# 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB

## Property details

- Slug: `19c4526` (address key hash: `19c45269ee10e3adc6593872268c11508819a336`)
- Postcode: CM2 0BB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £316,500 Mar 2026
- Price per m²: £4,587/m²
- Local average: £351,743 (55 sales)
- Street crime: 532 incidents within 1 mile (Jun 2026)

## Latest sale

- Price: £316,500
- Date: 2026-03-26
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 07/11/2034
- **Current heating cost:** £674/year
- **Est. upgrade cost to C:** £24,420

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0483-3943-7209-4584-6204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-26 | £316,500 | Terraced | +52.9% | £321,929 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f429-b8d0-e063-4704a8c08d98) |
| Sold | 2013-03-15 | £207,000 | Terraced | +228.6% | £377,316 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/02c87385-d7e1-4330-bc01-a5c731c7dff5) |
| Sold | 1999-04-26 | £63,000 | Terraced | — | £325,662 (to May 2026) | [View](http://87.117.209.195:8080/house-prices/130d2bf4-b830-4b45-b7b3-45e3ab727b19) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £316,500 | 26/03/2026 | Terraced |
| 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £207,000 | 15/03/2013 | Terraced |
| 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £63,000 | 26/04/1999 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170625494](http://87.117.209.195:8080/listings/a0ce7b4)
- Matched listing: [154486805](http://87.117.209.195:8080/listings/44c59fc)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £316,500 |
| sold | 2026-01-01 | £316,500 |
| listed | 2025-12-26 | £325,000 |
| listed | 2024-11-01 | £1,350 |
| sold | 2013-01-01 | £207,000 |
| sold | 2013-01-01 | £207,000 |
| sold | 2007-01-01 | £192,500 |
| sold | 2007-01-01 | £192,500 |
| sold | 1999-01-01 | £63,000 |
| sold | 1999-01-01 | £63,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ | £350,000 | 19/12/2025 | Terraced |
| 127 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £300,000 | 09/12/2025 | Terraced |
| 15 BELLE VUE, CHELMSFORD, ESSEX, CM2 0BD | £300,000 | 28/11/2025 | Terraced |
| 130 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £380,000 | 27/11/2025 | Terraced |
| 61 LOWER ANCHOR STREET, CHELMSFORD, ESSEX, CM2 0AU | £315,000 | 07/02/2025 | Terraced |
| 10 BELLE VUE, CHELMSFORD, ESSEX, CM2 0BD | £207,950 | 11/08/2023 | Terraced |
| 16 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GH | £200,000 | 31/07/2023 | Terraced |
| 163 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £450,000 | 08/06/2023 | Terraced |
| 5 BRADFORD STREET, CHELMSFORD, ESSEX, CM2 0BG | £425,000 | 25/11/2022 | Terraced |
| 149 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GW | £500,000 | 27/09/2022 | Terraced |
| 76 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £465,000 | 18/07/2022 | Terraced |
| 72 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ | £385,000 | 15/07/2022 | Terraced |
| 135 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £370,000 | 12/07/2022 | Terraced |
| 150 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £370,000 | 23/06/2022 | Terraced |
| 194 NEW LONDON ROAD, CHELMSFORD, ESSEX, CM2 0AR | £785,000 | 06/06/2022 | Terraced |
| 141 ROOKES CRESCENT, CHELMSFORD, ESSEX, CM1 3GN | £500,000 | 01/06/2022 | Terraced |
| 153 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GW | £332,000 | 20/05/2022 | Terraced |
| 27 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AY | £381,000 | 20/05/2022 | Terraced |
| 173 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £295,000 | 13/05/2022 | Terraced |
| 32 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ | £360,000 | 10/05/2022 | Terraced |

**Area average:** £383,548 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 19%
- **10y growth:** 3.1%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Terraced series; as of May 2026.*

- **1y growth (index):** 0.8%
- **5y growth (index):** 16.1%
- **10y growth (index):** 35.3%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Ashtree Crescent, CM1 | £1,600/mo | 2 | 0.4 miles | OpenRent |
| 2 Bed Flat, Parkway, CM2 | £3,295/mo | 2 | 0.5 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £1,800/mo | 2 | 0.57 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £2,800/mo | 2 | 0.57 miles | OpenRent |
| 2 Bed Flat, Wicks Place, CM1 | £1,775/mo | 2 | 0.62 miles | OpenRent |
| 2 Bed Flat, Hodge Court, CM1 | £1,400/mo | 2 | 0.8 miles | OpenRent |

**Average rent: £2,112/mo (6 listings)**

## 1% Rule

- **Rent ratio:** 0.56% (weak for cashflow)
- **Max investor price (0.8%):** £223,500
- **Target investor price (1%):** £178,800

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,788/mo).*

- **Gross yield:** 6.8%
- **Cost-to-rent:** 14.8×
- **Monthly cashflow:** £338/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 4.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 193 |
| Shoplifting | 86 |
| Anti-social behaviour | 70 |
| Public order | 33 |
| Criminal damage and arson | 31 |
| Other theft | 31 |
| Drugs | 27 |
| Vehicle crime | 19 |
| Burglary | 11 |
| Possession of weapons | 8 |
| Other crime | 6 |
| Robbery | 6 |
| Theft from the person | 6 |
| Bicycle theft | 5 |
| **Total incidents** | **532** |

*Within 1 mile during Jun 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Cedd's School | Other | 0.2 miles | — (No rating) |
| St Anne's School | Other | 0.2 miles | — (No rating) |
| Community College Initiative Ltd | Other | 0.2 miles | — (No rating) |
| Our Lady Immaculate Catholic Primary School | Primary | 0.3 miles | Good — 24 Jun 2013 |
| Chelmsford College | Other | 0.3 miles | — (No rating) |