 0.5 miles | Good — 18 Nov 2014 |
| St Cuthberts Catholic Primary School, Windermere | Primary | 0.6 miles | Requires improvement — 15 Jan 2024 |
| Goodly Dale Primary School | Primary | 0.8 miles | — (Inspected (no overall grade)) |
| The Lakes School | Secondary | 1.8 miles | Good — 6 Jan 2020 |
| Windermere School | Other | 3.2 miles | — (No rating) |

## FENSA Certificates

This property has 2 FENSA certificate(s) on record.

### FENSA Certificate #14711551
- **Address:** 38 Victoria Road North, WINDERMERE, LA23 2DS
- **Certificate Issued:** 01/08/2021
- **Work Completed:** 16/07/2021
- **Items:** 3 window(s)

### FENSA Certificate #6638869
- **Address:** 38 Victoria Road North, WINDERMERE, LA23 2DS
- **Certificate Issued:** 22/06/2009
- **Work Completed:** 09/04/2009
- **Items:** 1 door(s)