Terraced 3 sales on record

149 UPPER BRIDGE ROAD

CHELMSFORD, ESSEX, CM2 0BB

£316,500

Location

Map view View on Google Maps View on OpenStreetMap Street View CM2 0BB

Nearby

Nearest stations, universities and amenities (distance from property).

Type	Name	Distance
Bus stop	South Lodge Hotel	0.2 miles
Shop	Writtle Road Pharmacy	0.3 miles
Train station	Chelmsford	0.6 miles
University	Anglia Ruskin University, Chelmsford Campus	1.1 miles
Hospital	St Peter's Hospital	9.0 miles

Property details

Tenure

Freehold

Property type

Terraced

Bedrooms

Bathrooms

Floor area

69 m²

EPC rating

Year built

England and Wales: 1900-1929

Last sold

£316,500 Mar 2026

Price per m²

£4,587/m²

Local average

£351,743 (55 sales)

Street crime

513 incidents within 1 mile (May 2026)

EPC Rating & Upgrade Cost

Current rating: C

Potential rating: B

Inspection date: 08/11/2024

Expiry date: 07/11/2034

Current heating cost: £674/year

Potential heating cost: £410/year

Est. upgrade cost to C: £24,420

Recommendations

50 mm internal or external wall insulation (£4,000 - £14,000)
Floor insulation (suspended floor) (£800 - £1,200)
Low energy lighting for all fixed outlets (£20)
Solar water heating (£4,000 - £6,000)
Replace single glazed windows with low-E double glazing (£3,300 - £6,500)
Solar photovoltaic panels, 2.5 kWp (£3,500 - £5,500)

View full EPC on gov.uk

Price history

Event	Date	Price	Type	% change	Today’s value (HPI)	Action
Sold	26/03/2026	£316,500	Terraced	+52.9%	£320,631 to April 2026	View transaction
Sold	15/03/2013	£207,000	Terraced	+228.6%	£377,691 to April 2026	View transaction
Sold	26/04/1999	£63,000	Terraced	—	£325,985 to April 2026	View transaction

Historic listings

Listing and sale events only where we matched the listing page to a Land Registry sale already on record for this address.

Event	Date	Price
sold	01/01/2026	£316,500
sold	01/01/2026	£316,500
listed	26/12/2025	£325,000
listed	01/11/2024	£1,350
sold	01/01/2013	£207,000
sold	01/01/2013	£207,000
sold	01/01/2007	£192,500
sold	01/01/2007	£192,500
sold	01/01/1999	£63,000
sold	01/01/1999	£63,000

Photos · Open listing

Sold comparables

Same street and nearby sales within 0.25 miles (last 5 years). Land Registry Price Paid Data.

Address	Price	Date	Type
69 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ	£350,000	19/12/2025	Terraced
127 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA	£300,000	09/12/2025	Terraced
15 BELLE VUE, CHELMSFORD, ESSEX, CM2 0BD	£300,000	28/11/2025	Terraced
130 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA	£380,000	27/11/2025	Terraced
61 LOWER ANCHOR STREET, CHELMSFORD, ESSEX, CM2 0AU	£315,000	07/02/2025	Terraced
10 BELLE VUE, CHELMSFORD, ESSEX, CM2 0BD	£207,950	11/08/2023	Terraced
16 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GH	£200,000	31/07/2023	Terraced
163 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB	£450,000	08/06/2023	Terraced
5 BRADFORD STREET, CHELMSFORD, ESSEX, CM2 0BG	£425,000	25/11/2022	Terraced
149 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GW	£500,000	27/09/2022	Terraced
76 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA	£465,000	18/07/2022	Terraced
72 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ	£385,000	15/07/2022	Terraced
135 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA	£370,000	12/07/2022	Terraced
150 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB	£370,000	23/06/2022	Terraced
194 NEW LONDON ROAD, CHELMSFORD, ESSEX, CM2 0AR	£785,000	06/06/2022	Terraced
141 ROOKES CRESCENT, CHELMSFORD, ESSEX, CM1 3GN	£500,000	01/06/2022	Terraced
153 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GW	£332,000	20/05/2022	Terraced
27 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AY	£381,000	20/05/2022	Terraced
173 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB	£295,000	13/05/2022	Terraced
32 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ	£360,000	10/05/2022	Terraced

Area average: £383,548 (20 sales)

For sale comparables

No active for-sale comparables found within 1 mile for the same bedrooms and property type.

