# 3 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER

## Property details

- Slug: `1a3727a` (address key hash: `1a3727aaad0d14d15227d84e8f4d769d29277cd1`)
- Postcode: PR7 3ER
- Transactions on record: 2

- Tenure: Leasehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 86 m²
- EPC rating: D
- Year built: England and Wales: 1930-1949
- Last sold: £145,000 Mar 2026
- Price per m²: £1,686/m²
- Local average: £165,595 (68 sales)
- Street crime: 351 incidents within 1 mile (May 2026)

## Latest sale

- Price: £145,000
- Date: 2026-03-19
- Type: T
- Tenure: L

## EPC Rating & Upgrade Cost

- **Current rating:** D
- **Potential rating:** B
- **Expiry date:** 17/06/2031
- **Est. upgrade cost to C:** £10,915

### Recommendations
- B (£500 - £1,500)
- E (£15)
- G (£350 - £450)
- N (£4,000 - £6,000)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/9188-3007-2206-3419-2204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-19 | £145,000 | Terraced | +26.1% | £143,531 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b84-20a7-b8d0-e063-4704a8c08d98) |
| Sold | 2021-12-02 | £115,000 | Terraced | — | £137,514 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/de2d0cdf-d228-51ee-e053-6c04a8c00671) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 3 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £145,000 | 19/03/2026 | Terraced |
| 3 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ER | £115,000 | 02/12/2021 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [168050234](http://87.117.209.195:8080/listings/d76868d)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £145,000 |
| listed | 2025-10-09 | £139,995 |
| sold | 2021-01-01 | £115,000 |
| sold | 2007-01-01 | £112,000 |
| sold | 2007-01-01 | £77,260 |
| sold | 1998-01-01 | £27,500 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 51 DUKE STREET, CHORLEY, LANCASHIRE, PR7 3DU | £110,000 | 16/01/2026 | Terraced |
| 9 SMITH STREET, CHORLEY, LANCASHIRE, PR7 3EJ | £122,000 | 09/01/2026 | Terraced |
| 14 MAPLEWOOD CLOSE, CHORLEY, LANCASHIRE, PR7 3BZ | £172,000 | 09/01/2026 | Terraced |
| 8 GRIME STREET, CHORLEY, LANCASHIRE, PR7 3EW | £140,000 | 08/01/2026 | Terraced |
| 58 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £162,500 | 05/01/2026 | Terraced |
| 43 BOLTON ROAD, CHORLEY, LANCASHIRE, PR7 3AU | £125,000 | 19/12/2025 | Terraced |
| 11 BOLTON ROAD, CHORLEY, LANCASHIRE, PR7 3AS | £113,750 | 07/04/2025 | Terraced |
| 54 DUKE STREET, CHORLEY, LANCASHIRE, PR7 3DT | £155,000 | 20/12/2024 | Terraced |
| 75 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £140,000 | 05/12/2023 | Terraced |
| 66 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £134,995 | 01/12/2023 | Terraced |
| 66 PILLING LANE, CHORLEY, LANCASHIRE, PR7 3ED | £134,995 | 01/12/2023 | Terraced |
| 3 GOULDING STREET, CHORLEY, LANCASHIRE, PR7 3EP | £110,000 | 03/11/2023 | Terraced |
| 10 LIGHTHURST AVENUE, CHORLEY, LANCASHIRE, PR7 3HY | £165,000 | 30/06/2023 | Terraced |
| 3 JACKSON STREET, CHORLEY, LANCASHIRE, PR7 3DZ | £130,500 | 21/04/2023 | Terraced |
| 21 BURLINGTON STREET, CHORLEY, LANCASHIRE, PR7 3AE | £116,000 | 14/04/2023 | Terraced |
| 18 CHEAM AVENUE, CHORLEY, LANCASHIRE, PR7 3AR | £135,000 | 03/02/2023 | Terraced |
| 1 SMITH STREET, CHORLEY, LANCASHIRE, PR7 3EJ | £113,000 | 31/01/2023 | Terraced |
| 5 ROSEWOOD CLOSE, CHORLEY, LANCASHIRE, PR7 3BX | £88,000 | 20/12/2022 | Terraced |
| 80 BOLTON ROAD, CHORLEY, LANCASHIRE, PR7 3ET | £174,995 | 02/12/2022 | Terraced |
| 3 CLYDESDALE DRIVE, CHORLEY, LANCASHIRE, PR7 3DN | £205,000 | 14/11/2022 | Terraced |

**Area average:** £137,387 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** -5.9%
- **10y growth:** 38.2%

## House Price Index (HM Land Registry)

*Official index for Chorley; Terraced series; as of April 2026.*

- **1y growth (index):** 5.6%
- **5y growth (index):** 22.4%
- **10y growth (index):** 57.4%

## Rental Range

*ONS Price Index of Private Rents (Chorley). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £701/mo
- **Realistic:** £779/mo
- **Optimistic:** £857/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Central Lancs (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Terraced House, Brooke St, PR6 | £810/mo | 2 | 0.39 miles | OpenRent |
| 2 Bed Terraced House, Hindley St, PR7 | £850/mo | 2 | 0.42 miles | OpenRent |
| 2 Bed Flat, Duxbury Gardens, PR7 | £950/mo | 2 | 0.48 miles | OpenRent |

**Average rent: £870/mo (3 listings)**

## 1% Rule

- **Rent ratio:** 0.59% (weak for cashflow)
- **Max investor price (0.8%):** £106,250
- **Target investor price (1%):** £85,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £850/mo).*

- **Gross yield:** 7%
- **Cost-to-rent:** 14.2×
- **Monthly cashflow:** £169/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.8%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Not in Flood Risk Area (no data)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 149 |
| Anti-social behaviour | 66 |
| Public order | 30 |
| Criminal damage and arson | 25 |
| Other theft | 20 |
| Shoplifting | 13 |
| Possession of weapons | 11 |
| Drugs | 10 |
| Burglary | 9 |
| Vehicle crime | 8 |
| Other crime | 5 |
| Bicycle theft | 3 |
| Theft from the person | 2 |
| **Total incidents** | **351** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| Duke Street Nursery School | Nursery | 0.2 miles | Outstanding — 18 Dec 2014 |
| Duke Street Primary School | Primary | 0.2 miles | Good — 8 Dec 2022 |
| Sacred Heart Catholic Primary School, Chorley | Primary | 0.3 miles | Good — 29 Nov 2013 |
| Mayfield School | Other | 0.3 miles | Good — 6 Dec 2012 |
| Albany Academy | Secondary | 0.4 miles | Good — 10 Jun 2024 |

## FENSA Certificates

This property has 1 FENSA certificate(s) on record.

### FENSA Certificate #9032494
- **Address:** 3 Pilling Lane, CHORLEY, PR7 3ER
- **Certificate Issued:** 20/08/2012
- **Work Completed:** 20/10/2010
- **Items:** 1 door(s)