# 194 LONDON ROAD, BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ

## Property details

- Slug: `1b51ed5` (address key hash: `1b51ed50a63a46b72d7a136f637a0fc8b7bf0466`)
- Postcode: GU19 5EZ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 89 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £440,000 Jan 2026
- Price per m²: £4,944/m²
- Local average: £395,938 (8 sales)
- Street crime: 47 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £440,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/09/2035
- **Current heating cost:** £1,102/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7435-5821-5500-0702-4226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £440,000 | Terraced | +48.1% | £428,729 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-6dc1-591c-e063-4704a8c00c31) |
| Sold | 2015-04-02 | £297,000 | Terraced | — | £392,691 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/93c36fe8-24f9-41fe-b128-028ec698411a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 194 LONDON ROAD, BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ | £440,000 | 23/01/2026 | Terraced |
| 194 LONDON ROAD, BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ | £297,000 | 02/04/2015 | Terraced |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.8%
- **10y growth:** 10.9%

## House Price Index (HM Land Registry)

*Official index for Surrey Heath; Terraced series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 11.9%
- **10y growth (index):** 21.2%

## Rental Range

*ONS Price Index of Private Rents (Surrey Heath). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,348/mo
- **Realistic:** £1,498/mo
- **Optimistic:** £1,648/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Blackwater Valley (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Wimbledon Road, GU15 | £1,650/mo | 3 | 0.83 miles | OpenRent |
| 3 Bed Semi-Detached House, Upper Collage Ride, GU15 | £2,000/mo | 3 | 0.94 miles | OpenRent |

**Average rent: £1,825/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.1×
- **Monthly cashflow:** £-115/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 16 |
| Anti-social behaviour | 10 |
| Criminal damage and arson | 8 |
| Other theft | 5 |
| Public order | 3 |
| Shoplifting | 2 |
| Bicycle theft | 1 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **47** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bagshot Infant School | Primary | 0.6 miles | Good — 5 Nov 2014 |
| Pine Ridge Infant School | Primary | 0.6 miles | Good — 12 May 2012 |
| Connaught Junior School | Primary | 0.7 miles | Outstanding — 18 Jul 2023 |
| Collingwood College | Secondary | 0.8 miles | Good — 14 Jun 2013 |
| Cordwalles Junior School | Primary | 0.9 miles | Good — 6 Feb 2017 |