Capital growth trend

Land Registry outcode average: last 12 months vs 5y and 10y ago (from sold prices).

5y growth 17.7%

10y growth 2.4%

House Price Index (HM Land Registry — official index, not sold-price averages): Chelmsford. Series: Terraced. As of April 2026.

1y (index) 1.2%

5y (index) 15.3%

10y (index) 34.4%

Rental Range

Estimated market rent for Chelmsford. Low = conservative, Realistic = average, Optimistic = best case.

Low £1,302/mo

Realistic £1,447/mo

Optimistic £1,592/mo

Based on Local Authority from postcode lookup → Chelmsford.

LHA (30th percentile) floor for Chelmsford: Apr 2025 – Mar 2026

Rental Comparables

Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.

Title	Rent	Beds	Distance	As seen on
2 Bed Flat, Rookes Crescent, CM1	£1,700/mo	2	0.22 miles	OpenRent

Average rent: £1,700/mo (1 listing)

Rent-driven metrics

Based on OpenRent comparables.

Rent ratio 0.54%

Max investor price (0.8%) £212,500

Target investor price (1%) £170,000

Gross yield 6.4%

Cost-to-rent ratio 15.5×

Monthly cashflow £259/mo 75% LTV, 3.95% APR (5yr fixed), 25yr term

Cash-on-cash ROI 3.4%

Rent ratio — Monthly rent ÷ purchase price (1% rule). 1%+ = strong, 0.8–1% = okay, <0.8% = weak for cashflow.
Max investor price — Rent ÷ 0.8%; the price at which rent would be 0.8% of price (Stoke-style target).
Target investor price — Rent ÷ 1%; the price at which rent would be 1% of price (strong cashflow band).
Gross yield — Annual rent as % of purchase price (no costs).
Cost-to-rent — Price ÷ annual rent (from OpenRent comparables). Under 14× = strong, 14–16× = acceptable, 17×+ = compressed.
Cashflow — Rent minus mortgage, 10% maintenance, £25/mo compliance. Assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term.
ROI — Annual profit ÷ cash in (deposit + 4% purchase costs).

Flood risk

Zone: 1

Risk: Low

Job (default Low)

Street-level crime

Category	Count
Violence and sexual offences	177
Shoplifting	73
Anti-social behaviour	61
Public order	53
Drugs	41
Other theft	28
Criminal damage and arson	16
Other crime	13
Burglary	12
Vehicle crime	12
Robbery	10
Possession of weapons	7
Bicycle theft	5
Theft from the person	5
Total incidents	513

Within 1 mile during May 2026. Source: data.police.uk (England & Wales).

Schools nearby

Nearest open schools with Ofsted ratings (England). Closed schools are not shown. Data from Get Information about Schools and Ofsted.

Name	Type	Distance	Ofsted
St Cedd's School	Other	0.2 miles	— (No rating)
St Anne's School	Other	0.2 miles	— (No rating)
Community College Initiative Ltd	Other	0.2 miles	— (No rating)
Our Lady Immaculate Catholic Primary School	Primary	0.3 miles	Good — 24 Jun 2013
Chelmsford College	Other	0.3 miles	— (No rating)

FENSA

Checking FENSA certificates for this address. Refresh in a few minutes.

# 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB

## Property details

- Slug: `19c4526` (address key hash: `19c45269ee10e3adc6593872268c11508819a336`)
- Postcode: CM2 0BB
- Transactions on record: 3

- Tenure: Freehold
- Property type: Terraced
- Bedrooms: 2
- Bathrooms: 1
- Floor area: 69 m²
- EPC rating: C
- Year built: England and Wales: 1900-1929
- Last sold: £316,500 Mar 2026
- Price per m²: £4,587/m²
- Local average: £351,743 (55 sales)
- Street crime: 513 incidents within 1 mile (May 2026)

## Latest sale

- Price: £316,500
- Date: 2026-03-26
- Type: T
- Tenure: F

## EPC Rating & Upgrade Cost

- **Current rating:** C
- **Potential rating:** B
- **Expiry date:** 07/11/2034
- **Current heating cost:** £674/year
- **Est. upgrade cost to C:** £24,420

