# 77 SPENCER ROAD, NORWICH, NORFOLK, NR6 6DG

## Property details

- Slug: `1bce55d` (address key hash: `1bce55de6f01adead45ffe5f6f07f6a91a3feeb4`)
- Postcode: NR6 6DG
- Transactions on record: 2

- Tenure: Freehold
- Property type: Semi-detached
- Bedrooms: 3
- Bathrooms: 1
- Floor area: 84 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £230,000 Feb 2026
- Price per m²: £2,738/m²
- Local average: £275,609 (40 sales)
- Street crime: 121 incidents within 1 mile (May 2026)

## Latest sale

- Price: £230,000
- Date: 2026-02-06
- Type: S
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 05/09/2033
- **Current heating cost:** £2,012/year
- **Est. upgrade cost to C:** £17,100

### Recommendations
- W2 (£4,000 - £6,000)
- I (£2,200 - £3,000)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9037-1921-2200-0506-9202)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-02-06 | £230,000 | Semi-detached | +70.4% | £240,354 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/4c1b673f-6e39-d8ea-e063-4704a8c0bf7d) |
| Sold | 2009-05-29 | £135,000 | Semi-detached | — | £282,457 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/031d1df6-eb9b-4697-a906-56943c76436a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 77 SPENCER ROAD, NORWICH, NORFOLK, NR6 6DG | £230,000 | 06/02/2026 | Semi-detached |
| 77 SPENCER ROAD, NORWICH, NORFOLK, NR6 6DG | £135,000 | 29/05/2009 | Semi-detached |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [172033922](http://87.117.209.195:8080/listings/a73a8a2)

| Event | Date | Price |
|-------|------|-------|
| listed | 2026-02-09 | £1,250 |
| sold | 2026-01-01 | £230,000 |
| sold | 2009-01-01 | £135,000 |
| sold | 2007-01-01 | £131,500 |
| sold | 2002-01-01 | £97,950 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 9 STIRLING ROAD, NORWICH, NORFOLK, NR6 6GE | £290,000 | 24/10/2025 | Semi-detached |
| 3 BEAUFORT CLOSE, NORWICH, NORFOLK, NR6 6GA | £300,000 | 28/07/2023 | Semi-detached |
| 42 SPENCER ROAD, NORWICH, NORFOLK, NR6 6DF | £210,000 | 17/04/2023 | Semi-detached |
| 32 PENNYROYAL, NORWICH, NORFOLK, NR6 6JQ | £200,000 | 07/10/2022 | Semi-detached |
| 12 ROSEBAY CLOSE, NORWICH, NORFOLK, NR6 6DX | £245,000 | 16/09/2022 | Semi-detached |
| 23 BEAUFORT CLOSE, NORWICH, NORFOLK, NR6 6GA | £306,000 | 25/08/2022 | Semi-detached |
| 23 OULTON ROAD, NORWICH, NORFOLK, NR6 6DE | £193,000 | 13/04/2022 | Semi-detached |
| 11 STIRLING ROAD, NORWICH, NORFOLK, NR6 6GE | £285,000 | 28/03/2022 | Semi-detached |
| 23 BEAUFORT CLOSE, NORWICH, NORFOLK, NR6 6GA | £315,000 | 24/02/2022 | Semi-detached |
| 24 SPENCER ROAD, NORWICH, NORFOLK, NR6 6DF | £212,000 | 10/02/2022 | Semi-detached |
| 7 HEYFORD ROAD, NORWICH, NORFOLK, NR6 6GB | £250,000 | 29/09/2021 | Semi-detached |
| 16 PENNYROYAL, NORWICH, NORFOLK, NR6 6JQ | £185,000 | 20/08/2021 | Semi-detached |

**Area average:** £249,250 (12 sales)

## For sale comparables

*Active for-sale listings within 1 mile, matched to the same property type and bedroom count.*

| Address | Price | Beds | Type | Distance |
|---------|-------|------|------|----------|
| [Holt Road, Hellesdon, Norwich](http://87.117.209.195:8080/listings/a80d178) | £250,000 | 3 | Semi-detached | 0.71 mi |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 8.4%
- **10y growth:** 35.5%

## House Price Index (HM Land Registry)

*Official index for Norwich; Semi-detached series; as of April 2026.*

- **1y growth (index):** 4.3%
- **5y growth (index):** 16.9%
- **10y growth (index):** 37.1%

## Rental Range

*ONS Price Index of Private Rents (Norwich). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,037/mo
- **Realistic:** £1,152/mo
- **Optimistic:** £1,267/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Norfolk & Norwich (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed End Terrace, Oulton Rd, NR6 | £1,150/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Terraced House, Oulton Road, NR6 | £1,350/mo | 3 | 0.11 miles | OpenRent |
| 3 Bed Detached House, St Faiths Road, NR6 | £1,900/mo | 3 | 0.3 miles | OpenRent |
| 3 Bed Terraced House, Bussey Road, NR6 | £1,250/mo | 3 | 0.34 miles | OpenRent |
| 3 Bed Semi-Detached House, Silk Mill Road, NR6 | £1,300/mo | 3 | 0.45 miles | OpenRent |
| 3 Bed Terraced House, Spixworth Road, NR6 | £1,125/mo | 3 | 0.68 miles | OpenRent |

**Average rent: £1,346/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.55% (weak for cashflow)
- **Max investor price (0.8%):** £159,375
- **Target investor price (1%):** £127,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,275/mo).*

- **Gross yield:** 6.7%
- **Cost-to-rent:** 15×
- **Monthly cashflow:** £217/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.9%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 54 |
| Anti-social behaviour | 24 |
| Public order | 11 |
| Shoplifting | 10 |
| Criminal damage and arson | 8 |
| Drugs | 3 |
| Other crime | 3 |
| Other theft | 3 |
| Vehicle crime | 3 |
| Bicycle theft | 1 |
| Robbery | 1 |
| **Total incidents** | **121** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Include School Norfolk | Other | 0.3 miles | Good — 6 Jul 2023 |
| Hall School | Other | 0.3 miles | Good — 26 Nov 2014 |
| Garrick Green Infant School | Primary | 0.4 miles | — (Inspected (no overall grade)) |
| Catton Grove Primary School | Primary | 0.6 miles | Good — 14 Jun 2023 |
| Heather Avenue Infant School | Primary | 0.6 miles | — (Inspected (no overall grade)) |