Terraced 2 sales on record

194 LONDON ROAD

BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ

£440,000

Location

Map view View on Google Maps View on OpenStreetMap Street View GU19 5EZ

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	Pennyhill Park	0.1 miles
Shop	Cotswold Outdoor	0.3 miles
Train station	Bagshot	1.1 miles
University	Royal Holloway University	7.9 miles

Property details

Tenure

Freehold

Property type

Terraced

Floor area

89 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£440,000 Jan 2026

Price per m²

£4,944/m²

Local average

£395,938 (8 sales)

Street crime

47 incidents within 1 mile (Apr 2026)

EPC Rating & Upgrade Cost

Current rating: D

Potential rating: C

Inspection date: 22/09/2025

Expiry date: 21/09/2035

Current heating cost: £1,102/year

Potential heating cost: £694/year

Est. upgrade cost to C: £25,750

EPC D or below may face future regulation risk. Upgrading to C could improve long-term ROI.

Recommendations

50 mm internal or external wall insulation (£7,500 - £11,000)
Floor insulation (solid floor) (£5,000 - £10,000)
Solar photovoltaic panels, 2.5 kWp (£8,000 - £10,000)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	23/01/2026	£440,000	Terraced	+48.1%	£428,729 to March 2026	View transaction
Sold	02/04/2015	£297,000	Terraced	—	£392,691 to March 2026	View transaction

Historic listings

No historic listing events could be matched to the sales on record for this address. We only show events where a listing page could be linked to a Land Registry sale here.

Sold comparables

No comparable sales found in this area for the last 5 years.

For sale comparables

No active for-sale comparables found within 1 mile for the same property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth -1.8%

10y growth 8.7%

House Price Index (HM Land Registry — official index, not sold-price averages): Surrey Heath. Series: Terraced. As of March 2026.

1y (index) 2.5%

5y (index) 11.9%

10y (index) 21.2%

Rental Range

Estimated market rent for Surrey Heath. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,348/mo

Realistic £1,498/mo

Optimistic £1,648/mo

Based on Local Authority from postcode lookup → Surrey Heath.

LHA (30th percentile) floor for Blackwater Valley: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
3 Bed Semi-Detached House, Wimbledon Road, GU15	£1,650/mo	3	0.83 miles	OpenRent
3 Bed Semi-Detached House, Upper Collage Ride, GU15	£2,000/mo	3	0.94 miles	OpenRent

Average rent: £1,825/mo (2 listings)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.41%

Max investor price (0.8%) £228,125

Target investor price (1%) £182,500

Gross yield 5%

Cost-to-rent ratio 20.1×

Monthly cashflow £-115/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI -1.1%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Not in Flood Risk Area (no data)

Street-level crime

Category	Count
Violence and sexual offences	16
Anti-social behaviour	10
Criminal damage and arson	8
Other theft	5
Public order	3
Shoplifting	2
Bicycle theft	1
Other crime	1
Possession of weapons	1
Total incidents	47

Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
Bagshot Infant School	Primary	0.6 miles	Good — 5 Nov 2014
Pine Ridge Infant School	Primary	0.6 miles	Good — 12 May 2012
Connaught Junior School	Primary	0.7 miles	Outstanding — 18 Jul 2023
Collingwood College	Secondary	0.8 miles	Good — 14 Jun 2013
Cordwalles Junior School	Primary	0.9 miles	Good — 6 Feb 2017

FENSA

No FENSA certificates found for this address.

# 194 LONDON ROAD, BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ

## Property details

- Slug: `1b51ed5` (address key hash: `1b51ed50a63a46b72d7a136f637a0fc8b7bf0466`)
- Postcode: GU19 5EZ
- Transactions on record: 2

- Tenure: Freehold
- Property type: Terraced
- Floor area: 89 m²
- EPC rating: D
- Year built: England and Wales: 1900-1929
- Last sold: £440,000 Jan 2026
- Price per m²: £4,944/m²
- Local average: £395,938 (8 sales)
- Street crime: 47 incidents within 1 mile (Apr 2026)

## Latest sale

- Price: £440,000
- Date: 2026-01-23
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** C
- **Expiry date:** 21/09/2035
- **Current heating cost:** £1,102/year
- **Est. upgrade cost to C:** £25,750

### Recommendations
- Q (£7,500 - £11,000)
- W2 (£5,000 - £10,000)
- U (£8,000 - £10,000)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/7435-5821-5500-0702-4226)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-01-23 | £440,000 | Terraced | +48.1% | £428,729 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/49e87c32-6dc1-591c-e063-4704a8c00c31) |
| Sold | 2015-04-02 | £297,000 | Terraced | — | £392,691 (to March 2026) | [View](http://87.117.209.195:8080/house-prices/93c36fe8-24f9-41fe-b128-028ec698411a) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 194 LONDON ROAD, BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ | £440,000 | 23/01/2026 | Terraced |
| 194 LONDON ROAD, BAGSHOT, SURREY HEATH, SURREY, GU19 5EZ | £297,000 | 02/04/2015 | Terraced |

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -1.8%
- **10y growth:** 8.7%

## House Price Index (HM Land Registry)

*Official index for Surrey Heath; Terraced series; as of March 2026.*

- **1y growth (index):** 2.5%
- **5y growth (index):** 11.9%
- **10y growth (index):** 21.2%

## Rental Range

*ONS Price Index of Private Rents (Surrey Heath). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,348/mo
- **Realistic:** £1,498/mo
- **Optimistic:** £1,648/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Blackwater Valley (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area. Bedroom counts vary — use the Beds column to compare like-for-like lets. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 3 Bed Semi-Detached House, Wimbledon Road, GU15 | £1,650/mo | 3 | 0.83 miles | OpenRent |
| 3 Bed Semi-Detached House, Upper Collage Ride, GU15 | £2,000/mo | 3 | 0.94 miles | OpenRent |

**Average rent: £1,825/mo (2 listings)**

## 1% Rule

- **Rent ratio:** 0.41% (weak for cashflow)
- **Max investor price (0.8%):** £228,125
- **Target investor price (1%):** £182,500

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,825/mo).*

- **Gross yield:** 5%
- **Cost-to-rent:** 20.1×
- **Monthly cashflow:** £-115/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** -1.1%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 16 |
| Anti-social behaviour | 10 |
| Criminal damage and arson | 8 |
| Other theft | 5 |
| Public order | 3 |
| Shoplifting | 2 |
| Bicycle theft | 1 |
| Other crime | 1 |
| Possession of weapons | 1 |
| **Total incidents** | **47** |

*Within 1 mile during Apr 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Bagshot Infant School | Primary | 0.6 miles | Good — 5 Nov 2014 |
| Pine Ridge Infant School | Primary | 0.6 miles | Good — 12 May 2012 |
| Connaught Junior School | Primary | 0.7 miles | Outstanding — 18 Jul 2023 |
| Collingwood College | Secondary | 0.8 miles | Good — 14 Jun 2013 |
| Cordwalles Junior School | Primary | 0.9 miles | Good — 6 Feb 2017 |