### Recommendations
- Q (£4,000 - £14,000)
- W1 (£800 - £1,200)
- E (£20)
- N (£4,000 - £6,000)
- O (£3,300 - £6,500)
- U (£3,500 - £5,500)

[View full EPC on gov.uk](https://find-energy-certificate.service.gov.uk/energy-certificate/0483-3943-7209-4584-6204)

## Price history

| Event | Date | Price | Type | % change | Today’s value (HPI) | Transaction |
|-------|------|-------|------|--------|---------------------|-------------|
| Sold | 2026-03-26 | £316,500 | Terraced | +52.9% | £320,631 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/50d10b83-f429-b8d0-e063-4704a8c08d98) |
| Sold | 2013-03-15 | £207,000 | Terraced | +228.6% | £377,691 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/02c87385-d7e1-4330-bc01-a5c731c7dff5) |
| Sold | 1999-04-26 | £63,000 | Terraced | — | £325,985 (to April 2026) | [View](http://87.117.209.195:8080/house-prices/130d2bf4-b830-4b45-b7b3-45e3ab727b19) |

*Today’s value (HPI): adjusted using published house price index trends for the area and property type; not a valuation of the property today.*

## Sales History

*Recorded sales for this property. Data from Land Registry Price Paid.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £316,500 | 26/03/2026 | Terraced |
| 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £207,000 | 15/03/2013 | Terraced |
| 149 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £63,000 | 26/04/1999 | Terraced |

## Historic listings

Listing activity only where we matched the listing to a Land Registry sale already on record for this address.

- Matched listing: [170625494](http://87.117.209.195:8080/listings/a0ce7b4)
- Matched listing: [154486805](http://87.117.209.195:8080/listings/44c59fc)

| Event | Date | Price |
|-------|------|-------|
| sold | 2026-01-01 | £316,500 |
| sold | 2026-01-01 | £316,500 |
| listed | 2025-12-26 | £325,000 |
| listed | 2024-11-01 | £1,350 |
| sold | 2013-01-01 | £207,000 |
| sold | 2013-01-01 | £207,000 |
| sold | 2007-01-01 | £192,500 |
| sold | 2007-01-01 | £192,500 |
| sold | 1999-01-01 | £63,000 |
| sold | 1999-01-01 | £63,000 |

## Sold Comparables

*Same street and nearby sales within 0.25 miles. Data from Land Registry Price Paid. Last 5 years.*

| Address | Price | Date | Type |
|---------|-------|------|------|
| 69 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ | £350,000 | 19/12/2025 | Terraced |
| 127 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £300,000 | 09/12/2025 | Terraced |
| 15 BELLE VUE, CHELMSFORD, ESSEX, CM2 0BD | £300,000 | 28/11/2025 | Terraced |
| 130 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £380,000 | 27/11/2025 | Terraced |
| 61 LOWER ANCHOR STREET, CHELMSFORD, ESSEX, CM2 0AU | £315,000 | 07/02/2025 | Terraced |
| 10 BELLE VUE, CHELMSFORD, ESSEX, CM2 0BD | £207,950 | 11/08/2023 | Terraced |
| 16 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GH | £200,000 | 31/07/2023 | Terraced |
| 163 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £450,000 | 08/06/2023 | Terraced |
| 5 BRADFORD STREET, CHELMSFORD, ESSEX, CM2 0BG | £425,000 | 25/11/2022 | Terraced |
| 149 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GW | £500,000 | 27/09/2022 | Terraced |
| 76 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £465,000 | 18/07/2022 | Terraced |
| 72 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ | £385,000 | 15/07/2022 | Terraced |
| 135 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BA | £370,000 | 12/07/2022 | Terraced |
| 150 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £370,000 | 23/06/2022 | Terraced |
| 194 NEW LONDON ROAD, CHELMSFORD, ESSEX, CM2 0AR | £785,000 | 06/06/2022 | Terraced |
| 141 ROOKES CRESCENT, CHELMSFORD, ESSEX, CM1 3GN | £500,000 | 01/06/2022 | Terraced |
| 153 PARKINSON DRIVE, CHELMSFORD, ESSEX, CM1 3GW | £332,000 | 20/05/2022 | Terraced |
| 27 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AY | £381,000 | 20/05/2022 | Terraced |
| 173 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0BB | £295,000 | 13/05/2022 | Terraced |
| 32 UPPER BRIDGE ROAD, CHELMSFORD, ESSEX, CM2 0AZ | £360,000 | 10/05/2022 | Terraced |

**Area average:** £383,548 (20 sales)

## Capital growth trend

*Land Registry outcode average from sold prices: last 12 months vs 5y and 10y ago.*

- **5y growth:** 17.7%
- **10y growth:** 2.4%

## House Price Index (HM Land Registry)

*Official index for Chelmsford; Terraced series; as of April 2026.*

- **1y growth (index):** 1.2%
- **5y growth (index):** 15.3%
- **10y growth (index):** 34.4%

## Rental Range

*ONS Price Index of Private Rents (Chelmsford). Low / Realistic / Optimistic = conservative / average / best case.*

- **Low:** £1,302/mo
- **Realistic:** £1,447/mo
- **Optimistic:** £1,592/mo

## LHA (Local Housing Allowance)

*VOA 30th percentile rent floor for Chelmsford (Apr 2025 – Mar 2026).*

## Rental Comparables

*Residential lets from OpenRent and Rightmove for the area (same bedroom count). Use to validate rent estimates. Student lets are excluded.*

| Title | Rent | Beds | Distance | As seen on |
|------|------|------|------|------|
| 2 Bed Flat, Rookes Crescent, CM1 | £1,700/mo | 2 | 0.22 miles | OpenRent |

**Average rent: £1,700/mo (1 listing)**

## 1% Rule

- **Rent ratio:** 0.54% (weak for cashflow)
- **Max investor price (0.8%):** £212,500
- **Target investor price (1%):** £170,000

*Monthly rent ÷ price. 1%+ = strong, 0.8–1% = okay, <0.8% = weak. Max investor price = rent ÷ 0.8% (Stoke-style target). Target investor price = rent ÷ 1% (strong cashflow band). Based on OpenRent comparables.*

## Rent-driven metrics

*Based on OpenRent comparables (median £1,700/mo).*

- **Gross yield:** 6.4%
- **Cost-to-rent:** 15.5×
- **Monthly cashflow:** £259/mo (75% LTV, 3.95% APR (5yr fixed), 25yr term)
- **Cash-on-cash ROI:** 3.4%

*Gross yield = annual rent as % of price (no costs). Cost-to-rent = price ÷ annual rent (from OpenRent comparables); under 14× = strong, 14–16× = acceptable, 17×+ = compressed. Cashflow = rent − mortgage − 10% maintenance − £25/mo compliance; assumes 75% LTV, 3.95% APR (5yr fixed), 25yr term. ROI = annual profit ÷ cash in (deposit + 4% purchase costs).*

## Flood risk

- **Zone:** 1
- **Risk:** Low
- **Source:** Job (default Low)

[Check long-term flood risk (GOV.UK)](https://check-long-term-flood-risk.service.gov.uk/postcode)

## Street-level crime

| Category | Count |
|----------|-------|
| Violence and sexual offences | 177 |
| Shoplifting | 73 |
| Anti-social behaviour | 61 |
| Public order | 53 |
| Drugs | 41 |
| Other theft | 28 |
| Criminal damage and arson | 16 |
| Other crime | 13 |
| Burglary | 12 |
| Vehicle crime | 12 |
| Robbery | 10 |
| Possession of weapons | 7 |
| Bicycle theft | 5 |
| Theft from the person | 5 |
| **Total incidents** | **513** |

*Within 1 mile during May 2026. Source: data.police.uk (England & Wales).*

## Schools nearby

*Nearest open schools with Ofsted ratings (England). Closed schools are not shown.*

| Name | Type | Distance | Ofsted |
|------|------|----------|--------|
| St Cedd's School | Other | 0.2 miles | — (No rating) |
| St Anne's School | Other | 0.2 miles | — (No rating) |
| Community College Initiative Ltd | Other | 0.2 miles | — (No rating) |
| Our Lady Immaculate Catholic Primary School | Primary | 0.3 miles | Good — 24 Jun 2013 |
| Chelmsford College | Other | 0.3 miles | — (No rating) |